Ozzherdy
ActiveThe computed 12-month bankruptcy probability of Ozzherdy is 2.0% (moderate). The 2025 annual accounts show equity of €17k and a net result of €-9k. Equity is shrinking by ~25.3% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2028. Its solvency ranks better than 87% of 11209 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency100=
Growth32=
Track record94
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 8.27 against 21.81 in 2024; short-term debt: 12.1% and cash: 41.8% of total assets), and 12.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.9%
Return on assets
-45.7%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
232425
2023 to 2025 · latest year €-9k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
15 d early
2024
11 d early
2023
20 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€17k▼ 34.2%
2024 · €26k
2023: €31k
2024: €26k
2023 → 2025
Total assets
€20k▼ 28.6%
2024 · €28k
2023: €33k
2024: €28k
2023 → 2025
Net result
€-9k▼ 108%
2024 · €-4k
2023: €-4k
2024: €-4k
2023 → 2025
Working capital
€17k▼ 34.2%
2024 · €26k
2023: €31k
2024: €26k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€31k-€26k▼ 14.1%€17k▼ 34.2%
Operating result€-4k-€-4k▼ 4.4%€-9k▼ 109%
Net result€-4k-€-4k▼ 4.7%€-9k▼ 108%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €9k in 2025 against €4k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €20k
Equity
€17k▼ 34.2%
Debt
€2k▲ 88.3%
The debt ratio rises from 4.6% to 12.1%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
87.9%▼
2024 · 95.4%
Current ratio
8.27▼
2024 · 21.81
Quick ratio
5.73▼
2024 · 17.02
Debt / equity
0.14▲
2024 · 0.05
ROE
-52.0%▼
2024 · -16.5%
ROA
-45.7%▼
2024 · -15.7%
Debt
€2k▲
2024 · €1k
Debt ≤ 1 year
€2k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€28k€20k▼
Current assets29/58€28k€20k▼
Stocks and contracts in progress3€6k€6k=
Stocks30/36€6k€6k=
Amounts receivable within one year40/41€4k€5k▲
Trade receivables40€4k€0▼
Other amounts receivable41€432€5k▲
Cash at bank and in hand54/58€17k€8k▼
Equity and liabilities
Total equity and liabilities10/49€28k€20k▼
Equity10/15€26k€17k▼
Contributions10/11€35k€35k=
Profit (loss) carried forward14€-9k€-18k▼
Amounts payable17/49€1k€2k▲
Amounts payable within one year42/48€1k€2k▲
Trade debts44€171€1k▲
Suppliers440/4€171€1k▲
Other amounts payable47/48€1k€1k=
Income statement
Code20242025
Other operating charges640/8€64€750▲
Gross operating margin9900€-4k€-8k▼
Operating profit (loss)9901€-4k€-9k▼
Financial charges65/66B€42€42=
Recurring financial charges65€42€42=
Profit (loss) for the period before taxes9903€-4k€-9k▼
Profit (loss) for the period9904€-4k€-9k▼
Profit (loss) for the period to be appropriated9905€-4k€-9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-9k€-18k▼
Profit (loss) brought forward from the previous period14P€-4k€-9k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-9k
Net result drops to €-9k, the lowest in the series.
20-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Horebeke · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Broekestraat 289667 HorebekeGround area
1,736 m²
Building footprint
219 m²
Volume, LiDAR
1,093 m³
Parcel 45048A1014/00F000, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Ozzherdy
since 20222.335.889.563
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45048A1014/00F000 | Flanders | 1,736 m² | 1 · 219 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ABELLIO
BE 0770.336.188
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What The Hek
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Of 174 companies in sector 46211 we hold annual accounts for 79. 23 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-08-2022
Fiscal year end31-12
Activities, NACEBEL
46211Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.