P & M PARTNERS
ActiveP & M PARTNERS has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €218k and a net result of €6k. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 58% of 467 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability13▲+13
Solvency54▼-5
Growth58▲+6
Stability100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity short (current ratio 0.24 against 0.08 in 2024), and 58.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 53
Relative position
BE, all sectors
reference
Sector 53
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.1%
Return on assets
1.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
31 d late
2023
9 d late
2022
on the day
2021
28 d late
2020
12 d early
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€218k▼ 14.4%
2024 · €255k
2018: €244k
2019: €252k
2020: €258k
2021: €252k
2022: €255k
2023: €256k
2024: €255k
2018 → 2025
Total assets
€532k▼ 5.0%
2024 · €560k
2018: €633k
2019: €618k
2020: €623k
2021: €620k
2022: €626k
2023: €591k
2024: €560k
2018 → 2025
Net result
€6k
2024 · €-1k
2018: €1k
2019: €8k
2020: €6k
2021: €-6k
2022: €3k
2023: €2k
2024: €-1k
2018 → 2025
Working capital
€-51k▲ 59.4%
2024 · €-127k
2018: €-39k
2019: €-31k
2020: €-73k
2021: €-103k
2022: €-142k
2023: €-134k
2024: €-127k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€252k-€255k▲ 1.0%€256k▲ 0.7%€255k▼ 0.4%€218k▼ 14.4%
Operating result€-2k-€8k€12k▲ 53.3%€2k▼ 87.3%€13k▲ 730%
Net result€-6k-€3k€2k▼ 28.7%€-1k€6k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 730% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €532k
Fixed assets
€515k▼ 6.1%
Current assets
€16k▲ 47.7%
Equity and liabilities €532k
Equity
€218k▼ 14.4%
Provisions
€56k▼ 4.4%
Debt
€257k▲ 4.6%
The debt ratio rises from 43.9% to 48.3%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€46k▲
2024 · €35k
Cash flow
€39k▲
2024 · €32k
Solvency
41.1%▼
2024 · 45.6%
Current ratio
0.24▲
2024 · 0.08
Quick ratio
0.24▲
2024 · 0.08
Debt / equity
1.18▲
2024 · 0.96
ROE
2.7%▲
2024 · -0.4%
ROA
1.1%▲
2024 · -0.2%
Interest coverage
11.91▲
2024 · 10.76
Debt
€257k▲
2024 · €246k
Debt ≤ 1 year
€68k▼
2024 · €138k
Debt > 1 year
€189k▲
2024 · €108k
Income taxes
€5k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€560k€532k▼
Fixed assets21/28€549k€515k▼
Tangible fixed assets22/27€549k€515k▼
Land and buildings22€489k€471k▼
Plant, machinery and equipment23€38k€31k▼
Furniture and vehicles24€22k€14k▼
Current assets29/58€11k€16k▲
Amounts receivable within one year40/41€6k€4k▼
Trade receivables40€5k€3k▼
Other amounts receivable41€991€596▼
Cash at bank and in hand54/58€5k€12k▲
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€560k€532k▼
Equity10/15€255k€218k▼
Contributions10/11€19k€19k=
Reserves13€237k€200k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€115k€110k▼
Distributable reserves133€120k€88k▼
Profit (loss) carried forward14-€0
Provisions and deferred taxes16€59k€56k▼
Deferred taxes168€59k€56k▼
Amounts payable17/49€246k€257k▲
Amounts payable after more than one year17€108k€189k▲
Financial debts170/4€108k€189k▲
Amounts payable within one year42/48€138k€68k▼
Current portion of amounts payable after more than one year42€21k€21k▲
Trade debts44€339€273▼
Suppliers440/4€339€273▼
Taxes, remuneration and social security45€5k€8k▲
Taxes450/3€5k€8k▲
Other amounts payable47/48€112k€39k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33k€33k=
Other operating charges640/8€4k€4k▲
Gross operating margin9900€39k€50k▲
Operating profit (loss)9901€2k€13k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€-2k€9k▲
Transfer from deferred taxes780€3k€3k=
Income taxes67/77€2k€5k▲
Profit (loss) for the period9904€-1k€6k▲
Transfer from tax-exempt reserves789€5k€5k=
Profit (loss) for the period to be appropriated9905€4k€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€4k€11k▲
Transfer from equity791/2-€43k
Transfer to equity691/2€4k€11k▲
To other reserves6921€4k€11k▲
Profit to be distributed694/7-€43k
Return on contributions (dividend)694-€43k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
State Gazette act
Resignations & appointmentsGeneral meeting · Director resignation2 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director resignation2 facts ▸
- General meeting, 19/12/2025
- Director resignation, Peeters Paula (bestuurder)
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
09-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 9 days late
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
28-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 28 days late
2021
31-12
Financial
Weakest financial yearnet €-6k ▼194%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
19-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Highest result since 2018net €8k ▲485%
Operating result €19k, net result €8k, both a record.
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
17-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
19-12-2025
Resigned as Director
Location & real-estate footprint
Registered office, Alken · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Laagsimsestraat 923570 AlkenGround area
1,463 m²
Building footprint
248 m²
Volume, LiDAR
789 m³
Parcel 73302F0224/00A000, Flanders · tallest building 4.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Laagsimsestraat 92, 3570 Alken
since 19982.087.191.857
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73302F0224/00A000 | Flanders | 1,463 m² | 1 · 248 m² | 4.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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KRIS VANLOMMEL
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DE MAILINGMAN
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Of 4,835 companies in sector 53200 we hold annual accounts for 1,286. 853 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-05-1998
Fiscal year end31-12
Activities, NACEBEL
53200Other postal and courier activities
82100Office administrative and support services
82110Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.