P. & G.
ActiveThe computed 12-month bankruptcy probability of P. & G. is 1.6% (moderate). The 2025 annual accounts show equity of €16k and a net result of €-9k. Equity is growing by ~11% per year across the filed fiscal years. Its solvency ranks better than 67% of 13240 sector peers (fiscal year 2025). The company has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
42
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-49
Solvency75▼-8
Growth52=
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.5 against 1.85 in 2024; short-term debt: 50.2% and cash: 10% of total assets), and 50.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.8%
Return on assets
-27.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
21 d early
2024
34 d early
2023
43 d early
2022
31 d late
2021
31 d late
2020
24 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€16k▼ 35.6%
2024 · €24k
2018: €-14k
2019: €-1k
2020: €19k
2021: €30k
2022: €22k
2023: €23k
2024: €24k
2018 → 2025
Total assets
€31k▼ 24.7%
2024 · €42k
2018: €85k
2019: €69k
2020: €81k
2021: €84k
2022: €58k
2023: €45k
2024: €42k
2018 → 2025
Net result
€-9k
2024 · €825
2018: €4k
2019: €13k
2020: €21k
2021: €13k
2022: €-8k
2023: €1k
2024: €825
2018 → 2025
Working capital
€8k▼ 46.7%
2024 · €15k
2018: €-20k
2019: €-18k
2020: €755
2021: €12k
2022: €5k
2023: €13k
2024: €15k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€30k-€22k▼ 27.4%€23k▲ 6.7%€24k▲ 3.5%€16k▼ 35.6%
Operating result€18k-€-6k€3k€3k▼ 4.1%€-7k
Net result€13k-€-8k€1k€825▼ 44.1%€-9k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €7k after €3k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €31k
Fixed assets
€8k▼ 18.5%
Current assets
€24k▼ 26.6%
Equity and liabilities €31k
Equity
€16k▼ 35.6%
Debt
€16k▼ 9.6%
The debt ratio rises from 41.8% to 50.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-1k▼
2024 · €9k
Cash flow
€-3k▼
2024 · €7k
Solvency
49.8%▼
2024 · 58.2%
Current ratio
1.50▼
2024 · 1.85
Quick ratio
1.31▼
2024 · 1.71
Debt / equity
1.01▲
2024 · 0.72
ROE
-55.4%▼
2024 · 3.4%
ROA
-27.5%▼
2024 · 2.0%
Interest coverage
-0.75▼
2024 · 3.32
Debt
€16k▼
2024 · €17k
Debt ≤ 1 year
€16k▼
2024 · €17k
Staff costs
€38k▲
2024 · €37k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€42k€31k▼
Fixed assets21/28€10k€8k▼
Tangible fixed assets22/27€9k€8k▼
Land and buildings22€2k€5k▲
Plant, machinery and equipment23€2k€681▼
Furniture and vehicles24€6k€2k▼
Financial fixed assets28€75€75=
Current assets29/58€32k€24k▼
Stocks and contracts in progress3€2k€3k▲
Stocks30/36€2k€3k▲
Amounts receivable within one year40/41€25k€17k▼
Trade receivables40€5k€4k▼
Other amounts receivable41€20k€13k▼
Cash at bank and in hand54/58€5k€3k▼
Deferred charges and accrued income490/1-€302
Equity and liabilities
Total equity and liabilities10/49€42k€31k▼
Equity10/15€24k€16k▼
Contributions10/11€19k€19k=
Reserves13€11k€11k=
Distributable reserves133€11k€11k=
Profit (loss) carried forward14€-5k€-14k▼
Amounts payable17/49€17k€16k▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€17k€16k▼
Current portion of amounts payable after more than one year42€2k€0▼
Financial debts43€3k€3k▲
Credit institutions430/8€3k€3k▲
Trade debts44€5k€3k▼
Suppliers440/4€5k€3k▼
Advances received on contracts in progress46€205€205=
Taxes, remuneration and social security45€6k€7k▲
Taxes450/3€4k€3k▼
Remuneration and social security454/9€2k€4k▲
Other amounts payable47/48€2k€2k▼
Income statement
Code20242025
Remuneration, social security and pensions62€37k€38k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k▼
Other operating charges640/8€2k€642▼
Gross operating margin9900€48k€37k▼
Operating profit (loss)9901€3k€-7k▼
Financial income75/76B€563€403▼
Recurring financial income75€563€403▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€825€-9k▼
Income taxes67/77€0-
Profit (loss) for the period9904€825€-9k▼
Profit (loss) for the period to be appropriated9905€825€-9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€-14k▼
Profit (loss) brought forward from the previous period14P€-6k€-5k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-9k ▼1149%
Net result drops to €-9k, the lowest in the series.
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
18-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
07-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €21k ▲64.3%
Net result €21k, the highest in the series.
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
18-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 49 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Destelbergen · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dendermondesteenweg 7539070 DestelbergenGround area
325 m²
Building footprint
152 m²
Volume, LiDAR
1,059 m³
Parcel 44013B0391/00L002, Flanders · tallest building 10.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Restaurant Etna
since 20142.232.908.029
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44013B0391/00L002 | Flanders | 325 m² | 1 · 152 m² | 10.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteDestelbergen2.232.908.029
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Of 20,494 companies in sector 56111 we hold annual accounts for 11,455. 8,257 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-06-2003
Fiscal year end31-12
Activities, NACEBEL
55301
55302
56101Full-service restaurants
56111Full-service restaurants
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:etna.ristorante@hotmail.com
Phone:09/219.98.35