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P-Immo

Active
Private limited companyfounded 20233 yrs activeEksterstraat 32, 9881 Aalter, BelgiumKBO/BCE: BE 0802.488.720
Summary

The computed 12-month bankruptcy probability of P-Immo is 3.4% (moderate). The 2024 annual accounts show equity of €1.3m and a net result of -€1,537. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes · tick = 2023
Profitability37=
Solvency100=
Growth58
Track record94
Bankruptcy probability, 12 months
3.4% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €70,000 at 30 days acceptable
Liquidity short (current ratio 0.09 against 0.05 in 2023; short-term debt: 1.9% and cash: 0.2% of total assets), and 1.9% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
98.1%
Return on assets
-0.1%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
not confirmed
2024
31 d early
2023
30 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 2 accounts on average 31 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

P-Immo was incorporated on 7 June 2023 as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Equity
€1.3m▼ 0.1%
2023 · €1.3m
Total assets
€1.3m▲ 0.1%
2023 · €1.3m
Net result
-€1,537▲ 25.1%
2023 · -€2,053
Working capital
-€22,239▼ 7.4%
2023 · -€20,702
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20232024
Operating result-€2,043--€1,513▲ 26.0%
Net result-€2,053--€1,537▲ 25.1%
Equity€1.3m-€1.3m▼ 0.1%
Total assets€1.3m-€1.3m▲ 0.1%
Debt€21,692-€24,489▲ 12.9%
Working capital-€20,702--€22,239▼ 7.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€3,000-€2,000-€1,000€0Operating result 2023: -€2,043-€2,043Net result 2023: -€2,053-€2,053Operating result 2024: -€1,513-€1,513Net result 2024: -€1,537-€1,53720232024-€3,000-€2,000-€1,000€0Operating result 2023: -€2,043-€2,040Net result 2023: -€2,053-€2,050Operating result 2024: -€1,513-€1,510Net result 2024: -€1,537-€1,54020232024
The operating result stays negative: a loss of €1,513 in 2024 against €2,043 in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.3m
Fixed assets €1.3m =
Current assets €2,250 ▲ 127%
Equity and liabilities €1.3m
Equity €1.3m ▼ 0.1%
Debt €24,489 ▲ 12.9%
Debt's share of the balance-sheet total rises from 1.7% to 1.9%. Equity is lower and debt is higher.
Key figures and ratios
2024 value · change against 2023
Current ratio
0.09▲
2023 · 0.05
Debt to equity
0.02▲
2023 · 0.02
ROE
-0.1%▲
2023 · -0.2%
ROA
-0.1%▲
2023 · -0.2%
Debt ≤ 1 year
€24,489▲
2023 · €21,692
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 480 companies that looked in July 2024 the way this one looks now, 0.8% went bankrupt within 24 months and 96% are still going.

  • Small
  • 2 to 5 years old
  • solvency 30% or more
  • a small loss
0.8% went bankrupt
3.1% stopped otherwise
96% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 3.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 480 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 25 lines
Balance sheet Code20232024
Assets
Total assets20/58€1.3m€1.3m▲
Fixed assets21/28€1.3m€1.3m=
Tangible fixed assets22/27€1.3m€1.3m=
Land and buildings22€1.3m€1.3m=
Current assets29/58€990€2,250▲
Cash at bank and in hand54/58€990€2,250▲
Equity and liabilities
Total equity and liabilities10/49€1.3m€1.3m▲
Equity10/15€1.3m€1.3m▼
Contributions10/11€1.3m€1.3m=
Profit (loss) carried forward14-€2,053-€3,589▼
Amounts payable17/49€21,692€24,489▲
Amounts payable within one year42/48€21,692€24,489▲
Trade debts44€384-
Suppliers440/4€384-
Other amounts payable47/48€21,308€24,489▲
Income statement Code20232024
Other operating charges640/8€384€387▲
Gross operating margin9900-€1,658-€1,125▲
Operating profit (loss)9901-€2,043-€1,513▲
Financial charges65/66B€10€24▲
Recurring financial charges65€10€24▲
Profit (loss) for the period before taxes9903-€2,053-€1,537▲
Profit (loss) for the period9904-€2,053-€1,537▲
Profit (loss) for the period to be appropriated9905-€2,053-€1,537▲
Appropriation of the result
Profit (loss) to be appropriated9906-€2,053-€3,589▼
Profit (loss) brought forward from the previous period14P--€2,053

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20232024Change
Other operating charges640/8€384€387▲ 0.8%
Gross operating margin9900-€1,658-€1,125▲ 32.1%
Operating profit (loss)9901-€2,043-€1,513▲ 26.0%
Financial charges65/66B€10€24▲ 140%
Recurring financial charges65€10€24▲ 140%
Profit (loss) for the period before taxes9903-€2,053-€1,537▲ 25.1%
Profit (loss) for the period9904-€2,053-€1,537▲ 25.1%
Profit (loss) for the period to be appropriated9905-€2,053-€1,537▲ 25.1%
Line20232024Change
Assets
Total assets20/58€1.3m€1.3m▲ 0.1%
Fixed assets21/28€1.3m€1.3m=
Tangible fixed assets22/27€1.3m€1.3m=
Land and buildings22€1.3m€1.3m=
Current assets29/58€990€2,250▲ 127%
Cash at bank and in hand54/58€990€2,250▲ 127%
Equity and liabilities
Total equity and liabilities10/49€1.3m€1.3m▲ 0.1%
Equity10/15€1.3m€1.3m▼ 0.1%
Contributions10/11€1.3m€1.3m=
Profit (loss) carried forward14-€2,053-€3,589▼ 74.9%
Amounts payable17/49€21,692€24,489▲ 12.9%
Amounts payable within one year42/48€21,692€24,489▲ 12.9%
Trade debts44€384--
Suppliers440/4€384--
Other amounts payable47/48€21,308€24,489▲ 14.9%
Line20232024Change
Profit (loss) for the period9904-€2,053-€1,537▲ 25.1%
Operating cash flow (approximation)-€2,053-€1,537▲ 25.1%
Investment in fixed assets (approximation)-€0-
Change in cash-€1,260-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
30-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
01-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalter · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
267 m²
Building footprint
103 m²
Volume, LiDAR
407 m³
Parcel 44009B0175/02B000, Flanders · tallest building 6.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
P-Immo
Eksterstraat 32, 9881 AalterReal estate activities
since 20232.347.021.304
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44009B0175/02B000 Flanders 267 m² 1 · 103 m² 6.2 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded07-06-2023
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.