P & A CONSULTING
ActiveP & A CONSULTING has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €3.65M and a net result of €103k. Equity is growing by ~3.3% per year across the filed fiscal years. Its solvency ranks better than 80% of 2935 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability72▼-3
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €290k at 30 days acceptable
Liquidity ample (current ratio 6.47 against 7.58 in 2023; short-term debt: 2.4% and cash: 0.2% of total assets), and 21.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
78.6%
Return on assets
2.2%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-07-2025, 21 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
21 d early
2023
12 d late
2022
42 d early
2021
37 d early
2020
17 d early
2019
29 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€3.65M▲ 1.0%
2023 · €3.61M
2018: €3.00M
2019: €3.03M
2020: €3.15M
2021: €3.18M
2022: €3.24M
2023: €3.61M
2018 → 2024
Total assets
€4.64M▲ 0.4%
2023 · €4.62M
2018: €4.24M
2019: €4.37M
2020: €4.44M
2021: €4.41M
2022: €4.43M
2023: €4.62M
2018 → 2024
Net result
€103k▼ 72.1%
2023 · €368k
2018: €81k
2019: €94k
2020: €117k
2021: €125k
2022: €115k
2023: €368k
2018 → 2024
Working capital
€612k▼ 16.0%
2023 · €728k
2018: €45k
2019: €165k
2020: €293k
2021: €243k
2022: €526k
2023: €728k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€3.15M-€3.18M▲ 1.1%€3.24M▲ 1.9%€3.61M▲ 11.3%€3.65M▲ 1.0%
Operating result€143k-€164k▲ 14.3%€135k▼ 17.8%€154k▲ 14.5%€137k▼ 11.1%
Net result€117k-€125k▲ 6.9%€115k▼ 7.7%€368k▲ 220%€103k▼ 72.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 11% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €4.64M
Fixed assets
€3.91M▲ 3.5%
Current assets
€724k▼ 13.8%
Equity and liabilities €4.64M
Equity
€3.65M▲ 1.0%
Debt
€991k▼ 1.7%
The debt ratio falls from 21.8% to 21.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€204k▲
2023 · €200k
Cash flow
€170k▼
2023 · €414k
Solvency
78.6%▲
2023 · 78.2%
Current ratio
6.47▼
2023 · 7.58
Quick ratio
6.47▼
2023 · 7.58
Debt / equity
0.27▼
2023 · 0.28
ROE
2.8%▼
2023 · 10.2%
ROA
2.2%▼
2023 · 8.0%
Interest coverage
7.27▲
2023 · 5.61
Debt
€991k▼
2023 · €1.01M
Debt ≤ 1 year
€112k▲
2023 · €111k
Debt > 1 year
€860k▼
2023 · €875k
Income taxes
€43k▼
2023 · €64k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€4.62M€4.64M▲
Fixed assets21/28€3.78M€3.91M▲
Tangible fixed assets22/27€2.11M€2.26M▲
Land and buildings22€2.11M€2.16M▲
Furniture and vehicles24€6k€108k▲
Financial fixed assets28€1.67M€1.65M▼
Current assets29/58€839k€724k▼
Amounts receivable within one year40/41€189k€229k▲
Trade receivables40€0€4k▲
Other amounts receivable41€189k€226k▲
Current investments50/53€479k€485k▲
Cash at bank and in hand54/58€171k€7k▼
Deferred charges and accrued income490/1€0€2k▲
Equity and liabilities
Total equity and liabilities10/49€4.62M€4.64M▲
Equity10/15€3.61M€3.65M▲
Contributions10/11€2.40M€2.40M=
Reserves13€971k€1.01M▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€29k€0▼
Distributable reserves133€942k€1.01M▲
Profit (loss) carried forward14€241k€241k=
Amounts payable17/49€1.01M€991k▼
Amounts payable after more than one year17€875k€860k▼
Financial debts170/4€0-
Trade debts175€875k€860k▼
Amounts payable within one year42/48€111k€112k▲
Current portion of amounts payable after more than one year42€3k€33k▲
Trade debts44€4k€8k▲
Suppliers440/4€4k€8k▲
Taxes, remuneration and social security45€37k€11k▼
Taxes450/3€37k€11k▼
Other amounts payable47/48€67k€60k▼
Accrued charges and deferred income492/3€22k€19k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€45k€67k▲
Other operating charges640/8€4k€5k▲
Gross operating margin9900€204k€209k▲
Operating profit (loss)9901€154k€137k▼
Financial income75/76B€314k€55k▼
Recurring financial income75€314k€55k▼
Non-recurring financial income76B€0-
Financial charges65/66B€36k€46k▲
Recurring financial charges65€36k€28k▼
Non-recurring financial charges66B-€18k
Profit (loss) for the period before taxes9903€432k€146k▼
Transfer from deferred taxes780€0-
Income taxes67/77€64k€43k▼
Profit (loss) for the period9904€368k€103k▼
Transfer from tax-exempt reserves789€39k€29k▼
Profit (loss) for the period to be appropriated9905€407k€132k▼
Appropriation of the result
Profit (loss) to be appropriated9906€541k€373k▼
Profit (loss) brought forward from the previous period14P€134k€241k▲
Transfer from equity791/2€0€68k▲
Transfer to equity691/2€300k€132k▼
To other reserves6921€300k€132k▼
Profit to be distributed694/7€0€68k▲
Return on contributions (dividend)694€0€68k▲
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
12-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 12 days late
2023
31-12
Financial
Highest result since 2018net €368k ▲220%
Net result €368k, the highest in the series.
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
14-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
02-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
05-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 24 days late
2016
28-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wielsbeke · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wandellaan 318710 WielsbekeGround area
1,604 m²
Building footprint
441 m²
Parcel 37017C0127/00D002, Flanders. Linked by address, not a title deed.
1 establishment unit
P & A CONSULTING
since 20092.183.496.031
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37017C0127/00D002 | Flanders | 1,604 m² | 1 · 441 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 300 EUR awarded| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 300 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
87550017SPRDCS79DY07
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Of 12,175 companies in sector 69201 we hold annual accounts for 7,638. 1,891 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-12-2009
Fiscal year end31-12
Activities, NACEBEL
69201Certified accountants and tax accountants
69202Legal and accounting activities
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.