P. JANSEN
ActiveSummary
P. JANSEN has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €453,151 and a net result of -€171. Equity is growing by ~4.4% per year across the filed fiscal years. Its solvency ranks better than 91% of 11472 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability37▼-8
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35,000 at 30 days acceptable
Liquidity ample (current ratio 11.59 against 8.34 in 2024; short-term debt: 8.6% and cash: 69.2% of total assets), and 8.6% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.4%
Return on assets
0%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-08-2026, 22 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
22 d late
2024
52 d late
2023
47 d late
2022
94 d late
2021
76 d late
2020
51 d late
2019
58 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 57 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€453,151=
2024 · €453,322
Total assets
€495,943▼ 3.7%
2024 · €515,113
Net result
-€171
2024 · €14,464
Working capital
€453,141=
2024 · €453,312
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€6,202▲ 187%€66,233▲ 968%€19,224▼ 71.0%€14,848▼ 22.8%-€517
Net result€5,193below the sector's middle half▲ 130%€49,383within the sector's middle half▲ 851%€17,710within the sector's middle half▼ 64.1%€14,464within the sector's middle half▼ 18.3%-€171within the sector's middle half
Equity€371,766within the sector's middle half▲ 1.4%€421,149within the sector's middle half▲ 13.3%€438,858above the sector's middle half▲ 4.2%€453,322above the sector's middle half▲ 3.3%€453,151above the sector's middle half=
Total assets€498,040below the sector's middle half▲ 17.5%€565,277below the sector's middle half▲ 13.5%€541,351above the sector's middle half▼ 4.2%€515,113above the sector's middle half▼ 4.8%€495,943above the sector's middle half▼ 3.7%
Debt€126,273▲ 120%€144,128▲ 14.1%€102,493▼ 28.9%€61,791▼ 39.7%€42,792▼ 30.7%
Working capital€371,756▲ 1.4%€421,139▲ 13.3%€438,848▲ 4.2%€453,312▲ 3.3%€453,141=
Solvency74.6%above the sector's middle half▼ 11.8pp74.5%above the sector's middle half▼ 0.1pp81.1%above the sector's middle half▲ 6.6pp88.0%above the sector's middle half▲ 6.9pp91.4%above the sector's middle half▲ 3.4pp
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €517 after €14,848 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €495,943
Fixed assets
€10 =
Current assets
€495,933 ▼ 3.7%
Equity and liabilities €495,943
Equity
€453,151 =
Debt
€42,792 ▼ 30.7%
Debt's share of the balance-sheet total falls from 12.0% to 8.6%. Debt is lower.
Key figures and ratios
Current ratio
11.59▲
2024 · 8.34
Debt to equity
0.09▼
2024 · 0.14
ROE
0.0%▼
2024 · 3.2%
ROA
0.0%▼
2024 · 2.8%
Debt ≤ 1 year
€42,792▼
2024 · €61,791
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 8,594 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 94% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a small loss
0.4%
went bankrupt
5.2%
stopped otherwise
94%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 8,594 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | €643 | €548 | €62 | €640 | - | - |
| Gross operating margin9900 | €6,845 | €66,781 | €19,286 | €15,488 | -€517 | ▼ 103% |
| Operating profit (loss)9901 | €6,202 | €66,233 | €19,224 | €14,848 | -€517 | ▼ 103% |
| Financial income75/76B | €1,000 | €1,100 | €4,910 | €5,000 | €501 | ▼ 90.0% |
| Recurring financial income75 | €1,000 | €1,100 | €4,910 | €5,000 | €501 | ▼ 90.0% |
| Financial charges65/66B | €188 | €196 | €342 | €122 | €155 | ▲ 26.7% |
| Recurring financial charges65 | €188 | €196 | €342 | €122 | €155 | ▲ 26.7% |
| Profit (loss) for the period before taxes9903 | €7,014 | €67,137 | €23,792 | €19,726 | -€171 | ▼ 101% |
| Income taxes67/77 | €1,821 | €17,755 | €6,082 | €5,261 | - | - |
| Profit (loss) for the period9904 | €5,193 | €49,383 | €17,710 | €14,464 | -€171 | ▼ 101% |
| Profit (loss) for the period to be appropriated9905 | €5,193 | €49,383 | €17,710 | €14,464 | -€171 | ▼ 101% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €498,040 | €565,277 | €541,351 | €515,113 | €495,943 | ▼ 3.7% |
| Fixed assets21/28 | €10 | €10 | €10 | €10 | €10 | = |
