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P&J

Open bankruptcy
Private limited companyfounded 2018Rue Jules Lafontaine(F-E) 32, 6140 Fontaine-l'Evêque, BelgiumKBO/BCE: BE 0697.633.896

A bankruptcy procedure is open for P&J according to publications in the Belgian State Gazette; curator: THOMAS VINCART.

Summary

The 2024 annual accounts show equity of €23,295 and a net result of €794.

Are you a creditor?

Open bankruptcy Source: Belgian Official Gazette

If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.

The procedure

Court
Enterprise Court of Hainaut, Charleroi division
Declared bankrupt
22 September 2025
Supervising judge
Denis Tellier
Official Gazette
26-09-2025 (pdf) ↗search the document for 2025/138584

Deadlines

Provisional date payments stopped
22 September 2025A later judgment can change the date.art. XX.105 CEL
Appeal or third-party opposition until
passed on 11 October 2025Fifteen days after the publication in the Official Gazette.art. XX.108 CEL
File the claim in RegSol until
passed on 22 October 2025art. XX.104 and XX.155 CEL
First verification report
passed on 19 November 2025Goods that belong to you, such as those delivered under retention of title, are reclaimed before this day.art. XX.104 and XX.194 CEL
Late claim until
passed on 22 September 2026Late, you share only in what has not been paid out yet, and the costs are yours.art. XX.165 CEL

Curator

  • Thomas VincartRue Tumelaire 43, 6000 Char- Leroi- . Date provisoire de cessation de paiement : 22/09/2025thomas.vincart@avocat.be

What to do now

  1. Do not deliver on credit any more without an agreement with the curator.
  2. Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
  3. File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
  4. Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
  5. Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
  6. Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.

The deadlines above come from the publication of the judgment. Check them in RegSol before you file anything; a passed deadline no longer applies.

File a claim in RegSol ↗ Watch Follow this bankruptcy: you are alerted when it is closed or reversed.

General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help.Creditor guide for this company

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Signals

Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Register: open bankruptcy
The KBO register records the legal situation: open bankruptcy. This is today's state according to the register itself; the register carries no start date.
KBO · legal situation
raises risk · Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Belgian State Gazette
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 15-09-2025, 46 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2024
46 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 46 days after the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

P&J was incorporated on 5 June 2018.1 The company has filed annual accounts once, for fiscal year 2024.2 On 22 September 2025 the company was declared bankrupt.3

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024
  3. 3Belgian State Gazette, 26-09-2025

Go further with this company

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2024, micro schema

Equity
€23,295
Total assets
€76,004
Net result
€794
Working capital
€15,865

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €76,004
Fixed assets €7,430
Current assets €68,575
Equity and liabilities €76,004
Equity €23,295
Debt €52,709
Debt finances 69.4% of the balance-sheet total.
Key figures and ratios
2024 value
EBITDA
€2,623
Cash flow
€4,235
Current ratio
1.30
Debt to equity
2.26
ROE
3.4%
ROA
1.0%
Interest coverage
0.57
Debt ≤ 1 year
€52,709
Income taxes
-€3,051
Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 39 lines
Balance sheet Code2024
Assets
Total assets20/58€76,004
Fixed assets21/28€7,430
Tangible fixed assets22/27€7,430
Furniture and vehicles24€7,430
Current assets29/58€68,575
Amounts receivable within one year40/41€67,651
Trade receivables40€2,571
Other amounts receivable41€65,080
Cash at bank and in hand54/58€924
Equity and liabilities
Total equity and liabilities10/49€76,004
Equity10/15€23,295
Contributions10/11€1,500
Capital10€1,500
Issued capital100€1,500
Reserves13€150
Non-distributable reserves130/1€150
Legal reserve130€150
Profit (loss) carried forward14€21,645
Amounts payable17/49€52,709
Amounts payable within one year42/48€52,709
Trade debts44€9,490
Suppliers440/4€9,490
Taxes, remuneration and social security45€39,800
Taxes450/3€39,800
Other amounts payable47/48€3,420
Income statement Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,441
Other operating charges640/8€10,204
Gross operating margin9900€12,827
Operating profit (loss)9901-€819
Financial income75/76B€3,170
Recurring financial income75€3,170
Financial charges65/66B€4,609
Recurring financial charges65€4,609
Profit (loss) for the period before taxes9903-€2,258
Income taxes67/77-€3,051
Profit (loss) for the period9904€794
Profit (loss) for the period to be appropriated9905€794
Appropriation of the result
Profit (loss) to be appropriated9906€21,645
Profit (loss) brought forward from the previous period14P€20,851

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,441
Other operating charges640/8€10,204
Gross operating margin9900€12,827
Operating profit (loss)9901-€819
Financial income75/76B€3,170
Recurring financial income75€3,170
Financial charges65/66B€4,609
Recurring financial charges65€4,609
Profit (loss) for the period before taxes9903-€2,258
Income taxes67/77-€3,051
Profit (loss) for the period9904€794
Profit (loss) for the period to be appropriated9905€794
Line2024
Assets
Total assets20/58€76,004
Fixed assets21/28€7,430
Tangible fixed assets22/27€7,430
Furniture and vehicles24€7,430
Current assets29/58€68,575
Amounts receivable within one year40/41€67,651
Trade receivables40€2,571
Other amounts receivable41€65,080
Cash at bank and in hand54/58€924
Equity and liabilities
Total equity and liabilities10/49€76,004
Equity10/15€23,295
Contributions10/11€1,500
Capital10€1,500
Issued capital100€1,500
Reserves13€150
Non-distributable reserves130/1€150
Legal reserve130€150
Profit (loss) carried forward14€21,645
Amounts payable17/49€52,709
Amounts payable within one year42/48€52,709
Trade debts44€9,490
Suppliers440/4€9,490
Taxes, remuneration and social security45€39,800
Taxes450/3€39,800
Other amounts payable47/48€3,420
Line2024
Profit (loss) for the period9904€794
+ Depreciation and write-downs630€3,441
Operating cash flow (approximation)€4,235

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2025
26-09
Bankruptcy Opening
Tribunal de l’entreprise du Hainaut, division Charleroi · event 22-09-2025
15-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 46 days late
SignalNBB filing
0 of 9 acts read
About the unread acts

We know of 9 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Fontaine-l'Evêque
exact location from the address register On OpenStreetMap
Ground area
189 m²
Building footprint
80 m²
Volume, LiDAR
665 m³
Parcel 52022C0242/00M002, Wallonia · tallest building 11.6 m, ±3 floors. Linked by address, not a title deed.
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52022C0242/00M002 Wallonia 189 m² 1 · 80 m² 11.6 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Insolvency mandates

1 mandate
Role Name Tenure
Curator THOMAS VINCART
RUE TUMELAIRE 43, 6000 CHAR- LEROI- . Date provisoire de cessation de paiement : 22/09/2025
22-09-2025 → present

Recognitions · licences · registrations

Parcel delivery

Notified to the BIPT
since 29-07-2024

Similar companies · same sector, comparable size

Of 3,187 companies in sector 52250 we hold annual accounts for 1,963. 908 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded05-06-2018
Fiscal year end31-12
Activities, NACEBEL 2025
52250Logistics services
53200Other postal and courier activities
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.