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P.M.F.

Active
Private limited companyfounded 1987active for 39 yearsDiestsebaan 92, 3290 Diest, BelgiumKBO/BCE: BE 0431.793.817
Summary

P.M.F. has been active since 1987 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €371,472 and a net result of €9,025. Equity has been stable since 2018 (±1.4% per year). Its solvency ranks better than 54% of 2,299 sector peers (NACE 63, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 14-08-1987 Normal situation
Activity
Computing infrastructure, data processing, hosting and related activities NACE 63100and 1 other
Establishment unit
2.030.027.282 3290 Diest, since 14-09-1987
Financial year end
31 December
Peppol
Reachable since 10-06-2025

Board and ownership

Board

Financial position

93 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€38,945
▼ 11.1%
Turnover
≈ €160,000
estimated
Profit
€9,025
▼ 18.8%
Equity
€371,472
▲ 2.5%
Total assets
€621,722
▼ 0.8%
Score breakdownlowers riskSize: total assets €621,722Figures for financial year 2025 (filed on 17-03-2026)Founded in 1987Liquidity: current ratio 1.78, cash €69,961Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 43% of micro companies in computing infrastructure and information services (NACE 63)
Financial strength · tick: 2024
Strong
Solvency 85+2
equity 59.7% of total assets
Liquidity 58-2
short-term debt 20.3% · cash 11.3%
Profitability 46-1
return on assets 1.5%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (2,948 companies, NACE 63, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025highest value 05-2025: < 0.1%● unchanged vs 04-2025lowest value 06-2025: < 0.1%● unchanged vs 05-2025lowest value 07-2025: < 0.1%● unchanged vs 06-2025lowest value 08-2025: < 0.1%● unchanged vs 07-2025lowest value 09-2025: < 0.1%● unchanged vs 08-2025lowest value 10-2025: < 0.1%● unchanged vs 09-2025lowest value 11-2025: < 0.1%● unchanged vs 10-2025lowest value 12-2025: < 0.1%● unchanged vs 11-2025lowest value 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.78 (1.74 in 2024), above the usual 1.5. Short-term debt is 20.3% and cash 11.3% of total assets. 40.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 63, micro). It does better than 55% of them on solvency, 45% on liquidity, 26% on profitability and 47% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskneutral
lowers risk · Size: total assets €621,722
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 17-03-2026)
NBB · annual accounts
lowers risk · Founded in 1987
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Liquidity: current ratio 1.78, cash €69,961
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-03-2026, 137 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
137 days early
2024
105 days early
2023
51 days early
2022
54 days early
2021
81 days early
2020
93 days early
2019
57 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 83 days before the deadline. In the sector (NACE 63), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 11 May (4 of the last 5 accounts filed within 31 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Oldest company in Diest, Telecoms and IT sectorin the Checked rankings No. 1 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2025: €9,025 8 years View

Recent changes

  1. · Gazette deed 1 director appointed, 1 director resigningResignation: MAUSSEN Patric (director) · Appointment: PaRi CommV (director) · Permanent representative: MAUSSEN Patric
  2. · Gazette deed Changes of role: MAUSSEN Patric Michel (director) and MAUSSEN Marie-Paul Emmy (director)Registered office clause: Diestsebaan 92, 3290 Diest · 525 shares
  3. · Gazette deed Incorporation
All 14 events

Comparable companies

These companies have the same main activity as P.M.F.: computing infrastructure, data processing, hosting and related activities (NACE 63100). They are comparable in size and age: total assets between €420,000 and €903,000, founded between 1979 and 1991.

CompanyTotal assetsGross margin
P.M.F. Diest€621,722€38,945
COPY-FILL TECHNOLOGIES Deinze€780,334€36,286
IMMOBILIER MANAGEMENT TECHNOLOGY BELGIUM Fontaine-l'Evêque€498,707€48,295
VIDEO EQUIPE Hove€452,272€57,798
DIGICONCEPT Liège€903,037€34,808
SOFTECH CONSULTING Rebecq€419,643€53,674
I.G.N. Lasne€486,600€22,901
Full comparison

Key facts about P.M.F.

What is the company number of P.M.F.?
The company number of P.M.F. is 0431.793.817. The VAT number is the same number with BE in front: BE 0431.793.817.
Where is P.M.F. based?
The registered office is at Diestsebaan 92, 3290 Diest.Company details
What does P.M.F. do?
According to the KBO register, the main activity is computing infrastructure, data processing, hosting and related activities (NACE 63100).
What is the legal form of P.M.F.?
The legal form of P.M.F. is Private limited company (BV).
When was P.M.F. founded?
P.M.F. was founded on 14-08-1987.
Is P.M.F. still active?
Yes, P.M.F. is an active enterprise in the KBO register.
What is the turnover of P.M.F.?
The turnover in financial year 2025 is ≈ €160,000. This figure is estimated from the gross margin of €38,945 and 2,954 comparable companies of the same size. It probably lies between €94,000 and €280,000. It is a rough estimate.Financials
Is P.M.F. profitable?
In financial year 2025, P.M.F. made a profit of €9,025.
Where can I find the annual accounts of P.M.F.?
P.M.F. filed 38 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of P.M.F. due?
P.M.F. must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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