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P.B.

Active
Private limited companyfounded 199432 yrs activePlace de Pâturages 28, 7340 Colfontaine, BelgiumKBO/BCE: BE 0452.094.729
Summary

P.B. has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €30,852 and a net result of €24,800. Equity is growing by ~44% per year across the filed fiscal years. Its solvency ranks better than 65% of 13417 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability100▲+2
Solvency72▼-3
Growth78=
Track record100
Bankruptcy probability, 12 months
1.5% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity tight (current ratio 1.5 against 1.56 in 2024; short-term debt: 52.7% and cash: 56.2% of total assets), and 52.7% of the assets are financed with debt.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 32 years 0 40 y
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
47.3%
Return on assets
38%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
9 d early
2024
20 d late
2023
31 d late
2022
34 d early
2021
18 d early
2020
25 d early
2019
31 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 10 February 1994, P.B. was incorporated.1 Total assets went from EUR 65,449 in 2018 to EUR 65,226 in 2025 and headcount from 4.4 full-time equivalents in 2018 to 5 in 2022.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018, 2022 and 2025

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Financials · fiscal year 2025, micro schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€24,800▲ 49.6%
2024 · €16,577
Working capital
€17,098▼ 14.7%
2024 · €20,037
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€13,747▼ 39.8%-€11,830€19,019€17,557▼ 7.7%€29,123▲ 65.9%
Net result€5,531▼ 39.6%-€12,604€18,132€16,577▼ 8.6%€24,800▲ 49.6%
Equity€13,947▲ 65.7%€1,343▼ 90.4%€19,475▲ 1,351%€36,052▲ 85.1%€30,852▼ 14.4%
Total assets€52,503▲ 7.6%€46,585▼ 11.3%€58,499▲ 25.6%€71,579▲ 22.4%€65,226▼ 8.9%
Debt€38,556▼ 4.6%€45,242▲ 17.3%€39,024▼ 13.7%€35,527▼ 9.0%€34,374▼ 3.2%
Working capital-€848▲ 93.0%-€10,361▼ 1,122%€5,300€20,037▲ 278%€17,098▼ 14.7%
Staff (FTE)5.6▲ 14.3%5▼ 10.7%
Result per fiscal year
Operating resultNet result
-€20,000€0€20,000Operating result 2021: €13,747€13,747Net result 2021: €5,531€5,531Operating result 2022: -€11,830-€11,830Net result 2022: -€12,604-€12,604Operating result 2023: €19,019€19,019Net result 2023: €18,132€18,132Operating result 2024: €17,557€17,557Net result 2024: €16,577€16,577Operating result 2025: €29,123€29,123Net result 2025: €24,800€24,80020212022202320242025€0€10,000€20,000€30,000Operating result 2023: €19,019€19,000Net result 2023: €18,132€18,100Operating result 2024: €17,557€17,600Net result 2024: €16,577€16,600Operating result 2025: €29,123€29,100Net result 2025: €24,800€24,800202320242025
The operating result recovers in 2025; 2025 is 66% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €65,226
Fixed assets €13,754 ▼ 14.1%
Current assets €51,471 ▼ 7.4%
Equity and liabilities €65,226
Equity €30,852 ▼ 14.4%
Debt €34,374 ▼ 3.2%
Debt's share of the balance-sheet total rises from 49.6% to 52.7%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€31,383▲
2024 · €20,509
Cash flow
€27,060▲
2024 · €19,529
Current ratio
1.50▼
2024 · 1.56
Quick ratio
1.44▼
2024 · 1.50
Debt to equity
1.11▲
2024 · 0.99
ROE
80.4%▲
2024 · 46.0%
ROA
38.0%▲
2024 · 23.2%
Interest coverage
82.25▲
2024 · 20.91
Debt ≤ 1 year
€34,374▼
2024 · €35,527
Income taxes
€4,315
Staff costs
€130,540▼
2024 · €147,231
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet Code20242025
Assets
Total assets20/58€71,579€65,226▼
Fixed assets21/28€16,015€13,754▼
Tangible fixed assets22/27€14,009€11,749▼
Land and buildings22€1,773€1,523▼
Plant, machinery and equipment23€12,236€10,226▼
Financial fixed assets28€2,005€2,005=
Current assets29/58€55,564€51,471▼
Stocks and contracts in progress3€2,408€1,993▼
Stocks30/36€2,408€1,993▼
Amounts receivable within one year40/41€12,648€10,125▼
Other amounts receivable41€12,648€10,125▼
Cash at bank and in hand54/58€38,634€36,636▼
Deferred charges and accrued income490/1€1,874€2,717▲
Equity and liabilities
Total equity and liabilities10/49€71,579€65,226▼
Equity10/15€36,052€30,852▼
Contributions10/11€6,197€6,197=
Reserves13€1,859€1,859=
Non-distributable reserves130/1€1,859€1,859=
Reserves not available under the articles1311€1,859€1,859=
Profit (loss) carried forward14€27,995€22,796▼
Amounts payable17/49€35,527€34,374▼
Amounts payable within one year42/48€35,527€34,374▼
Current portion of amounts payable after more than one year42€4,791-
Trade debts44€16,813€8,431▼
Suppliers440/4€16,813€8,431▼
Taxes, remuneration and social security45€13,838€25,857▲
Taxes450/3€1,562€10,426▲
Remuneration and social security454/9€12,275€15,432▲
Other amounts payable47/48€85€85=
Income statement Code20242025
Remuneration, social security and pensions62€147,231€130,540▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,952€2,260▼
Other operating charges640/8€2,355€1,917▼
Gross operating margin9900€170,095€163,840▼
Operating profit (loss)9901€17,557€29,123▲
Financial income75/76B€1€373▲
Recurring financial income75€1€373▲
Financial charges65/66B€981€382▼
Recurring financial charges65€981€382▼
Profit (loss) for the period before taxes9903€16,577€29,115▲
Income taxes67/77-€4,315
Profit (loss) for the period9904€16,577€24,800▲
Profit (loss) for the period to be appropriated9905€16,577€24,800▲
Appropriation of the result
Profit (loss) to be appropriated9906€27,995€52,796▲
Profit (loss) brought forward from the previous period14P€11,418€27,995▲
Profit to be distributed694/7-€30,000
Return on contributions (dividend)694-€30,000

