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P. JACOBS

Active
Private limited company (pre-2019)founded 200422 yrs activeLouis D'Haeseleerstraat 56, 9300 Aalst, BelgiumKBO/BCE: BE 0862.847.365
Summary

P. JACOBS has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16,750 and a net result of -€1,855. Equity is shrinking by ~8.2% per year across the filed fiscal years. Its solvency ranks better than 95% of 4711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability11▲+11
Solvency100=
Growth44▲+17
Track record100
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity ample (current ratio 28.98 against 32.08 in 2024; short-term debt: 3.5% of total assets), and 3.5% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 22 years 0 30 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
96.5%
Return on assets
-10.7%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€1,855
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-06-2026, 56 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
56 d early
2024
57 d late
2023
113 d late
2022
116 d late
2021
68 d early
2020
31 d early
2019
24 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 15 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 26 September (4 of the last 5 filed years within 113 days of that day).
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

P. JACOBS was incorporated on 21 January 2004.1 Revenue fell from EUR 73,102 in 2018 to EUR 63,111 in 2021.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2021

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Financials · fiscal year 2025, micro schema

Turnover
€63,111▼ 4.9%
2020 · €66,392
EBIT margin
0.8%▲ 0.7pp
2020 · 0.1%
Net result
-€1,855▲ 43.4%
2024 · -€3,280
Working capital
€16,750▼ 10.0%
2024 · €18,606
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Turnover€63,111▼ 4.9%
Operating result€506▲ 495%-€6,866-€2,207▲ 67.9%-€3,280▼ 48.6%-€1,855▲ 43.4%
Net result€580within the sector's middle half▼ 50.4%-€7,068below the sector's middle half-€2,207within the sector's middle half▲ 68.8%-€3,280within the sector's middle half▼ 48.7%-€1,855within the sector's middle half▲ 43.4%
EBIT margin0.8%▲ 0.7pp
Equity€31,161within the sector's middle half▲ 1.9%€24,093within the sector's middle half▼ 22.7%€21,886within the sector's middle half▼ 9.2%€18,606within the sector's middle half▼ 15.0%€16,750within the sector's middle half▼ 10.0%
Total assets€35,666within the sector's middle half▼ 11.7%€25,663within the sector's middle half▼ 28.0%€27,876within the sector's middle half▲ 8.6%€19,205below the sector's middle half▼ 31.1%€17,349below the sector's middle half▼ 9.7%
Debt€4,505▼ 54.0%€1,570▼ 65.1%€5,990▲ 282%€599▼ 90.0%€599=
Working capital€31,161above the sector's middle half▲ 16.8%€24,093within the sector's middle half▼ 22.7%€21,886within the sector's middle half▼ 9.2%€18,606within the sector's middle half▼ 15.0%€16,750within the sector's middle half▼ 10.0%
Solvency87.4%above the sector's middle half▲ 11.6pp93.9%above the sector's middle half▲ 6.5pp78.5%above the sector's middle half▼ 15.4pp96.9%above the sector's middle half▲ 18.4pp96.5%above the sector's middle half▼ 0.3pp
Current ratio7.92above the sector's middle half▲ 4.0916.35above the sector's middle half▲ 8.434.65above the sector's middle half▼ 11.6932.08above the sector's middle half▲ 27.4228.98above the sector's middle half▼ 3.10
Return on assets (ROA)1.6%within the sector's middle half▼ 1.3pp-27.5%below the sector's middle half▼ 29.2pp-7.9%within the sector's middle half▲ 19.6pp-17.1%below the sector's middle half▼ 9.2pp-10.7%below the sector's middle half▲ 6.4pp
Staff (FTE)
above within below the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€8,000-€6,000-€4,000-€2,000€0Operating result 2021: €506€506Net result 2021: €580€580Operating result 2022: -€6,866-€6,866Net result 2022: -€7,068-€7,068Operating result 2023: -€2,207-€2,207Net result 2023: -€2,207-€2,207Operating result 2024: -€3,280-€3,280Net result 2024: -€3,280-€3,280Operating result 2025: -€1,855-€1,855Net result 2025: -€1,855-€1,85520212022202320242025-€4,000-€3,000-€2,000-€1,000€0Operating result 2023: -€2,207-€2,210Net result 2023: -€2,207-€2,210Operating result 2024: -€3,280-€3,280Net result 2024: -€3,280-€3,280Operating result 2025: -€1,855-€1,860Net result 2025: -€1,855-€1,860202320242025
The operating result stays negative: a loss of €1,855 in 2025 against €3,280 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €17,349
Equity €16,750 ▼ 10.0%
Debt €599 =
Debt's share of the balance-sheet total rises from 3.1% to 3.5%. Equity is lower.
Key figures and ratios
2025 value · change against 2024
Debt to equity
0.04▲
2024 · 0.03
ROE
-11.1%▲
2024 · -17.6%
Debt ≤ 1 year
€599=
2024 · €599
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 5,836 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 84% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a loss of 10% of the balance sheet or more
1.5% went bankrupt
13% stopped otherwise
84% still going

