P-LEX
ActiveP-LEX has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €603k and a net result of €183k. Equity is growing by ~39% per year across the filed fiscal years. Its solvency ranks better than 90% of 12675 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
94
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity ample (current ratio 10.02 against 4.74 in 2024; short-term debt: 9.2% and cash: 28.2% of total assets), and 9.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90.7%
Return on assets
27.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
1 d early
2024
17 d early
2023
19 d early
2022
6 d early
2021
22 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€603k▲ 25.7%
2024 · €479k
2021: €127k
2022: €227k
2023: €310k
2024: €479k
2021 → 2025
Total assets
€665k▲ 12.0%
2024 · €593k
2021: €358k
2022: €452k
2023: €397k
2024: €593k
2021 → 2025
Net result
€183k▲ 8.1%
2024 · €169k
2021: €122k
2022: €101k
2023: €83k
2024: €169k
2021 → 2025
Working capital
€552k▲ 32.9%
2024 · €415k
2021: €123k
2022: €203k
2023: €228k
2024: €415k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€127k-€227k▲ 79.3%€310k▲ 36.5%€479k▲ 54.4%€603k▲ 25.7%
Operating result€173k-€147k▼ 14.8%€127k▼ 14.0%€227k▲ 79.5%€234k▲ 2.9%
Net result€122k-€101k▼ 17.5%€83k▼ 17.5%€169k▲ 104%€183k▲ 8.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 3% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €665k
Fixed assets
€51k▼ 23.0%
Current assets
€613k▲ 16.5%
Equity and liabilities €665k
Equity
€603k▲ 25.7%
Debt
€62k▼ 45.7%
The debt ratio falls from 19.2% to 9.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€251k▲
2024 · €245k
Cash flow
€200k▲
2024 · €186k
Solvency
90.7%▲
2024 · 80.8%
Current ratio
10.02▲
2024 · 4.74
Quick ratio
10.02▲
2024 · 4.74
Debt / equity
0.10▼
2024 · 0.24
ROE
30.3%▼
2024 · 35.2%
ROA
27.5%▼
2024 · 28.5%
Interest coverage
32866.58▲
2024 · 43.86
Debt
€62k▼
2024 · €114k
Debt ≤ 1 year
€61k▼
2024 · €111k
Income taxes
€55k▲
2024 · €53k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€593k€665k▲
Fixed assets21/28€67k€51k▼
Tangible fixed assets22/27€67k€51k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€58k€44k▼
Other tangible fixed assets26€7k€6k▼
Current assets29/58€526k€613k▲
Amounts receivable within one year40/41€266k€206k▼
Other amounts receivable41€266k€206k▼
Current investments50/53€75k€95k▲
Cash at bank and in hand54/58€120k€188k▲
Deferred charges and accrued income490/1€65k€124k▲
Equity and liabilities
Total equity and liabilities10/49€593k€665k▲
Equity10/15€479k€603k▲
Contributions10/11€5k€5k=
Reserves13€474k€598k▲
Distributable reserves133€474k€598k▲
Profit (loss) carried forward14-€0
Amounts payable17/49€114k€62k▼
Amounts payable within one year42/48€111k€61k▼
Trade debts44€834€1k▲
Suppliers440/4€834€1k▲
Taxes, remuneration and social security45€38k€22k▼
Taxes450/3€38k€22k▼
Remuneration and social security454/9€0-
Other amounts payable47/48€73k€38k▼
Accrued charges and deferred income492/3€3k€610▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€17k▼
Other operating charges640/8€505€520▲
Gross operating margin9900€245k€252k▲
Operating profit (loss)9901€227k€234k▲
Financial income75/76B€0€4k▲
Recurring financial income75€0€4k▲
Financial charges65/66B€6k€8▼
Recurring financial charges65€6k€8▼
Profit (loss) for the period before taxes9903€222k€238k▲
Income taxes67/77€53k€55k▲
Profit (loss) for the period9904€169k€183k▲
Profit (loss) for the period to be appropriated9905€169k€183k▲
Appropriation of the result
Profit (loss) to be appropriated9906€169k€183k▲
Transfer from equity791/2-€59k
Transfer to equity691/2€169k€182k▲
To other reserves6921€169k€182k▲
Profit to be distributed694/7-€59k
Return on contributions (dividend)694-€59k
Directors or managers695-€575
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2021net €183k ▲8.1%
Operating result €234k, net result €183k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 10.02
Current ratio from 4.74 to 10.02; short-term debt falls from €111k to €61k.
31-12
Financial
Equity above €500kEq €603k ▲25.7%
5 profitable years in a row build equity to €603k.
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €83k ▼17.5%
Net result drops to €83k, the lowest in the series; recovery starts the following year.
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €227k ▲79.3%
2 profitable years in a row build equity to €227k.
09-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kapellen · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Roodborstjeslaan 112950 KapellenGround area
1,511 m²
Building footprint
188 m²
Parcel 11362M0072/00W009, Flanders · tallest building 0.1 m. Linked by address, not a title deed.
1 establishment unit
P-LEX
since 20212.310.868.414
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11362M0072/00W009 | Flanders | 1,511 m² | 1 · 188 m² | 0.1 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 22,051 companies in sector 69101 we hold annual accounts for 9,053. 5,481 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-11-2020
Fiscal year end31-12
Activities, NACEBEL
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:p.henriksen@elegis.com
Phone:03 244 15 60