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P&M Coaching & Consultancy

Active
Private limited companyfounded 2015active for 11 yearsSchransdreef 81, 3090 Overijse, BelgiumKBO/BCE: BE 0627.818.048

From the official registers: KBO 10 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

P&M Coaching & Consultancy has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €163,820 and a net result of -€3,599. Equity has been growing by about 4.9% per year since 2018. Its solvency ranks better than 78% of 20,678 sector peers (NACE 86, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

KBO
Status
Active since 01-04-2015 Normal situation
Legal form
Private limited company
Registered office
Schransdreef 81, 3090 Overijse
Activity
Nutrition and dietetics services NACE 86995and 5 others
Establishment unit
2.240.749.092 3090 Overijse, since 01-04-2015
Financial year end
31 December
Peppol
Reachable since 29-11-2025

Board and ownership

Board

Financial position

94 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€23,359
▼ 56.8%
Turnover
≈ €150,000
estimated
Loss
€3,599
Equity
€163,820
▼ 2.1%
Total assets
€190,950
▼ 6.2%
2025 accounts filed 19 days after the deadline
Filed on 19-08-2026at the National Bank
Score breakdownlowers riskLiquidity: current ratio 6.59, cash €161,900Sector: Human health activities (NACE 86)Equity €163,820 (85.8% of total assets)Size: total assets €190,950Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 53% of micro companies in human health (NACE 86)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 85.8% of total assets
Liquidity 97+2
short-term debt 14.2% · cash 84.8%
Profitability 66-21
return on assets -1.9%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (24,155 companies, NACE 86, micro)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025highest value 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026lowest value 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €15,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 6.59 (4.94 in 2024), above the usual 1.5. Short-term debt is 14.2% and cash 84.8% of total assets. 14.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 86, micro). It does better than 82% of them on solvency, 86% on liquidity, 12% on profitability and 32% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 6.59, cash €161,900
NBB · annual accounts
lowers risk · Sector: Human health activities (NACE 86)
KBO
lowers risk · Equity €163,820 (85.8% of total assets)
NBB · annual accounts
lowers risk · Size: total assets €190,950
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · 2025 accounts filed 19 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
19 days late
2024
18 days late
2023
2 days early
2022
6 days early
2021
9 days late
2020
12 days late
2019
1 day early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 7 days after the deadline. In the sector (NACE 86), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 9 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower net result than 93% of companies in human healthsector median €60,139 · 20,665 companies -€3,599 View

Documents

Annual accounts at the NBB

All 10 annual accounts

Articles and registers

Key facts about P&M Coaching & Consultancy

What is the company number of P&M Coaching & Consultancy?
The company number of P&M Coaching & Consultancy is 0627.818.048. The VAT number is the same number with BE in front: BE 0627.818.048.
Where is P&M Coaching & Consultancy based?
The registered office is at Schransdreef 81, 3090 Overijse.Company details
What does P&M Coaching & Consultancy do?
According to the KBO register, the main activity is nutrition and dietetics services (NACE 86995).
What is the legal form of P&M Coaching & Consultancy?
The legal form of P&M Coaching & Consultancy is Private limited company (BV).
When was P&M Coaching & Consultancy founded?
P&M Coaching & Consultancy was founded on 01-04-2015.
Is P&M Coaching & Consultancy still active?
Yes, P&M Coaching & Consultancy is an active enterprise in the KBO register.
What is the turnover of P&M Coaching & Consultancy?
The turnover in financial year 2025 is ≈ €150,000. This figure is estimated from the gross margin of €23,359 and 41 comparable companies (NACE 869). It probably lies between €94,000 and €260,000. It is a rough estimate.Financials
Is P&M Coaching & Consultancy profitable?
In financial year 2025, P&M Coaching & Consultancy made a loss of €3,599.
Where can I find the annual accounts of P&M Coaching & Consultancy?
P&M Coaching & Consultancy filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of P&M Coaching & Consultancy due?
P&M Coaching & Consultancy must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Comparable companies

These companies have the same main activity as P&M Coaching & Consultancy: nutrition and dietetics services (NACE 86995). They are comparable in size and age: total assets between €153,000 and €216,000, founded between 2013 and 2016.

CompanyTotal assetsGross margin
P&M Coaching & Consultancy Overijse€190,950€23,359
AQARTO Merelbeke-Melle€215,948€28,357
VAN PEER INDUSTRIES Zandhoven€166,036€28,335
w8control Turnhout€152,937€24,737
THE HAPPINESS FACTORY Oosterzele€166,865€15,678
HEALTH & TRAINING Wavre€191,894€13,953
a-linea afslankcoaching Lubbeek€189,902€13,248
Full comparison

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