Ozver Group

Active

Private limited companyfounded 2021active for 5 yearsGrauwzustersstraat 46, 3550 Heusden-Zolder, BelgiumKBO/BCE: BE 0771.288.273

Summary

The computed 12-month bankruptcy probability of Ozver Group is 6.8% (elevated). The annual accounts of Ozver Group for financial year 2025 show a net loss of 53% of total assets and of 97% of the equity at the start of that year. The 2025 annual accounts show equity of €1,657 and a net result of -€49,148. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 13% of 9,309 sector peers (NACE 41, financial year 2025). The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

Ozver GroupActiveChecked score 33/100

Risk analysis Report Compare

Activity

General construction of residential buildings

NACE 41001

1 site

Size

€93,287total assets 2025

Equity: €1,657
Loss: -€49,148

Turnover not published (micro format)

Financial health

33 Weak Checked score 2025

Bankruptcy probabilitywithin 12 months: 6.8%

Structure

2025 accounts filed 19 days late2 deeds in the Belgian Official Gazette

Why 33raises riskSector: Construction of residential and non-residential buildings (NACE 41)Last filed accounts filed 19 days late; 1 of the last 3 lateFounded in 2021Liquidity: current ratio 1.76Show the evidence

Checked score

Score 2025

33 / 100

Weak

Probability in this band: 4.2% to 15.0%

Financially better than 17% of its sector peers (NACE 41, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 27-38

equity 1.8% of total assets

Liquidity 48+1

short-term debt 51.8%

Profitability 0-45

return on assets -52.7%

Bankruptcy probability, 12 months

6.8% Elevated

0%0.5%1.5%4%10%≥ 25%

About 7 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,433 companies, NACE 41, micro)

Last 24 months 11-2024: 17.6%highest value 12-2024: 4.6%▼ -13.0 percentage points vs 11-2024 01-2025: 4.5%▼ -0.1 percentage points vs 12-2024 02-2025: 4.5%● unchanged vs 01-2025 03-2025: 4.0%▼ -0.5 percentage points vs 02-2025 04-2025: 4.5%▲ +0.5 percentage points vs 03-2025 05-2025: 4.9%▲ +0.4 percentage points vs 04-2025 06-2025: 5.0%▲ +0.1 percentage points vs 05-2025 07-2025: 2.8%▼ -2.2 percentage points vs 06-2025lowest value 08-2025: 3.3%▲ +0.5 percentage points vs 07-2025 09-2025: 3.7%▲ +0.4 percentage points vs 08-2025 10-2025: 5.3%▲ +1.6 percentage points vs 09-2025 11-2025: 5.4%▲ +0.1 percentage points vs 10-2025 12-2025: 5.6%▲ +0.2 percentage points vs 11-2025 01-2026: 5.5%▼ -0.1 percentage points vs 12-2025 02-2026: 5.5%● unchanged vs 01-2026 03-2026: 5.4%▼ -0.1 percentage points vs 02-2026 04-2026: 5.5%▲ +0.1 percentage points vs 03-2026 05-2026: 5.3%▼ -0.2 percentage points vs 04-2026 06-2026: 5.5%▲ +0.2 percentage points vs 05-2026 07-2026: 5.4%▼ -0.1 percentage points vs 06-2026 08-2026: 6.1%▲ +0.7 percentage points vs 07-2026 09-2026: 7.2%▲ +1.1 percentage points vs 08-2026 10-2026: 6.8%▼ -0.4 percentage points vs 09-2026

No publishable credit limit; credit only on tighter terms

Net loss of at least half of total assets or of the equity at the start of the financial year.

Liquidity ample (current ratio 1.76, compared with 5.58 in 2024, above the usual 1.5; short-term debt: 51.8% of total assets), but 98.2% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 13% on solvency, 47% on liquidity, 5% on profitability and 5% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

raises risk

Sector: Construction of residential and non-residential buildings (NACE 41)

KBO

Last filed accounts filed 19 days late; 1 of the last 3 late

NBB · filings

Founded in 2021

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

Liquidity: current ratio 1.76

NBB · annual accounts

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 9309 sector peers (2025).

NBB · sector comparison

Position among 9309 sector peers

Solvency

better than 13%

← weakest strongest →

2025 accounts filed 19 days late

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 4 filings

Deviation from the deadline

2025

19 days late

2024

28 days late

2023

97 days late

2022

290 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 109 days after the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 2 October (3 of the last 4 filed years within 44 days of that day).

Companies Code · seven months

Where today falls in the filing period

25-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

19-08-2026 Annual accounts filedfinancial year 2025 · micro…
31-12-2025 Weakest financial yearnet -€49,148
28-08-2025 Annual accounts filedfinancial year 2024 · micro…

Key points

Caution: From profit to loss in 2025after €3,797 in 2024 -€49,148 View
Caution: Among the weakest 5% on net resultsector median €8,524 · 9,299 companies -€49,148 View
Total assets 20254 financial years filed €93,287 View

By topic

Financials

Financial year: 2025
Total assets: €93,287
Loss: -€49,148
Solvency: 1.8%

Total assets▼ 26.0%

Net result

20222025

Go to Financials

Timeline

Events: 5
Since: 2024
Next accounts: by 31-07-2027

05-11-2024Annual accounts filed
16-05-2024Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: General construction of residential buildingsNACE 41001
Founded: 12-07-2021
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about Ozver Group

What is the company number of Ozver Group?: 0771.288.273. In Belgium the VAT number is the company number with BE in front: BE 0771.288.273.
Where is Ozver Group based?: The registered office is at Grauwzustersstraat 46, 3550 Heusden-Zolder.Company details
What does Ozver Group do?: According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of Ozver Group?: Private limited company (BV).
When was Ozver Group founded?: On 12-07-2021.
Is Ozver Group still active?: Yes, Ozver Group is an active enterprise in the KBO register.
What is the turnover of Ozver Group?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is Ozver Group profitable?: In financial year 2025, Ozver Group made a loss of €49,148.
Where can I find the annual accounts of Ozver Group?: Ozver Group filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Ozver Group due?: By 31-07-2027, for financial year 2026.Timeline