P.H.
Open bankruptcyA bankruptcy procedure is open for P.H. according to publications in the Belgian State Gazette; curator: WIM BOLLEN. The 2025 annual accounts show negative equity (€-32k) and a net result of €-16k.
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2122232425
2021 to 2025 · latest year €-32k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
28 d late
2024
15 d early
2023
92 d late
2022
79 d late
2021
152 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€72k▼ 14.4%
2024 · €84k
2023: €17k
2024: €84k
2023 → 2025
EBIT margin
-21.9%▲ 0.3pp
2024 · -22.2%
2023: 23.8%
2024: -22.2%
2023 → 2025
Net result
€-16k▲ 15.7%
2024 · €-19k
2021: €-5k
2022: €-5k
2023: €4k
2024: €-19k
2021 → 2025
Working capital
€-35k▼ 82.1%
2024 · €-19k
2022: €-1k
2023: €-2k
2024: €-19k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€17k€84k▲ 386%€72k▼ 14.4%
Equity€4k-€-1k€3k€-16k€-32k▼ 98.0%
Operating result€-5k-€-5k▼ 5.3%€4k€-19k€-16k▲ 15.6%
Net result€-5k-€-5k▼ 7.6%€4k€-19k€-16k▲ 15.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €16k in 2025 against €19k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €15k
Fixed assets
€3k=
Current assets
€12k▲ 189%
Key figures and ratios
Solvency
-211.9%▲
2024 · -222.5%
Current ratio
0.25▲
2024 · 0.18
Quick ratio
0.25▲
2024 · 0.18
Debt / equity
-1.47▼
2024 · -1.45
ROA
-104.8%▲
2024 · -258.6%
Debt
€47k▲
2024 · €23k
Debt ≤ 1 year
€47k▲
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€7k€15k▲
Fixed assets21/28€3k€3k=
Tangible fixed assets22/27€3k€3k=
Plant, machinery and equipment23€3k€3k=
Current assets29/58€4k€12k▲
Amounts receivable within one year40/41€400€9k▲
Trade receivables40€400€9k▲
Cash at bank and in hand54/58€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€7k€15k▲
Equity10/15€-16k€-32k▼
Contributions10/11€9k€9k=
Outside capital11€9k-
Other1109/19€9k-
Profit (loss) carried forward14€-25k€-41k▼
Amounts payable17/49€23k€47k▲
Amounts payable within one year42/48€23k€47k▲
Trade debts44€5k€8k▲
Suppliers440/4€5k€8k▲
Taxes, remuneration and social security45€13k€10k▼
Taxes450/3€3k€2k▼
Remuneration and social security454/9€10k€7k▼
Other amounts payable47/48€6k€29k▲
Income statement
Code20242025
Turnover70€84k€72k▼
Goods, raw materials, services and sundry goods60/61€91k€88k▼
Remuneration, social security and pensions62€10k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k-
Other operating charges640/8€150-
Gross operating margin9900€-7k€-16k▼
Operating profit (loss)9901€-19k€-16k▲
Financial charges65/66B€92€60▼
Recurring financial charges65€92€60▼
Profit (loss) for the period before taxes9903€-19k€-16k▲
Profit (loss) for the period9904€-19k€-16k▲
Profit (loss) for the period to be appropriated9905€-19k€-16k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-25k€-41k▼
Profit (loss) brought forward from the previous period14P€-6k€-25k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-09
Bankruptcy
Opening
Ondernemingsrechtbank Brussel · P.H.BV NIEUW ADRES : HAACHTSESTEENWEG 182/2, 1910 KAMPENHOUT · event 15-09-2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-19k ▼558%
Net result drops to €-19k, the lowest in the series.
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 92 days late
2023
31-12
Financial
Back to profitnet €4k
Net result €4k after 2 loss-making years.
18-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 79 days late
2022
30-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 152 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bisschoppenhoflaan 12100 AntwerpenGround area
1,112 m²
Building footprint
239 m²
Volume, LiDAR
1,696 m³
2 parcels, Flanders, Wallonia · tallest building 13.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
P.H.
since 20212.317.633.173
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25763K0341/00B000 | Wallonia | 973 m² | 1 · 142 m² | 4.0 m · 1 fl. |
| 11012A0030/00H003 | Flanders | 139 m² | 1 · 96 m² | 13.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | WIM BOLLEN STEENWEG OP SINT-JORIS-WINGE 21,
3200 AARSCHOT |
15-09-2026 → present |
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Of 3,209 companies in sector 95316 we hold annual accounts for 752. 302 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-12-2020
Fiscal year end31-12
Activities, NACEBEL
95316Washing and cleaning of motor vehicles
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.