A further 0.7% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 5,836 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 32 lines
Balance sheet Code20242025
Assets
Total assets20/58€19,205€17,349▼
Fixed assets21/28€0€0=
Tangible fixed assets22/27€0€0=
Furniture and vehicles24€0€0=
Current assets29/58€19,205€17,349▼
Amounts receivable within one year40/41€19,205€17,349▼
Trade receivables40€6,207€6,207=
Other amounts receivable41€12,998€11,142▼
Equity and liabilities
Total equity and liabilities10/49€19,205€17,349▼
Equity10/15€18,606€16,750▼
Contributions10/11€18,600€18,600=
Reserves13€1,860€1,860=
Non-distributable reserves130/1€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860=
Profit (loss) carried forward14-€1,854-€3,710▼
Amounts payable17/49€599€599=
Amounts payable within one year42/48€599€599=
Trade debts44€433€433=
Suppliers440/4€433€433=
Taxes, remuneration and social security45€166€166=
Taxes450/3€166€166=
Income statement Code20242025
Other operating charges640/8-€400
Gross operating margin9900-€3,280-€1,456▲
Operating profit (loss)9901-€3,280-€1,855▲
Financial charges65/66B€0-
Recurring financial charges65€0-
Profit (loss) for the period before taxes9903-€3,280-€1,855▲
Profit (loss) for the period9904-€3,280-€1,855▲
Profit (loss) for the period to be appropriated9905-€3,280-€1,855▲
Appropriation of the result
Profit (loss) to be appropriated9906-€3,280-€3,710▼
Profit (loss) brought forward from the previous period14P--€1,854
Transfer from equity791/2€1,426-

