P.C. SOLUTIONS
ActiveSummary
P.C. SOLUTIONS has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €920k and a net result of €48k. Equity is growing by ~4.4% per year across the filed fiscal years. Its solvency ranks better than 59% of 11389 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability58▼-9
Solvency78▲+5
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity ample (current ratio 3.1 against 2.46 in 2024; short-term debt: 9.9% and cash: 9.1% of total assets), and 46.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.1%
Return on assets
2.8%
Age of the figures
12 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 25-05-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
25 d late
2024
24 d late
2023
24 d late
2022
30 d late
2021
31 d late
2020
28 d late
2019
26 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€920k▲ 1.7%
2024 · €905k
2018: €696klowest in 8 years
2019: €768k▲ +10.2% vs 2018
2020: €801k▲ +4.3% vs 2019
2021: €842k▲ +5.1% vs 2020
2022: €926k▲ +10.0% vs 2021
2023: €929k▲ +0.3% vs 2022highest in 8 years
2024: €905k▼ -2.6% vs 2023
2025: €920k▲ +1.7% vs 2024
2018 → 2025
Total assets
€1.73M▼ 7.2%
2024 · €1.87M
2018: €950klowest in 8 years
2019: €956k▲ +0.6% vs 2018
2020: €1.06M▲ +10.8% vs 2019
2021: €1.11M▲ +5.0% vs 2020
2022: €1.12M▲ +0.9% vs 2021
2023: €1.45M▲ +29.2% vs 2022
2024: €1.87M▲ +28.9% vs 2023highest in 8 years
2025: €1.73M▼ -7.2% vs 2024
2018 → 2025
Net result
€48k▲ 1.9%
2024 · €47k
2018: €65k
2019: €71k▲ +10.3% vs 2018
2020: €33k▼ -53.2% vs 2019
2021: €108k▲ +222% vs 2020highest in 8 years
2022: €84k▼ -21.4% vs 2021
2023: €3k▼ -96.3% vs 2022lowest in 8 years
2024: €47k▲ +1394% vs 2023
2025: €48k▲ +1.9% vs 2024
2018 → 2025
Working capital
€361k▲ 2.9%
2024 · €351k
2018: €41k
2019: €35k▼ -14.1% vs 2018
2020: €-91k▼ -357% vs 2019lowest in 8 years
2021: €39k▲ +143% vs 2020
2022: €108k▲ +178% vs 2021
2023: €-24k▼ -123% vs 2022
2024: €351k▲ +1549% vs 2023
2025: €361k▲ +2.9% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€842k-€926k▲ 10.0%€929k▲ 0.3%€905k▼ 2.6%€920k▲ 1.7%
2021: €842klowest in 5 years
2022: €926k▲ +10.0% vs 2021
2023: €929k▲ +0.3% vs 2022highest in 5 years
2024: €905k▼ -2.6% vs 2023
2025: €920k▲ +1.7% vs 2024
Operating result€175k-€114k▼ 35.2%€22k▼ 80.4%€84k▲ 279%€93k▲ 9.9%
2021: €175khighest in 5 years
2022: €114k▼ -35.2% vs 2021
2023: €22k▼ -80.4% vs 2022lowest in 5 years
2024: €84k▲ +279% vs 2023
2025: €93k▲ +9.9% vs 2024
Net result€108k-€84k▼ 21.4%€3k▼ 96.3%€47k▲ 1,394%€48k▲ 1.9%
2021: €108khighest in 5 years
2022: €84k▼ -21.4% vs 2021
2023: €3k▼ -96.3% vs 2022lowest in 5 years
2024: €47k▲ +1394% vs 2023
2025: €48k▲ +1.9% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 10% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.73M
Fixed assets
€1.20M ▼ 6.1%
Current assets
€533k ▼ 9.8%
Equity and liabilities €1.73M
Equity
€920k ▲ 1.7%
Debt
€813k ▼ 15.7%
Debt's share of the balance-sheet total falls from 51.6% to 46.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€137k▼
2024 · €158k
Cash flow
€93k▼
2024 · €121k
Current ratio
3.10▲
2024 · 2.46
Debt to equity
0.88▼
2024 · 1.07
ROE
5.2%▲
2024 · 5.2%
ROA
2.8%▲
2024 · 2.5%
Interest coverage
4.30▼
2024 · 5.44
Debt ≤ 1 year
€172k▼
2024 · €240k
Debt > 1 year
€638k▼
2024 · €720k
Income taxes
€23k▲
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 54 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.87M€1.73M▼
Fixed assets21/28€1.28M€1.20M▼
Tangible fixed assets22/27€1.28M€1.20M▼
Land and buildings22€1.22M€1.18M▼
Plant, machinery and equipment23€8k€9k▲
Furniture and vehicles24€5k€11k▲
Leasing and similar rights25€48k€3k▼
Financial fixed assets28€50€50=
Current assets29/58€591k€533k▼
Amounts receivable within one year40/41€70k€71k▲
Trade receivables40€70k€71k▲
Other amounts receivable41€9-
Current investments50/53€508k€300k▼
Cash at bank and in hand54/58€7k€158k▲
Deferred charges and accrued income490/1€6k€5k▼