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A€2,043-----
Remuneration, social security and pensions62€177,669€178,771€149,501€147,231€130,540▼ 11.3%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12,713€12,411€4,868€2,952€2,260▼ 23.4%
Other operating charges640/8€2,256€4,611€3,135€2,355€1,917▼ 18.6%
Gross operating margin9900€206,385€183,963€176,523€170,095€163,840▼ 3.7%
Operating profit (loss)9901€13,747-€11,830€19,019€17,557€29,123▲ 65.9%
Financial income75/76B€994--€1€373▲ 51,040%
Recurring financial income75€994--€1€373▲ 51,040%
Financial charges65/66B€9,193€733€996€981€382▼ 61.1%
Recurring financial charges65€9,193€733€996€981€382▼ 61.1%
Profit (loss) for the period before taxes9903€5,548-€12,563€18,023€16,577€29,115▲ 75.6%
Income taxes67/77€17€41-€109-€4,315-
Profit (loss) for the period9904€5,531-€12,604€18,132€16,577€24,800▲ 49.6%
Profit (loss) for the period to be appropriated9905€5,531-€12,604€18,132€16,577€24,800▲ 49.6%
Line20212022202320242025Change
Assets
Total assets20/58€52,503€46,585€58,499€71,579€65,226▼ 8.9%
Fixed assets21/28€16,793€20,686€18,967€16,015€13,754▼ 14.1%
Tangible fixed assets22/27€14,788€18,680€16,961€14,009€11,749▼ 16.1%
Land and buildings22€3,337€2,273€2,023€1,773€1,523▼ 14.1%
Plant, machinery and equipment23€7,272€14,282€14,796€12,236€10,226▼ 16.4%
Furniture and vehicles24€4,179€2,125€142---
Financial fixed assets28€2,005€2,005€2,005€2,005€2,005=
Current assets29/58€35,710€25,899€39,532€55,564€51,471▼ 7.4%
Stocks and contracts in progress3€3,867€4,992€2,408€2,408€1,993▼ 17.2%
Stocks30/36€3,867€4,992€2,408€2,408€1,993▼ 17.2%
Amounts receivable within one year40/41€2,837€4,679€10,007€12,648€10,125▼ 20.0%
Trade receivables40€2,837€394€6,052---
Other amounts receivable41-€4,285€3,955€12,648€10,125▼ 20.0%
Cash at bank and in hand54/58€29,006€16,227€26,729€38,634€36,636▼ 5.2%
Deferred charges and accrued income490/1--€388€1,874€2,717▲ 45.0%
Equity and liabilities
Total equity and liabilities10/49€52,503€46,585€58,499€71,579€65,226▼ 8.9%
Equity10/15€13,947€1,343€19,475€36,052€30,852▼ 14.4%
Contributions10/11€6,198€6,197€6,197€6,197€6,197=
Outside capital11€6,198-----
Other1109/19€6,198-----
Reserves13€1,859€1,859€1,859€1,859€1,859=
Non-distributable reserves130/1€1,859€1,859€1,859€1,859€1,859=
Reserves not available under the articles1311€1,859€1,859€1,859€1,859€1,859=
Profit (loss) carried forward14€5,890-€6,714€11,418€27,995€22,796▼ 18.6%
Amounts payable17/49€38,556€45,242€39,024€35,527€34,374▼ 3.2%
Amounts payable after more than one year17€1,998€8,983€4,791---
Financial debts170/4€1,998€8,983€4,791---
Amounts payable within one year42/48€36,558€36,259€34,232€35,527€34,374▼ 3.2%
Current portion of amounts payable after more than one year42€5,428€5,978€4,191€4,791--
Trade debts44€12,244€15,530€17,078€16,813€8,431▼ 49.9%
Suppliers440/4€12,244€15,530€17,078€16,813€8,431▼ 49.9%