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Turnover70€63,111-----
Goods, raw materials, services and sundry goods60/61€61,455-----
Remuneration, social security and pensions62€327€212----
Other operating charges640/8€823€469--€400-
Gross operating margin9900€1,656-€6,185-€2,207-€3,280-€1,456▲ 55.6%
Operating profit (loss)9901€506-€6,866-€2,207-€3,280-€1,855▲ 43.4%
Financial income75/76B€796-----
Recurring financial income75€796-----
Financial charges65/66B€90€202-€0--
Recurring financial charges65€90€202-€0--
Profit (loss) for the period before taxes9903€1,212-€7,068-€2,207-€3,280-€1,855▲ 43.4%
Income taxes67/77€632-----
Profit (loss) for the period9904€580-€7,068-€2,207-€3,280-€1,855▲ 43.4%
Profit (loss) for the period to be appropriated9905€580-€7,068-€2,207-€3,280-€1,855▲ 43.4%
Line20212022202320242025Change
Assets
Total assets20/58€35,666€25,663€27,876€19,205€17,349▼ 9.7%
Fixed assets21/28--€0€0€0-
Tangible fixed assets22/27--€0€0€0-
Furniture and vehicles24--€0€0€0-
Current assets29/58€35,666€25,663€27,876€19,205€17,349▼ 9.7%
Stocks and contracts in progress3€6,207€6,207----
Stocks30/36€6,207€6,207----
Amounts receivable within one year40/41€15,566€19,456€27,876€19,205€17,349▼ 9.7%
Trade receivables40€6,498-€7,767€6,207€6,207=
Other amounts receivable41€9,068€19,456€20,109€12,998€11,142▼ 14.3%
Cash at bank and in hand54/58€13,893-----
Equity and liabilities
Total equity and liabilities10/49€35,666€25,663€27,876€19,205€17,349▼ 9.7%
Equity10/15€31,161€24,093€21,886€18,606€16,750▼ 10.0%
Contributions10/11€18,600€18,600€18,600€18,600€18,600=
Capital10€18,600-----
Issued capital100€18,600-----
Reserves13€1,860€1,860€3,286€1,860€1,860=
Non-distributable reserves130/1€1,860€1,860€3,286€1,860€1,860=
Legal reserve130€1,860-----
Reserves not available under the articles1311-€1,860€3,286€1,860€1,860=
Profit (loss) carried forward14€10,701€3,633--€1,854-€3,710▼ 100%
Amounts payable17/49€4,505€1,570€5,990€599€599=
Amounts payable within one year42/48€4,505€1,570€5,990€599€599=
Current portion of amounts payable after more than one year42€350-----
Trade debts44€1,671€1,570€3,381€433€433=
Suppliers440/4€1,671€1,570€3,381€433€433=
Taxes, remuneration and social security45€2,484--€166€166=
Taxes450/3€2,484--€166€166=
Other amounts payable47/48--€2,609---
Line20212022202320242025Change
Profit (loss) for the period9904€580-€7,068-€2,207-€3,280-€1,855▲ 43.4%
Operating cash flow (approximation)€580-€7,068-€2,207-€3,280-€1,855▲ 43.4%
Investment in fixed assets (approximation)---€0€0-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
05-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
26-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 57 days late
2024
31-12
Financial Liquidity times 7current ratio 32.08
Current ratio from 4.65 to 32.08; short-term debt falls from €5,990 to €599.
21-11
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 113 days late
2023
24-11
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 116 days late
2022
31-12
Financial Weakest financial yearnet -€7,068
Net result drops to -€7,068, the lowest in the series; recovery starts the following year.
31-12
Financial Liquidity doublescurrent ratio 16.35
Current ratio from 7.92 to 16.35; short-term debt falls from €4,505 to €1,570.
24-05
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Liquidity doublescurrent ratio 7.92
Current ratio from 3.82 to 7.92; short-term debt falls from €9,451 to €4,505.
30-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
07-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Back to profitnet €1,657
Net result €1,657 after one loss-making year.
Show earlier events
05-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
02-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
17-07
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 2004
seat establishment The establishment unit on the map
Ground area
201 m²
Building footprint
136 m²
Volume, LiDAR
1,013 m³
Parcel 41002A1694/00G000, Flanders · tallest building 12.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
P. JACOBS
Louis D'Haeseleerstraat 56, 9300 AalstNACE 93031
since 20042.136.047.490
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
41002A1694/00G000 Flanders 201 m² 1 · 136 m² 12.2 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 owner

Chain of control

  1. UITVAARTZORG DENDER 100%
  2. P. JACOBS

Highest known parent: UITVAARTZORG DENDER. The sources do not say who stands above it.

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 903 companies in sector 96301 we hold annual accounts for 612. 198 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded21-01-2004
Fiscal year end31-12
Trade name NL Begrafenisonderneming P. Jacobs
Activities, NACEBEL 2025
96301Funeral services
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

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If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.