P&B Management
Open bankruptcyA bankruptcy procedure is open for P&B Management according to publications in the Belgian State Gazette; curator: TIM DE MOERLOOSE. The file additionally contains 1 interim measure. The 2024 annual accounts show equity of €9k and a net result of €61k.
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 20783 sector peers (2024).
NBB · sector comparisonPosition among 20783 sector peers
Solvency
better than 9%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-07-2025, 29 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
29 d early
2023
5 d early
2022
14 d early
2021
11 d early
2020
1 d early
2019
1 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€9k=
2023 · €9k
2018: €208k
2019: €114k
2020: €23k
2021: €23k
2022: €9k
2023: €9k
2018 → 2024
Total assets
€753k▲ 7.7%
2023 · €699k
2018: €331k
2019: €192k
2020: €209k
2021: €180k
2022: €180k
2023: €699k
2018 → 2024
Net result
€61k▼ 52.4%
2023 · €128k
2018: €105k
2019: €93k
2020: €90k
2021: €97k
2022: €106k
2023: €128k
2018 → 2024
Working capital
€-115k▲ 77.7%
2023 · €-513k
2018: €203k
2019: €96k
2020: €3k
2021: €7k
2022: €-15k
2023: €-513k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€23k-€23k▲ 3.7%€9k▼ 60.4%€9k=€9k=
Operating result€113k-€143k▲ 26.7%€149k▲ 4.3%€179k▲ 20.4%€134k▼ 25.3%
Net result€90k-€97k▲ 7.3%€106k▲ 9.3%€128k▲ 20.8%€61k▼ 52.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 25% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €753k
Fixed assets
€555k▲ 6.2%
Current assets
€198k▲ 11.9%
Equity and liabilities €753k
Equity
€9k=
Debt
€744k▲ 7.8%
The debt ratio rises from 98.7% to 98.8%. Debt is higher.
Key figures and ratios
EBITDA
€153k▼
2023 · €186k
Cash flow
€80k▼
2023 · €134k
Solvency
1.2%▼
2023 · 1.3%
Current ratio
0.63▲
2023 · 0.26
Quick ratio
0.63▲
2023 · 0.26
Debt / equity
79.98▲
2023 · 74.21
ROE
654.2%
ROA
8.1%▼
2023 · 18.3%
Interest coverage
3.29▼
2023 · 109.89
Debt
€744k▲
2023 · €690k
Debt ≤ 1 year
€313k▼
2023 · €690k
Debt > 1 year
€431k
Income taxes
€34k▼
2023 · €52k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€699k€753k▲
Fixed assets21/28€523k€555k▲
Tangible fixed assets22/27€523k€555k▲
Land and buildings22€490k€537k▲
Furniture and vehicles24€13k€727▼
Other tangible fixed assets26€20k€17k▼
Current assets29/58€177k€198k▲
Amounts receivable within one year40/41€164k€169k▲
Trade receivables40€69k€41k▼
Other amounts receivable41€95k€128k▲
Cash at bank and in hand54/58€10k€26k▲
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€699k€753k▲
Equity10/15€9k€9k=
Contributions10/11€9k€9k=
Outside capital11€9k-
Other1109/19€9k-
Profit (loss) carried forward14-€0
Amounts payable17/49€690k€744k▲
Amounts payable after more than one year17-€431k
Financial debts170/4-€431k
Amounts payable within one year42/48€690k€313k▼
Current portion of amounts payable after more than one year42-€24k
Financial debts43€8k€0▼
Credit institutions430/8€8k€0▼
Trade debts44€14k€8k▼
Suppliers440/4€14k€8k▼
Taxes, remuneration and social security45€50k€38k▼
Taxes450/3€50k€38k▼
Other amounts payable47/48€618k€243k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€19k▲
Other operating charges640/8€4k€8k▲
Non-recurring operating charges66A-€2k
Gross operating margin9900€190k€163k▼
Operating profit (loss)9901€179k€134k▼
Financial income75/76B€2k€7k▲
Recurring financial income75€2k€7k▲
Financial charges65/66B€2k€46k▲
Recurring financial charges65€2k€46k▲
Profit (loss) for the period before taxes9903€179k€94k▼
Income taxes67/77€52k€34k▼
Profit (loss) for the period9904€128k€61k▼
Profit (loss) for the period to be appropriated9905€128k€61k▼
Appropriation of the result
Profit (loss) to be appropriated9906€128k€61k▼
Profit to be distributed694/7€128k€61k▼
Return on contributions (dividend)694€128k€61k▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
05-02
Bankruptcy
Opening
Ondernemingsrechtbank Gent, afdeling Gent · P&B MANAGEMENT BV VALERIUS DE SAEDELEERLAAN 5/A, 9830 SINT-MARTENS- LATEM · event 27-01-2026
07-01
Interim measure
Provisional administrator
Ondernemingsrechtbank Gent
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €61k ▼52.4%
Net result drops to €61k, the lowest in the series.
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €128k ▲20.8%
Operating result €179k, net result €128k, both a record.
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
03-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Martens-Latem · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Valerius De Saedeleerlaan 59830 Sint-Martens-LatemGround area
1,630 m²
Building footprint
245 m²
Volume, LiDAR
1,328 m³
Parcel 44064B0817/00K000, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
P&B Management
since 20152.243.883.380
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44064B0817/00K000 | Flanders | 1,630 m² | 1 · 245 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | TIM DE MOERLOOSE LEIEKAAI 25 C-D, 9000 GENT- |
27-01-2026 → present |
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Of 29,995 companies in sector 62200 we hold annual accounts for 18,391. 9,177 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-07-2015
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.