| Financial fixed assets28 | €10 | €10 | €10 | €10 | €10 | = |
| Current assets29/58 | €498,030 | €565,267 | €541,341 | €515,103 | €495,933 | ▼ 3.7% |
| Amounts receivable after more than one year29 | €100,000 | €175,000 | €125,000 | €86,500 | €50,000 | ▼ 42.2% |
| Other amounts receivable291 | €100,000 | €175,000 | €125,000 | €86,500 | €50,000 | ▼ 42.2% |
| Stocks and contracts in progress3 | €23,447 | - | - | - | - | - |
| Stocks30/36 | €23,447 | - | - | - | - | - |
| Amounts receivable within one year40/41 | €151,226 | €188,692 | €294,352 | €265,564 | €102,448 | ▼ 61.4% |
| Trade receivables40 | €141,982 | €184,504 | €183,728 | €163,006 | - | - |
| Other amounts receivable41 | €9,245 | €4,188 | €110,624 | €102,558 | €102,448 | ▼ 0.1% |
| Cash at bank and in hand54/58 | €218,156 | €199,475 | €120,489 | €161,039 | €342,985 | ▲ 113% |
| Deferred charges and accrued income490/1 | €5,200 | €2,100 | €1,500 | €2,000 | €500 | ▼ 75.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €498,040 | €565,277 | €541,351 | €515,113 | €495,943 | ▼ 3.7% |
| Equity10/15 | €371,766 | €421,149 | €438,858 | €453,322 | €453,151 | = |
| Contributions10/11 | €12,410 | €12,410 | €12,410 | €12,410 | €12,410 | = |
| Reserves13 | €245,793 | €245,793 | €245,793 | €245,793 | €245,793 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | - | - | - | - |
| Distributable reserves133 | €243,933 | €243,933 | €245,793 | €245,793 | €245,793 | = |
| Profit (loss) carried forward14 | €113,563 | €162,945 | €180,655 | €195,119 | €194,948 | ▼ 0.1% |
| Amounts payable17/49 | €126,273 | €144,128 | €102,493 | €61,791 | €42,792 | ▼ 30.7% |
| Amounts payable within one year42/48 | €126,273 | €144,128 | €102,493 | €61,791 | €42,792 | ▼ 30.7% |
| Trade debts44 | €93,338 | €94,767 | €62,465 | €32,565 | €17,334 | ▼ 46.8% |
| Suppliers440/4 | €93,338 | €94,767 | €62,465 | €32,565 | €17,334 | ▼ 46.8% |
| Taxes, remuneration and social security45 | - | €15,355 | €19,105 | €6,458 | €2,708 | ▼ 58.1% |
| Taxes450/3 | - | €15,355 | €19,105 | €6,458 | €2,708 | ▼ 58.1% |
| Other amounts payable47/48 | €32,936 | €34,007 | €20,923 | €22,768 | €22,751 | ▼ 0.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €5,193 | €49,383 | €17,710 | €14,464 | -€171 | ▼ 101% |
| Operating cash flow (approximation) | €5,193 | €49,383 | €17,710 | €14,464 | -€171 | ▼ 101% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | -€18,681 | -€78,986 | €40,551 | €181,946 | ▲ 349% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 22 days late
2025
31-12
Financial
Weakest financial yearnet -€171
Net result drops to -€171, the lowest in the series.
21-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 52 days late
2024
16-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 47 days late
2023
02-11
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 94 days late
2022
31-12
Financial
Highest result since 2018net €49,383 ▲851%
Operating result €66,233, net result €49,383, both a record.
15-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 76 days late
2021
20-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 51 days late
2020
27-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 58 days late
2019
15-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 46 days late
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 24 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lommel · 1 establishment unit since 1997
Ground area
379 m²
Building footprint
240 m²
Volume, LiDAR
2,100 m³
Parcel 72020C0444/00R000, Flanders · tallest building 11.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Adelberg 17 B, 3920 Lommel
since 19972.055.678.834
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72020C0444/00R000 | Flanders | 379 m² | 1 · 240 m² | 11.6 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 757 companies in sector 46321 we hold annual accounts for 552. 420 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-12-1991
Fiscal year end31-12
Activities, NACEBEL 2025
46321Wholesale of meat and meat products, excluding game and poultry
E-invoicing
Reachable via Peppol
Peppol ID
0208:0446066376
Also
9925:BE0446066376
Registered
01-04-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.