Financials
- Fiscal year
- 2025
- Total assets
- €24,263
- Profit
- €250
- Solvency
- 55.0%
Total assets▲ 16.6%
Net result
20182025
P.H.R.
ActiveSummary
P.H.R. has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €13,337 and a net result of €250. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 68% of 20110 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Activity
Retail sale of cars and light vans (up to 3.5 tonnes)
NACE 47811NACE 45113NACE 50103
2 sites
Size
€24,263total assets 2025
- Equity
- €13,337
- Profit
- €250
Turnover not published (abridged schema)
Structure
Accounts 56 d early0 of 3 deeds read
Why 92- Size: total assets €24,263- Sector Retail trade (NACE 47)+ Liquidity: current ratio 2.81, cash €21,163+ Founded in 1990Show the evidence
Checked score
Score 2025
92
/ 100
Excellent
Probability in this band: under 0.55%
Better than 58% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
80-8
equity 55.0% of total assets
Liquidity
85+2
short-term debt 34.5% · cash 87.2%
Profitability
44+44
return on assets 1.0%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 20 months
03-2025: 0.1%lowest value
04-2025: 0.1%▲ +5.1% vs 03-2025
05-2025: 0.1%▲ +4.2% vs 04-2025
06-2025: 0.1%▼ -2.7% vs 05-2025
07-2025: 0.2%▲ +39.3% vs 06-2025
08-2025: 0.4%▲ +78.2% vs 07-2025
09-2025: 0.4%● 0.0% vs 08-2025
10-2025: 0.4%● 0.0% vs 09-2025
11-2025: 0.4%● 0.0% vs 10-2025
12-2025: 0.4%● 0.0% vs 11-2025
01-2026: 0.4%▼ -0.3% vs 12-2025
02-2026: 0.4%● 0.0% vs 01-2026
03-2026: 0.4%▲ +1.1% vs 02-2026
04-2026: 0.4%▲ +9.6% vs 03-2026
05-2026: 0.4%▲ +1.3% vs 04-2026highest value
06-2026: 0.4%▼ -3.2% vs 05-2026
07-2026: 0.1%▼ -64.4% vs 06-2026
08-2026: 0.1%● 0.0% vs 07-2026
09-2026: 0.1%● 0.0% vs 08-2026
10-2026: 0.1%● 0.0% vs 09-2026
- Size: total assets €24,263 raises the probability for this profile
- Sector Retail trade (NACE 47) raises the probability
- Liquidity: current ratio 2.81, cash €21,163 lowers the probability
- Founded in 1990 lowers the probability for this profile
Credit up to €1,000 at 30 days acceptable
Liquidity ample (current ratio 2.81 against 2.47 in 2024; short-term debt: 34.5% and cash: 87.2% of total assets), and 45% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 68%, liquidity 88%, profitability 33%, growth against the median 45%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-06-2026, 56 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
56 d early
2024
28 d early
2023
16 d early
2022
27 d early
2021
31 d early
2020
25 d early
2019
29 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 30 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 3 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Back to profitnet €250
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 14
- Since
- 2017
- Next accounts
- by 31-07-2027
- 05-06-2026Annual accounts filed
- 31-12-2025Back to profit
- 03-07-2025Annual accounts filed
Company details
- Sites
- 2
- Legal form
- Private limited company
- Activity
- Retail sale of cars and light vans (up…NACE 47811
- Founded
- 09-11-1990
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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