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OZT-CONSTRUCT

Active
Private limited companyfounded 2023active for 3 yearsLuxemburgstraat 20, 9140 Temse, Belgium316 active companies are registered at this addressKBO/BCE: BE 0805.875.109
Summary

The computed 12-month bankruptcy probability of OZT-CONSTRUCT is 14.0% (high). The 2024 annual accounts show negative equity (-€4,762) and a net result of -€9,762. Its solvency ranks better than 19% of 25,597 sector peers (NACE 47, financial year 2024). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Retail trade
NACE 47523
1 site
Size
€43,396total assets 2024
Equity
-€4,762
Loss
-€9,762
Turnover not published (micro format)
Financial health
26 Weak Checked score 2024
Bankruptcy probabilitywithin 12 months
14.0%
Structure
Accounts filed 93 days late1 of 2 deeds read
Why 26raises risk1 change of registered office in 24 months1 financial year not filed after the legal deadline; latest accounts 93 days late; 1 of the last 3 lateFigures for financial year 2024 (filed 08-11-2025)Founded in 2023Show the evidence

Checked score

Score 2024
26 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 8% of its sector peers (NACE 47, micro)
Financial strength
Weak
Solvency 14
equity -11.0% of total assets
Liquidity 0
short-term debt 111.0% · cash 0.3%
Profitability 0
return on assets -22.5%
Bankruptcy probability, 12 months
14.0% High
0%0.5%1.5%4%10%≥ 25%

About 1 in 7 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,196 companies, NACE 47, micro)
Last 24 months 11-2024: 1.9%lowest value 12-2024: 1.9%● unchanged vs 11-2024 01-2025: 2.3%▲ +0.4 percentage points vs 12-2024 02-2025: 2.3%● unchanged vs 01-2025 03-2025: 2.6%▲ +0.3 percentage points vs 02-2025 04-2025: 2.9%▲ +0.3 percentage points vs 03-2025 05-2025: 2.9%● unchanged vs 04-2025 06-2025: 2.8%▼ -0.1 percentage points vs 05-2025 07-2025: 2.8%● unchanged vs 06-2025 08-2025: 3.0%▲ +0.2 percentage points vs 07-2025 09-2025: 3.2%▲ +0.2 percentage points vs 08-2025 10-2025: 3.2%● unchanged vs 09-2025 11-2025: 3.2%● unchanged vs 10-2025 12-2025: 6.1%▲ +2.9 percentage points vs 11-2025 01-2026: 6.1%● unchanged vs 12-2025 02-2026: 6.1%● unchanged vs 01-2026 03-2026: 6.1%● unchanged vs 02-2026 04-2026: 6.1%● unchanged vs 03-2026 05-2026: 6.1%● unchanged vs 04-2026 06-2026: 10.5%▲ +4.4 percentage points vs 05-2026 07-2026: 10.5%● unchanged vs 06-2026 08-2026: 10.7%▲ +0.2 percentage points vs 07-2026 09-2026: 10.8%▲ +0.1 percentage points vs 08-2026 10-2026: 14.0%▲ +3.2 percentage points vs 09-2026highest value
No credit on open account
Liquidity insufficient (current ratio 0.9, below 1; short-term debt: 111% and cash: 0.3% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 16% on solvency, 2% on liquidity and 6% on profitability.

The bankruptcy probability was computed on 14-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
raises risk
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · 1 financial year not filed after the legal deadline; latest accounts 93 days late; 1 of the last 3 late
NBB · filings
raises risk · Figures for financial year 2024 (filed 08-11-2025)
NBB · annual accounts
raises risk · Founded in 2023
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-11-2025, 93 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 1 filing
Deviation from the deadline
2024
93 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 93 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2023.
KBO publications · our coverage
  1. Registered officeRegistered-office move · Director in…
  2. Annual accounts filedfinancial year 2024 · micro…

Financials · financial year 2024, micro format

2024 annual accounts filed late (93 days) Filed on 1 November 2025, deadline 31 July 2025 (7 months after the close on 31 December 2024, Companies Code art. 3:10). Source: NBB, 2025-00564188.

Equity
-€4,762
Total assets
€43,396
Net result
-€9,762
Working capital
-€4,762

Turnover and EBIT margin not published: the micro format does not require them.

Key figures and ratios
2024 value
Solvency
-11.0%
Current ratio
0.90
ROA
-22.5%
Debt
€48,158
Debt ≤ 1 year
€48,158
No debt to equity: equity is negative, so debt divided by equity means nothing.

