OZHAN
ActiveSummary
OZHAN has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €281,176 and a net result of €29,329. Equity is growing by ~11.3% per year across the filed fiscal years. Its solvency ranks better than 55% of 18626 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability74▲+3
Solvency65▲+8
Growth52=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19,000 at 30 days acceptable
Liquidity tight (current ratio 1.0 against 0.75 in 2024; short-term debt: 24.7% and cash: 9% of total assets), and 60.4% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39.6%
Return on assets
4.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
30 d late
2023
25 d late
2022
27 d late
2021
27 d late
2020
30 d late
2019
85 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 36 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
In the rankings
#9 company by total assets in Beyne-Heusay, Wholesale and retail trade sector#9 company by equity in Beyne-Heusay, Wholesale and retail trade sector
Equity
€281,176▲ 11.6%
2024 · €251,847
Total assets
€710,456▼ 10.0%
2024 · €789,459
Net result
€29,329▲ 70.6%
2024 · €17,196
Working capital
€795
2024 · -€54,485
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€103,005▲ 34.2%€7,157▼ 93.1%-€9,057€17,652€41,871▲ 137%
Net result€85,826above the sector's middle half▲ 55.5%€3,829within the sector's middle half▼ 95.5%-€32,022below the sector's middle half€17,196within the sector's middle half€29,329above the sector's middle half▲ 70.6%
Equity€262,844above the sector's middle half▲ 48.5%€266,673above the sector's middle half▲ 1.5%€234,651above the sector's middle half▼ 12.0%€251,847above the sector's middle half▲ 7.3%€281,176above the sector's middle half▲ 11.6%
Total assets€1.1mabove the sector's middle half▲ 17.7%€1.0mabove the sector's middle half▼ 12.1%€877,826above the sector's middle half▼ 12.4%€789,459above the sector's middle half▼ 10.1%€710,456above the sector's middle half▼ 10.0%
Debt€877,162▲ 10.8%€735,302▼ 16.2%€643,175▼ 12.5%€537,612▼ 16.4%€429,280▼ 20.2%
Working capital-€75,268below the sector's middle half▲ 2.2%-€60,082below the sector's middle half▲ 20.2%-€91,889below the sector's middle half▼ 52.9%-€54,485below the sector's middle half▲ 40.7%€795within the sector's middle half
Solvency23.1%within the sector's middle half▲ 4.8pp26.6%within the sector's middle half▲ 3.6pp26.7%within the sector's middle half▲ 0.1pp31.9%within the sector's middle half▲ 5.2pp39.6%within the sector's middle half▲ 7.7pp
Current ratio0.76below the sector's middle half▲ 0.030.74below the sector's middle half▼ 0.020.60below the sector's middle half▼ 0.140.75below the sector's middle half▲ 0.141.00within the sector's middle half▲ 0.26
Return on assets (ROA)7.5%within the sector's middle half▲ 1.8pp0.4%within the sector's middle half▼ 7.1pp-3.6%within the sector's middle half▼ 4.0pp2.2%within the sector's middle half▲ 5.8pp4.1%within the sector's middle half▲ 2.0pp
Staff (FTE)2=
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 137% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €710,456
Fixed assets
€533,965 ▼ 15.2%
Current assets
€176,491 ▲ 10.4%
Equity and liabilities €710,456
Equity
€281,176 ▲ 11.6%
Debt
€429,280 ▼ 20.2%
Debt's share of the balance-sheet total falls from 68.1% to 60.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€142,711▲
2024 · €126,570
Cash flow
€130,169▲
2024 · €126,114
Quick ratio
0.47▲
2024 · 0.39
Debt to equity
1.53▼
2024 · 2.13
ROE
10.4%▲
2024 · 6.8%
Interest coverage
14.44▼
2024 · 15.24
Debt ≤ 1 year
€175,696▼
2024 · €214,328
Debt > 1 year
€253,584▼
2024 · €323,284
Income taxes
€12,346▲
2024 · €2,377
Staff costs
€71,894▲
2024 · €70,965
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,048 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 96% are still going.