Equity and liabilities
Total equity and liabilities10/49€1.87M€1.73M▼
Equity10/15€905k€920k▲
Contributions10/11€19k€19k=
Reserves13€462k€478k▲
Tax-exempt reserves132€39k€39k=
Distributable reserves133€423k€439k▲
Profit (loss) carried forward14€424k€424k=
Amounts payable17/49€964k€813k▼
Amounts payable after more than one year17€720k€638k▼
Financial debts170/4€720k€638k▼
Amounts payable within one year42/48€240k€172k▼
Current portion of amounts payable after more than one year42€84k€83k▼
Trade debts44€9k€7k▼
Suppliers440/4€9k€7k▼
Taxes, remuneration and social security45€33k€34k▲
Taxes450/3€31k€32k▲
Remuneration and social security454/9€2k€2k▲
Other amounts payable47/48€114k€48k▼
Accrued charges and deferred income492/3€4k€3k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€74k€44k▼
Other operating charges640/8€10k€6k▼
Non-recurring operating charges66A-€48k
Gross operating margin9900€169k€192k▲
Operating profit (loss)9901€84k€93k▲
Financial income75/76B€12k€10k▼
Recurring financial income75€12k€10k▼
Financial charges65/66B€29k€32k▲
Recurring financial charges65€29k€32k▲
Profit (loss) for the period before taxes9903€67k€71k▲
Income taxes67/77€20k€23k▲
Profit (loss) for the period9904€47k€48k▲
Profit (loss) for the period to be appropriated9905€47k€48k▲
Appropriation of the result
Profit (loss) to be appropriated9906€471k€472k▲
Profit (loss) brought forward from the previous period14P€424k€424k=
Transfer from equity791/2€78k€33k▼
Transfer to equity691/2€47k€48k▲
To other reserves6921€47k€48k▲
Profit to be distributed694/7€78k€33k▼
Return on contributions (dividend)694€78k€33k▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €49k | - | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €45k | €50k | €146k | €74k | €44k | ▼ 40.1% |
| Other operating charges640/8 | €5k | €7k | €11k | €10k | €6k | ▼ 37.2% |
| Non-recurring operating charges66A | - | - | - | - | €48k | - |
| Gross operating margin9900 | €226k | €171k | €179k | €169k | €192k | ▲ 13.7% |
| Operating profit (loss)9901 | €175k | €114k | €22k | €84k | €93k | ▲ 9.9% |
| Financial income75/76B | €12 | - | €111 | €12k | €10k | ▼ 15.0% |
| Recurring financial income75 | €12 | - | €111 | €12k | €10k | ▼ 15.0% |
| Financial charges65/66B | €5k | €4k | €17k | €29k | €32k | ▲ 9.4% |
| Recurring financial charges65 | €5k | €4k | €17k | €29k | €32k | ▲ 9.4% |
| Profit (loss) for the period before taxes9903 | €170k | €110k | €5k | €67k | €71k | ▲ 5.7% |
| Income taxes67/77 | €63k | €26k | €2k | €20k | €23k | ▲ 14.9% |
| Profit (loss) for the period9904 | €108k | €84k | €3k | €47k | €48k | ▲ 1.9% |
| Transfer from tax-exempt reserves789 | €60k | - | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €168k | €84k | €3k | €47k | €48k | ▲ 1.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.11M | €1.12M | €1.45M | €1.87M | €1.73M | ▼ 7.2% |
| Fixed assets21/28 | €837k | €871k | €1.33M | €1.28M | €1.20M | ▼ 6.1% |
| Tangible fixed assets22/27 | €837k | €871k | €1.33M | €1.28M | €1.20M | ▼ 6.1% |
| Land and buildings22 | €784k | €757k | €1.25M | €1.22M | €1.18M | ▼ 3.3% |
| Plant, machinery and equipment23 | €0 | - | - | €8k | €9k | ▲ 19.4% |
| Furniture and vehicles24 | €8k | €6k | €2k | €5k | €11k | ▲ 106% |
| Leasing and similar rights25 | €45k | €107k | €76k | €48k | €3k | ▼ 93.5% |
| Financial fixed assets28 | €50 | €50 | €50 | €50 | €50 | = |
| Current assets29/58 | €276k | €252k | €119k | €591k | €533k | ▼ 9.8% |
| Amounts receivable within one year40/41 | €70k | €99k | €75k | €70k | €71k | ▲ 0.8% |
| Trade receivables40 | €70k | €99k | €75k | €70k | €71k | ▲ 0.8% |
| Other amounts receivable41 | - | - | - | €9 | - | - |
| Current investments50/53 | - | - | - | €508k | €300k | ▼ 41.0% |
| Cash at bank and in hand54/58 | €204k | €149k | €39k | €7k | €158k | ▲ 2,229% |
| Deferred charges and accrued income490/1 | €2k | €4k | €4k | €6k | €5k | ▼ 21.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.11M | €1.12M | €1.45M | €1.87M | €1.73M | ▼ 7.2% |
