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P & M PARTNERS

Active
Private limited companyfounded 1998active for 28 yearsLaagsimsestraat 92, 3570 Alken, BelgiumKBO/BCE: BE 0463.293.279
Summary

P & M PARTNERS has been active since 1998 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €218,435 and a net result of €5,862. Equity has been stable since 2018 (±0.2% per year). Its solvency ranks better than 60% of 621 sector peers (NACE 53, financial year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Overview

Official details

Source: KBO
Status
Active since 04-05-1998 Normal situation
Activity
Other postal and courier activities NACE 53200and 1 other
Establishment unit
2.087.191.857 3570 Alken, since 19-06-1998
Financial year end
31 December
Peppol
Reachable since 12-10-2026

Board and ownership

Board

Financial position

68 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.8%
Annual accounts 2025
Gross margin
€50,141
▲ 28.7%
Turnover
≈ €150,000
estimated
Profit
€5,862
Equity
€218,435
▼ 14.4%
Total assets
€531,848
▼ 5.0%
Filed on 16-07-2026, 15 days before the deadline
Score breakdownraises riskSector: Postal and courier activities (NACE 53)1 of the last 3 accounts lateLiquidity: current ratio 0.24, cash €12,401lowers riskFounded in 1998Show the evidence

Checked score

Score 2025
68 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 49% of micro companies in postal and courier (NACE 53)
Financial strength · tick: 2024
Strong
Solvency 66-5
equity 41.1% of total assets
Liquidity 51+9
short-term debt 12.8% · cash 2.3%
Profitability 70+2
return on assets 1.1%
Bankruptcy probability within 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 2.6% (914 companies, NACE 53, micro)
Last 24 months 12-2024: 0.5%lowest value 01-2025: 0.5%● unchanged vs 12-2024lowest value 02-2025: 0.5%● unchanged vs 01-2025lowest value 03-2025: 0.5%● unchanged vs 02-2025 04-2025: 0.6%▲ +0.1 percentage points vs 03-2025 05-2025: 0.6%● unchanged vs 04-2025 06-2025: 0.6%● unchanged vs 05-2025 07-2025: 0.8%▲ +0.2 percentage points vs 06-2025 08-2025: 1.2%▲ +0.4 percentage points vs 07-2025highest value 09-2025: 0.8%▼ -0.4 percentage points vs 08-2025 10-2025: 0.8%● unchanged vs 09-2025 11-2025: 0.8%● unchanged vs 10-2025 12-2025: 0.8%● unchanged vs 11-2025 01-2026: 0.8%● unchanged vs 12-2025 02-2026: 0.8%● unchanged vs 01-2026 03-2026: 0.8%● unchanged vs 02-2026 04-2026: 0.8%● unchanged vs 03-2026 05-2026: 0.9%▲ +0.1 percentage points vs 04-2026 06-2026: 0.8%▼ -0.1 percentage points vs 05-2026 07-2026: 0.8%● unchanged vs 06-2026 08-2026: 0.9%▲ +0.1 percentage points vs 07-2026 09-2026: 0.9%● unchanged vs 08-2026 10-2026: 0.8%▼ -0.1 percentage points vs 09-2026 11-2026: 0.8%● unchanged vs 10-2026
Credit of up to €14,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.24 (0.08 in 2024), below 1. Short-term debt is 12.8% and cash 2.3% of total assets. 58.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 53, micro). It does better than 58% of them on solvency, 64% on liquidity, 47% on profitability and 27% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Postal and courier activities (NACE 53)
KBO
raises risk · 1 of the last 3 accounts late
NBB · filings
lowers risk · Founded in 1998
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Liquidity: current ratio 0.24, cash €12,401
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
15 days early
2024
31 days late
2023
9 days late
2022
on the day
2021
28 days late
2020
12 days early
2019
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 10 days after the deadline. In the sector (NACE 53), the median for financial year 2024 was 13 days after the deadline, and 56% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 10 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: More equity than 93% of companies in postal and couriersector median €29,522 · 625 companies €218,435 View
  • Caution: A director leftlatest change 19-12-2025 · 1 in office 1 left View

Recent changes

  1. · Gazette deed Resignation: Peeters Paula (director)
  2. · Gazette deed Changes of role: GIJBELS Caroline (director) and PEETERS Paula (director)
  3. · Gazette deed Incorporation
All 17 events

Comparable companies

These companies have the same main activity as P & M PARTNERS: other postal and courier activities (NACE 53200). They are comparable in size and age: total assets between €404,000 and €630,000, founded between 1995 and 2002.

CompanyTotal assetsGross margin
P & M PARTNERS Alken€531,848€50,141
C.I.T. EXPRESS LOGISTICS Oudergem€556,759€40,438
DENNEVEN Lommel€403,708€73,170
NIO Hasselt€540,924€89,235
T.M. TRANS Lochristi€413,587€48,659
LIMOUSINE KOERIER SERVICE Ravels€538,293€88,796
I.V. CARS Kortrijk€629,974€84,093
Full comparison

Key facts about P & M PARTNERS

What is the company number of P & M PARTNERS?
The company number of P & M PARTNERS is 0463.293.279. The VAT number is the same number with BE in front: BE 0463.293.279.
Where is P & M PARTNERS based?
The registered office is at Laagsimsestraat 92, 3570 Alken.Company details
What does P & M PARTNERS do?
According to the KBO register, the main activity is other postal and courier activities (NACE 53200).
What is the legal form of P & M PARTNERS?
The legal form of P & M PARTNERS is Private limited company (BV).
When was P & M PARTNERS founded?
P & M PARTNERS was founded on 04-05-1998.
Is P & M PARTNERS still active?
Yes, P & M PARTNERS is an active enterprise in the KBO register.
How many employees does P & M PARTNERS have?
P & M PARTNERS had an average of 0.1 full-time equivalents in financial year 2020, according to the filed annual accounts.Financials
What is the turnover of P & M PARTNERS?
The turnover in financial year 2025 is ≈ €150,000. This figure is estimated from the gross margin of €50,141 and 2,672 comparable companies of the same size. It probably lies between €100,000 and €260,000. It is a rough estimate.
Is P & M PARTNERS profitable?
In financial year 2025, P & M PARTNERS made a profit of €5,862.
Where can I find the annual accounts of P & M PARTNERS?
P & M PARTNERS filed 27 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of P & M PARTNERS due?
P & M PARTNERS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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