Peer companies

Historical observation

Of the 7,639 companies that looked in July 2024 the way this one looks now, 8.8% went bankrupt within 24 months and 84.8% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
8.8% went bankrupt
5.6% stopped otherwise
84.8% still going

A further 0.7% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 14.0% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,474 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,639 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 26 lines
Balance sheet Code2024
Assets
Total assets20/58€43,396
Current assets29/58€43,396
Amounts receivable within one year40/41€43,257
Trade receivables40€40,171
Other amounts receivable41€3,085
Cash at bank and in hand54/58€139
Equity and liabilities
Total equity and liabilities10/49€43,396
Equity10/15-€4,762
Contributions10/11€5,000
Profit (loss) carried forward14-€9,762
Amounts payable17/49€48,158
Amounts payable within one year42/48€48,158
Trade debts44€44,355
Suppliers440/4€44,355
Other amounts payable47/48€3,802
Income statement Code2024
Other operating charges640/8€44
Gross operating margin9900-€10,071
Operating profit (loss)9901-€10,115
Financial income75/76B€966
Recurring financial income75€966
Financial charges65/66B€613
Recurring financial charges65€613
Profit (loss) for the period before taxes9903-€9,762
Profit (loss) for the period9904-€9,762
Profit (loss) for the period to be appropriated9905-€9,762
Appropriation of the result
Profit (loss) to be appropriated9906-€9,762

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Other operating charges640/8€44
Gross operating margin9900-€10,071
Operating profit (loss)9901-€10,115
Financial income75/76B€966
Recurring financial income75€966
Financial charges65/66B€613
Recurring financial charges65€613
Profit (loss) for the period before taxes9903-€9,762
Profit (loss) for the period9904-€9,762
Profit (loss) for the period to be appropriated9905-€9,762
Line2024
Assets
Total assets20/58€43,396
Current assets29/58€43,396
Amounts receivable within one year40/41€43,257
Trade receivables40€40,171
Other amounts receivable41€3,085
Cash at bank and in hand54/58€139
Equity and liabilities
Total equity and liabilities10/49€43,396
Equity10/15-€4,762
Contributions10/11€5,000
Profit (loss) carried forward14-€9,762
Amounts payable17/49€48,158
Amounts payable within one year42/48€48,158
Trade debts44€44,355
Suppliers440/4€44,355
Other amounts payable47/48€3,802
Line2024
Profit (loss) for the period9904-€9,762
Operating cash flow (approximation)-€9,762

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2024 micro format 01-11-2025 2025-00564188

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of the 173 active companies whose main activity is retail trade (NACE 47523), figures are known for 140. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 1 of 2 Gazette acts processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

OZT-CONSTRUCT was incorporated on 15 September 2023 as a private limited company.1 The registered office was moved to Temse in 2026.2 The company has filed annual accounts once, for financial year 2024.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 28-05-2026
  3. 3National Bank, annual accounts 2024

Acts, filings and financial milestones

2026
28-05
Gazette deed Registered office
Registered-office move · Director in office3 facts ▸
  • Registered-office move, Luxemburgstraat 20, 9140 Temse
  • General meeting, 23-04-2026
  • Director in office, Öztürk Yusuf (director)
2025
01-11
NBB filing Annual accounts filed
financial year 2024 · micro format · 93 days late
Gazette deedNBB filing
1 of 2 deeds read
About the unread acts

Of the 2 Belgian Official Gazette deeds we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.

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Register details

Identification
Legal formPrivate limited company
Founded15-09-2023
Financial year end31-12
Activities, NACEBEL 2025
47523Retail trade
46835Wholesale trade
47120Other non-specialised retail sale
E-invoicing
Reachable via Peppol
Peppol ID 0208:0805875109
Also 9925:BE0805875109
Registered 23-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 15 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Temse · 1 establishment unit since 2023
registered office establishment The establishment unit on the map
Ground area
7,577 m²
Building footprint
1,770 m²
Building volume
20,316 m³
2 parcels, Flanders · tallest building 17.2 m. Linked by address, not a title deed.
316 companies at this address See who is registered here
1 establishment unit
OZT-CONSTRUCT
Herentalsebaan 129, 2100 AntwerpenRetail trade
since 2023unit no. 2.349.499.554
2 parcels
Flanders 2 (100%)
Cadastral parcel Region Area Buildings Height / floors
46025B0179/09E000 Flanders 7,219 m² 1 · 1,412 m² 16.4 m · 4
11345B0196/00Y007 Flanders 358 m² 1 · 358 m² 17.2 m · 5
How the parcels are linked
Good to know
Both parcels match the address exactly.