P&M CONSULTANCY

Active

Private limited companyfounded 20241 yr activeVennestraat 22, 1980 Zemst, BelgiumKBO/BCE: BE 1017.843.665

Summary

P&M CONSULTANCY is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (-€3,414) and a net result of -€6,414. Its solvency ranks better than 5% of 8102 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

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P&M CONSULTANCYActive

Risk analysis Report Compare

Checked score

Outside the general model

Model not applicable to financial institutions

The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.

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Signals

Three signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 8102 sector peers (2025).

NBB · sector comparison

Position among 8102 sector peers

Solvency

better than 5%

← weakest strongest →

Young company

Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.

KBO · incorporation date

Age against the risk zone

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2025

24 d late

← before the deadline after the deadline →

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

History

P&M CONSULTANCY was incorporated on 23 December 2024 as a Private limited company.¹ The company has filed annual accounts once, for fiscal year 2025.²

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Financials · fiscal year 2025, micro schema

Equity

-€3,414

Net result

-€6,414

Total assets

€1,801

Solvency

-189.6%

Turnover and EBIT margin not published: the micro schema does not require them.

Key figures and ratios

2025 value

Debt

€5,215

Debt ≤ 1 year

€5,215

Ratios withheld: a balance sheet total of €1,801 is too small for a meaningful ratio.

Annual accounts

OverviewIncome statement Balance sheet Cash flow

Filed annual accounts As filed with the NBB · 2025 · 20 lines

Balance sheet Code2025

Assets

Total assets20/58€1,801

Current assets29/58€1,801

Amounts receivable within one year40/41€1,801

Trade receivables40€1,801

Equity and liabilities

Total equity and liabilities10/49€1,801

Equity10/15-€3,414

Contributions10/11€3,000

Profit (loss) carried forward14-€6,414

Amounts payable17/49€5,215

Amounts payable within one year42/48€5,215

Trade debts44€1,120

Suppliers440/4€1,120

Other amounts payable47/48€4,095

Income statement Code2025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,208

Gross operating margin9900-€5,207

Operating profit (loss)9901-€6,414

Profit (loss) for the period before taxes9903-€6,414

Profit (loss) for the period9904-€6,414

Profit (loss) for the period to be appropriated9905-€6,414

Appropriation of the result

Profit (loss) to be appropriated9906-€6,414

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line	2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630	€1,208
Gross operating margin9900	-€5,207
Operating profit (loss)9901	-€6,414
Profit (loss) for the period before taxes9903	-€6,414
Profit (loss) for the period9904	-€6,414
Profit (loss) for the period to be appropriated9905	-€6,414

Line	2025
Assets
Total assets20/58	€1,801
Current assets29/58	€1,801
Amounts receivable within one year40/41	€1,801
Trade receivables40	€1,801
Equity and liabilities
Total equity and liabilities10/49	€1,801
Equity10/15	-€3,414
Contributions10/11	€3,000
Profit (loss) carried forward14	-€6,414
Amounts payable17/49	€5,215
Amounts payable within one year42/48	€5,215
Trade debts44	€1,120
Suppliers440/4	€1,120
Other amounts payable47/48	€4,095

Line	2025
Profit (loss) for the period9904	-€6,414
+ Depreciation and write-downs630	€1,208
Operating cash flow (approximation)	-€5,207

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

All 1Filings 1

2026

24-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 24 days late

NBB filing

0 of 2 acts read

About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Zemst · 1 establishment unit since 2024

seat establishment The establishment unit on the map

Ground area

506 m²

Building footprint

222 m²

Volume, LiDAR

982 m³

Parcel 23096F0112/00R000, Flanders · tallest building 7.7 m, ±1 floor. Linked by address, not a title deed.

3 companies at this address See who is registered here

1 establishment unit

P&M CONSULTANCY

Vennestraat 22, 1980 ZemstHoldings

since 20242.371.378.794

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
23096F0112/00R000	Flanders	506 m²	1 · 222 m²	7.7 m · 1 fl.

Linked by address, not proof of ownership

Good to know

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 24,728 companies in sector 64210 we hold annual accounts for 19,805. See the whole sector

Identification & contact

Identification

Legal formPrivate limited company

Founded23-12-2024

Fiscal year end31-12

Activities, NACEBEL 2025

64210Activities of holding companies

E-invoicing

Reachable via Peppol

Peppol ID 0208:1017843665

Also 9925:BE1017843665

Registered 18-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Scores and ratios are computed by Checked and are not a credit decision.