Taxes, remuneration and social security45€18,104€14,666€12,503€13,838€25,857▲ 86.9%
Taxes450/3€287€2,679€1,415€1,562€10,426▲ 567%
Remuneration and social security454/9€17,817€11,987€11,088€12,275€15,432▲ 25.7%
Other amounts payable47/48€782€85€460€85€85=
Line20212022202320242025Change
Profit (loss) for the period9904€5,531-€12,604€18,132€16,577€24,800▲ 49.6%
+ Depreciation and write-downs630€12,713€12,411€4,868€2,952€2,260▼ 23.4%
Operating cash flow (approximation)€18,244-€193€23,000€19,529€27,060▲ 38.6%
Investment in fixed assets (approximation)--€16,304-€3,149€0€0-
Change in cash--€12,779€10,501€11,905-€1,998▼ 117%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
22-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
20-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 20 days late
2024
31-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial Back to profitnet €18,132
Net result €18,132 after one loss-making year.
27-06
NBB filing Annual accounts filed
fiscal year 2022 · full schema
2022
13-07
NBB filing Annual accounts filed
fiscal year 2021 · full schema
2021
06-07
NBB filing Annual accounts filed
fiscal year 2020 · full schema
2020
30-06
NBB filing Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial Back to profitnet €31,962
Net result €31,962 after one loss-making year.
25-06
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2018
21-06
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
26-06
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 9 acts read
About the unread acts

We know of 9 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Colfontaine · 2 establishment units since 1994
seat establishment All 2 establishment units on the map
Ground area
923 m²
Building footprint
239 m²
Volume, LiDAR
498 m³
2 parcels, Wallonia · tallest building 12.2 m, ±3 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
2 establishment units
PIZZA SPRINT
Place de Pâturages 28, 7340 ColfontaineNACE 1513103
since 19942.066.032.791
ARRIVO PIZZA
Rue Hankar 5, 7080 FrameriesNACE 5530207
since 20032.177.581.308
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
53028C0464/00F000 Wallonia 754 m² 1 · 189 m² -
53064A0503/00G000 Wallonia 169 m² 1 · 50 m² 12.2 m · 3 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

2 sites
Colfontaine2.066.032.791
1 permission
Toelating · Detailhandel met verwerking · since 12-09-2022
Frameries2.177.581.308
1 permission
Toelating · Traiteur · since 05-02-2015

Similar companies · same sector, comparable size

Of 21,861 companies in sector 56112 we hold annual accounts for 9,778. 8,396 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded10-02-1994
Fiscal year end31-12
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
56210Event catering

Scores and ratios are computed by Checked and are not a credit decision.