P. Embrechts Services
ActiveP. Embrechts Services has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €114k and a net result of €80k. Equity is growing by ~10.6% per year across the filed fiscal years. Its solvency ranks better than 90% of 1722 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 6.42 against 8.15 in 2024; short-term debt: 14.7% and cash: 17.9% of total assets), and 14.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.3%
Return on assets
60%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-03-2026, 127 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
127 d early
2024
28 d early
2023
44 d early
2022
38 d early
2021
40 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€114k▼ 25.8%
2024 · €154k
2021: €74k
2022: €127k
2023: €202k
2024: €154k
2021 → 2025
Total assets
€134k▼ 24.2%
2024 · €177k
2021: €128k
2022: €174k
2023: €249k
2024: €177k
2021 → 2025
Net result
€80k▲ 12.0%
2024 · €72k
2021: €71k
2022: €53k
2023: €75k
2024: €72k
2021 → 2025
Working capital
€107k▼ 25.1%
2024 · €143k
2021: €59k
2022: €118k
2023: €189k
2024: €143k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€74k-€127k▲ 72.2%€202k▲ 58.5%€154k▼ 23.9%€114k▼ 25.8%
Operating result€91k-€69k▼ 24.2%€95k▲ 38.7%€90k▼ 5.2%€97k▲ 6.8%
Net result€71k-€53k▼ 24.8%€75k▲ 39.6%€72k▼ 3.8%€80k▲ 12.0%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 7% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €134k
Fixed assets
€7k▼ 48.4%
Current assets
€127k▼ 22.1%
Equity and liabilities €134k
Equity
€114k▼ 25.8%
Debt
€20k▼ 13.3%
The debt ratio rises from 12.9% to 14.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€103k▲
2024 · €97k
Cash flow
€87k▲
2024 · €79k
Solvency
85.3%▼
2024 · 87.1%
Current ratio
6.42▼
2024 · 8.15
Quick ratio
6.32▼
2024 · 8.09
Debt / equity
0.17▲
2024 · 0.15
ROE
70.4%▲
2024 · 46.6%
ROA
60.0%▲
2024 · 40.6%
Interest coverage
1651.28▲
2024 · 318.41
Debt
€20k▼
2024 · €23k
Debt ≤ 1 year
€20k▼
2024 · €20k
Income taxes
€19k▲
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€177k€134k▼
Fixed assets21/28€14k€7k▼
Tangible fixed assets22/27€14k€7k▼
Leasing and similar rights25€8k€2k▼
Other tangible fixed assets26€6k€6k▼
Current assets29/58€163k€127k▼
Stocks and contracts in progress3€1k€2k▲
Stocks30/36€1k€2k▲
Amounts receivable within one year40/41-€15k
Trade receivables40-€15k
Current investments50/53€133k€85k▼
Cash at bank and in hand54/58€27k€24k▼
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€177k€134k▼
Equity10/15€154k€114k▼
Contributions10/11€3k€3k=
Reserves13€151k€111k▼
Distributable reserves133€151k€111k▼
Amounts payable17/49€23k€20k▼
Amounts payable after more than one year17€3k-
Financial debts170/4€3k-
Amounts payable within one year42/48€20k€20k▼
Current portion of amounts payable after more than one year42€5k€2k▼
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€12k€12k▲
Taxes450/3€12k€12k▲
Other amounts payable47/48€2k€4k▲
Income statement
Code20242025
Non-recurring operating income76A€3k€8k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k=
Other operating charges640/8€2k€2k▼
Gross operating margin9900€100k€105k▲
Operating profit (loss)9901€90k€97k▲
Financial income75/76B€177€3k▲
Recurring financial income75€177€3k▲
Financial charges65/66B€305€63▼
Recurring financial charges65€305€63▼
Profit (loss) for the period before taxes9903€90k€100k▲
Income taxes67/77€19k€19k▲
Profit (loss) for the period9904€72k€80k▲
Profit (loss) for the period to be appropriated9905€72k€80k▲
Appropriation of the result
Profit (loss) to be appropriated9906€72k€80k▲
Transfer from equity791/2€120k€120k=
Transfer to equity691/2€72k€80k▲
To other reserves6921€72k€80k▲
Profit to be distributed694/7€120k€120k=
Return on contributions (dividend)694€120k€120k=
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-03
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2021net €80k ▲12%
Operating result €97k, net result €80k, both a record.
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
17-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €200kEq €202k ▲58.5%
3 profitable years in a row build equity to €202k.
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €53k ▼24.8%
Net result drops to €53k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €100kEq €127k ▲72.2%
2 profitable years in a row build equity to €127k.
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Retie · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hulselstraat 742470 RetieGround area
1,424 m²
Building footprint
175 m²
Volume, LiDAR
953 m³
Parcel 13036C1057/00F000, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
P. Embrechts Services
since 20202.304.625.275
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13036C1057/00F000 | Flanders | 1,424 m² | 1 · 175 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteRetie2.304.625.275
Similar companies · same sector, comparable size
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HORTITEL
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Of 640 companies in sector 01301 we hold annual accounts for 296. 209 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-07-2020
Fiscal year end31-12
Activities, NACEBEL
01301Crop and animal production, hunting and related service activities
42990Civil engineering
70210Activities of head offices; management consultancy activities
71113Urban planning and landscape architecture
73300Public relations and communication consultancy
81300Landscape service activities
86909Human health activities
86995Nutrition and dietetics services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.