P&K

Active

Private limited companyfounded 20178 yrs activeFranklin Rooseveltplaats 10/12, 2060 Antwerpen, BelgiumKBO/BCE: BE 0683.654.614

The computed 12-month bankruptcy probability of P&K is 1.7% (moderate). The 2024 annual accounts show negative equity (€-26k) and a net result of €-21k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 10% of 15867 sector peers (fiscal year 2024). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.

Watch Print / PDF

Checked score

Score 2024

5 / 100

Critical▲ +5 vs 2023

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability33=

Solvency33=

Growth68▼-14

Stability100

Bankruptcy probability, 12 months

1.7% Moderate

0%0.5%1.5%4%10%≥ 25%

No credit on open account

Liquidity short (current ratio 0.36 against 0.5 in 2023), and equity is negative.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

-77.7%

Return on assets

-62.9%

Age of the figures

20 mo

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 46

Relative position

BE, all sectors

reference

Sector 46

higher

← fewer bankruptcies more bankruptcies →

Negative equity

Equity is negative for financial year 2024: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).

NBB · annual accounts 2024

Equity per financial year

18192021222324

2018 to 2024 · latest year -€26k

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-08-2025, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 8 filings

Deviation from the deadline

2025

not confirmed

2024

30 d late

2023

13 d early

2022

12 d early

2021

106 d late

2020

122 d late

2019

137 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Turnover

€310k▼ 16.1%

2023 · €370k

2021: €269k 2022: €319k 2023: €370k

2021 → 2024

EBIT margin

-5.1%▲ 1.8pp

2023 · -6.9%

2021: 24.0% 2022: 7.7% 2023: -6.9%

2021 → 2024

Net result

€-21k▲ 26.3%

2023 · €-28k

2018: €-35k 2019: €-28k 2020: €7k 2021: €61k 2022: €19k 2023: €-28k

2018 → 2024

Working capital

€-38k▼ 146%

2023 · €-15k

2018: €-35k 2019: €-61k 2020: €-57k 2021: €-7k 2022: €12k 2023: €-15k

2018 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20202021202220232024Trend

Turnover€269k€319k▲ 18.7%€370k▲ 16.0%€310k▼ 16.1%

Equity€-57k-€4k€23k▲ 435%€-5k€-26k▼ 423%

Operating result€12k-€64k▲ 424%€24k▼ 62.0%€-25k€-16k▲ 37.9%

Net result€7k-€61k▲ 769%€19k▼ 69.0%€-28k€-21k▲ 26.3%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result stays negative: a loss of €16k in 2024 against €25k in 2023; the loss shrinks.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €33k

36.7%

63.3%

Fixed assets €12k▲ 15.7%

Current assets €21k▲ 34.3%

Key figures and ratios

2024 value · change against 2023

EBITDA

€-15k▲

2023 · €-25k

Cash flow

€-20k▲

2023 · €-28k

Solvency

-77.7%▼

2023 · -18.8%

Current ratio

0.36▼

2023 · 0.50

Quick ratio

0.20▲

2023 · 0.15

Debt / equity

-2.29▲

2023 · -6.31

ROE

80.9%▼

2023 · 574.6%

ROA

-62.9%▲

2023 · -108.2%

Interest coverage

-7.40▲

2023 · -10.10

Debt

€59k▲

2023 · €31k

Debt ≤ 1 year

€59k▲

2023 · €31k

Income taxes

€3k▲

2023 · €315

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€26k€33k▲

Fixed assets21/28€10k€12k▲

Tangible fixed assets22/27€1k€3k▲

Plant, machinery and equipment23€1k€3k▲

Financial fixed assets28€9k€9k=

Current assets29/58€16k€21k▲

Stocks and contracts in progress3€11k€9k▼

Stocks30/36€11k€9k▼

Amounts receivable within one year40/41€2k€9k▲

Trade receivables40€2k€9k▲

Cash at bank and in hand54/58€2k€2k▼

Deferred charges and accrued income490/1€734€734=

Equity and liabilities

Total equity and liabilities10/49€26k€33k▲

Equity10/15€-5k€-26k▼

Contributions10/11€12k€12k=

Outside capital11€12k€12k=

Other1109/19€12k€12k=

Profit (loss) carried forward14€-17k€-38k▼

Amounts payable17/49€31k€59k▲

Amounts payable within one year42/48€31k€59k▲

Trade debts44€12k€26k▲

Suppliers440/4€12k€26k▲

Taxes, remuneration and social security45€3k€6k▲

Taxes450/3€3k€5k▲

Remuneration and social security454/9-€484

Other amounts payable47/48€16k€27k▲

Income statement Code20232024

Turnover70€370k€310k▼

Goods, raw materials, services and sundry goods60/61€397k€328k▼

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€494€656▲

Other operating charges640/8€2k€1k▼

Gross operating margin9900€-23k€-14k▲

Operating profit (loss)9901€-25k€-16k▲

Financial income75/76B€108€2▼

Recurring financial income75€108€2▼

Financial charges65/66B€2k€2k▼

Recurring financial charges65€2k€2k▼

Profit (loss) for the period before taxes9903€-28k€-18k▲

Income taxes67/77€315€3k▲

Profit (loss) for the period9904€-28k€-21k▲

Profit (loss) for the period to be appropriated9905€-28k€-21k▲

Appropriation of the result

Profit (loss) to be appropriated9906€-17k€-38k▼

Profit (loss) brought forward from the previous period14P€11k€-17k▼

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 11Financial 2Gazette 1Filings 8

2026

07-08

State Gazette act Registered office

General meeting · Registered-office move2 facts ▸

General meeting, 20/05/2026
Registered-office move, Rooseveltplaats 10/12 - 2060 Antwerpen

2025

30-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 30 days late

2024

18-07

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

19-07

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

14-11

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 106 days late

2021

31-12

Financial Highest result since 2018net €61k ▲769%

Operating result €64k, net result €61k, both a record.

30-11

NBB filing Annual accounts filed

fiscal year 2020 · micro schema · 122 days late

2020

31-12

Financial Back to profitnet €7k

Net result €7k after 2 loss-making years.

15-12

NBB filing Annual accounts filed

fiscal year 2019 · micro schema · 137 days late

2019

30-08

NBB filing Annual accounts filed

fiscal year 2018 · micro schema · 30 days late

2018

29-06

NBB filing Annual accounts filed

fiscal year 2017 · micro schema

Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

6 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Antwerpen · 1 establishment unit since 2017

establishment approximate The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Franklin Rooseveltplaats 10/122060 Antwerpen

Ground area

74 m²

Parcel 11805E1281/05_000, Flanders. Linked by address, not a title deed.

1 establishment unit

P&K

Franklin Rooseveltplaats 10-12, 2060 AntwerpenRetail trade

since 20172.269.658.755

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11805E1281/05_000indicative	Flanders	74 m²	-	-

Linked by address, not proof of ownership

Methodology

via registered seat: 1

0 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site

Antwerpen2.269.658.755

2 permissions

Toelating · Vleeswinkel · since 06-08-2021

Toelating · Detailhandel · since 17-11-2017

Similar companies · same sector, comparable size

YAMFAN VICROS INTERNATIONAL

Of 694 companies in sector 46392 we hold annual accounts for 483. 206 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded24-10-2017

Fiscal year end31-12

Activities, NACEBEL

46392Non-specialised wholesale

47279Other retail sale of food

47299Retail trade

Sources

Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.