| Equity10/15 | €842k | €926k | €929k | €905k | €920k | ▲ 1.7% |
| Contributions10/11 | €12k | €12k | €12k | €19k | €19k | = |
| Reserves13 | €490k | €490k | €493k | €462k | €478k | ▲ 3.4% |
| Non-distributable reserves130/1 | €2k | €2k | €2k | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | €2k | - | - | - |
| Tax-exempt reserves132 | €39k | €39k | €39k | €39k | €39k | = |
| Distributable reserves133 | €449k | €449k | €452k | €423k | €439k | ▲ 3.7% |
| Profit (loss) carried forward14 | €339k | €424k | €424k | €424k | €424k | = |
| Amounts payable17/49 | €271k | €197k | €521k | €964k | €813k | ▼ 15.7% |
| Amounts payable after more than one year17 | €32k | €45k | €375k | €720k | €638k | ▼ 11.4% |
| Financial debts170/4 | €32k | €45k | €375k | €720k | €638k | ▼ 11.4% |
| Amounts payable within one year42/48 | €237k | €144k | €143k | €240k | €172k | ▼ 28.3% |
| Current portion of amounts payable after more than one year42 | €25k | €56k | €84k | €84k | €83k | ▼ 1.1% |
| Trade debts44 | €8k | €8k | €5k | €9k | €7k | ▼ 19.6% |
| Suppliers440/4 | €8k | €8k | €5k | €9k | €7k | ▼ 19.6% |
| Taxes, remuneration and social security45 | €82k | €43k | €19k | €33k | €34k | ▲ 3.7% |
| Taxes450/3 | €78k | €41k | €17k | €31k | €32k | ▲ 3.9% |
| Remuneration and social security454/9 | €4k | €2k | €2k | €2k | €2k | ▲ 1.2% |
| Other amounts payable47/48 | €121k | €37k | €36k | €114k | €48k | ▼ 58.1% |
| Accrued charges and deferred income492/3 | €2k | €8k | €3k | €4k | €3k | ▼ 22.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €108k | €84k | €3k | €47k | €48k | ▲ 1.9% |
| + Depreciation and write-downs630 | €45k | €50k | €146k | €74k | €44k | ▼ 40.1% |
| Operating cash flow (approximation) | €153k | €135k | €149k | €121k | €93k | ▼ 23.7% |
| Investment in fixed assets (approximation) | - | €-84k | €-606k | €-21k | €33k | ▲ 261% |
| Change in cash | - | €-55k | €-110k | €-32k | €151k | ▲ 566% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
24-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 24 days late
2024
30-09
Financial
Liquidity triplescurrent ratio 2.46
Current ratio from 0.83 to 2.46.
24-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 24 days late
2023
30-09
Financial
Weakest financial yearnet €3k ▼96.3%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
30-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
30-09
Financial
Highest result since 2018net €108k ▲222%
Operating result €175k, net result €108k, both a record.
30-09
Financial
Liquidity doublescurrent ratio 1.16
Current ratio from 0.50 to 1.16.
28-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 28 days late
2020
26-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 26 days late
2019
26-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
31-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
28-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Martens-Latem · 1 establishment unit since 1996
Ground area
1,558 m²
Building footprint
250 m²
Volume, LiDAR
1,709 m³
Parcel 44064B0033/00K004, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
P.C. SOLUTIONS
since 19962.077.854.717
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44064B0033/00K004 | Flanders | 1,558 m² | 1 · 250 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BONAFÉ
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JAN MOT
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Of 1,173 companies in sector 46499 we hold annual accounts for 743. 500 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-07-1996
Fiscal year end30-09
Activities, NACEBEL 2025
46499Wholesale of other household goods
47789Other retail sale of new goods
62100Computer programming
68201Renting and operating of own or leased residential real estate, excluding social housing
Scores and ratios are computed by Checked and are not a credit decision.