- Small
- 10 to 20 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
0.4%
went bankrupt
3.6%
stopped otherwise
96%
still going
For this company itself Checked computes a higher bankruptcy probability: 1.0% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,048 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €53,809 | €80,732 | €72,183 | €70,965 | €71,894 | ▲ 1.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €89,881 | €109,818 | €112,594 | €108,918 | €100,840 | ▼ 7.4% |
| Other operating charges640/8 | €11,907 | €7,761 | €9,717 | €7,649 | €10,574 | ▲ 38.2% |
| Gross operating margin9900 | €258,601 | €205,468 | €185,437 | €205,185 | €225,179 | ▲ 9.7% |
| Operating profit (loss)9901 | €103,005 | €7,157 | -€9,057 | €17,652 | €41,871 | ▲ 137% |
| Financial income75/76B | €9,230 | €8,272 | €8,741 | €10,224 | €9,688 | ▼ 5.2% |
| Recurring financial income75 | €9,230 | €8,272 | €8,741 | €10,224 | €9,688 | ▼ 5.2% |
| Financial charges65/66B | €12,648 | €10,928 | €9,513 | €8,304 | €9,884 | ▲ 19.0% |
| Recurring financial charges65 | €12,648 | €10,928 | €9,513 | €8,304 | €9,884 | ▲ 19.0% |
| Profit (loss) for the period before taxes9903 | €99,586 | €4,502 | -€9,829 | €19,573 | €41,675 | ▲ 113% |
| Income taxes67/77 | €13,760 | €673 | €22,194 | €2,377 | €12,346 | ▲ 419% |
| Profit (loss) for the period9904 | €85,826 | €3,829 | -€32,022 | €17,196 | €29,329 | ▲ 70.6% |
| Profit (loss) for the period to be appropriated9905 | €85,826 | €3,829 | -€32,022 | €17,196 | €29,329 | ▲ 70.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.1m | €1.0m | €877,826 | €789,459 | €710,456 | ▼ 10.0% |
| Fixed assets21/28 | €903,519 | €830,298 | €738,477 | €629,615 | €533,965 | ▼ 15.2% |
| Tangible fixed assets22/27 | €879,922 | €806,701 | €714,768 | €605,850 | €510,200 | ▼ 15.8% |
| Land and buildings22 | €543,267 | €518,267 | €493,267 | €468,267 | €443,267 | ▼ 5.3% |
| Furniture and vehicles24 | €21,098 | €11,241 | €22,191 | €15,187 | €10,068 | ▼ 33.7% |
| Other tangible fixed assets26 | €315,558 | €277,193 | €199,311 | €122,396 | €56,866 | ▼ 53.5% |
| Financial fixed assets28 | €23,597 | €23,597 | €23,709 | €23,765 | €23,765 | = |
| Current assets29/58 | €236,487 | €171,677 | €139,349 | €159,843 | €176,491 | ▲ 10.4% |
| Stocks and contracts in progress3 | €124,757 | €88,743 | €80,000 | €75,480 | €93,901 | ▲ 24.4% |
| Stocks30/36 | €124,757 | €88,743 | €80,000 | €75,480 | €93,901 | ▲ 24.4% |
| Amounts receivable within one year40/41 | €9,552 | €20,851 | €21,476 | €15,487 | €13,280 | ▼ 14.3% |
| Trade receivables40 | - | €9,075 | €8,107 | €11,011 | €9,075 | ▼ 17.6% |
| Other amounts receivable41 | €9,552 | €11,776 | €13,369 | €4,476 | €4,205 | ▼ 6.1% |
| Cash at bank and in hand54/58 | €102,178 | €57,296 | €37,872 | €63,686 | €63,950 | ▲ 0.4% |
| Deferred charges and accrued income490/1 | - | €4,787 | - | €5,190 | €5,360 | ▲ 3.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.1m | €1.0m | €877,826 | €789,459 | €710,456 | ▼ 10.0% |
| Equity10/15 | €262,844 | €266,673 | €234,651 | €251,847 | €281,176 | ▲ 11.6% |
| Contributions10/11 | €25,000 | €25,000 | €25,000 | €25,000 | €25,000 | = |
| Profit (loss) carried forward14 | €237,844 | €241,673 | €209,651 | €226,847 | €256,176 | ▲ 12.9% |
| Amounts payable17/49 | €877,162 | €735,302 | €643,175 | €537,612 | €429,280 | ▼ 20.2% |
| Amounts payable after more than one year17 | €565,407 | €503,543 | €411,937 | €323,284 | €253,584 | ▼ 21.6% |
| Financial debts170/4 | €565,407 | €503,543 | €410,057 | €321,404 | €253,584 | ▼ 21.1% |
| Other amounts payable178/9 | - | - | €1,880 | €1,880 | - | - |
| Amounts payable within one year42/48 | €311,755 | €231,759 | €231,238 | €214,328 | €175,696 | ▼ 18.0% |
| Current portion of amounts payable after more than one year42 | €67,819 | €81,270 | €90,120 | €95,125 | €110,502 | ▲ 16.2% |
| Financial debts43 | €8,382 | €8,382 | - | - | - | - |
| Credit institutions430/8 | €8,382 | €8,382 | - | - | - | - |
| Trade debts44 | €51,003 | €27,145 | €30,074 | €35,461 | €35,161 | ▼ 0.8% |
| Suppliers440/4 | €51,003 | €27,145 | €30,074 | €35,461 | €35,161 | ▼ 0.8% |
| Taxes, remuneration and social security45 | €30,328 | €21,139 | €16,765 | €25,219 | €30,032 | ▲ 19.1% |
| Taxes450/3 | €19,407 | €4,448 | €2,442 | €5,978 | €16,881 | ▲ 182% |
| Remuneration and social security454/9 | €10,921 | €16,692 | €14,323 | €19,241 | €13,151 | ▼ 31.7% |
| Other amounts payable47/48 | €154,223 | €93,823 | €94,279 | €58,523 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €85,826 | €3,829 | -€32,022 | €17,196 | €29,329 | ▲ 70.6% |
| + Depreciation and write-downs630 | €89,881 | €109,818 | €112,594 | €108,918 | €100,840 | ▼ 7.4% |
| Operating cash flow (approximation) | €175,707 | €113,647 | €80,571 | €126,114 | €130,169 | ▲ 3.2% |
| Investment in fixed assets (approximation) | - | -€36,597 | -€20,773 | -€56 | -€5,190 | ▼ 9,132% |
| Change in cash | - | -€44,882 | -€19,424 | €25,814 | €264 | ▼ 99.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
31-12
Financial
Back to profitnet €17,196
Net result €17,196 after one loss-making year.
25-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 25 days late
2023
31-12
Financial
Weakest financial yearnet -€32,022
Net result drops to -€32,022, the lowest in the series; recovery starts the following year.
27-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 27 days late
2022
27-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 27 days late
2021
31-12
Financial
Highest result since 2018net €85,826 ▲55.5%
Operating result €103,005, net result €85,826, both a record.
31-12
Financial
Equity above €200,000Eq €262,844 ▲48.5%
4 profitable years in a row build equity to €262,844.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Equity above €150,000Eq €177,018 ▲45.3%
3 profitable years in a row build equity to €177,018.
24-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 85 days late
Show earlier events
2019
31-12
Financial
Equity above €100,000Eq €121,834 ▲115%
2 profitable years in a row build equity to €121,834.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beyne-Heusay · 2 establishment units since 2017
Ground area
1,933 m²
Building footprint
986 m²
Volume, LiDAR
6,873 m³
3 parcels, Wallonia · tallest building 13.7 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
2 establishment units
LIBRAIRIE DU BATY
since 20172.268.931.651
SELF CAR WASH DISON
since 20172.270.184.931
3 parcels
Wallonia
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63020C0001/00L006 | Wallonia | 1,257 m² | 1 · 764 m² | 13.7 m · 2 fl. |
| 62015B0250/00M002 | Wallonia | 572 m² | 1 · 116 m² | 9.6 m · 2 fl. |
| 62015B0250/00R002 | Wallonia | 104 m² | 1 · 106 m² | 10.0 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBeyne-Heusay2.268.931.651
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Of 2,341 companies in sector 47621 we hold annual accounts for 1,245. 952 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded05-02-2014
Fiscal year end31-12
Activities, NACEBEL 2025
47621Retail sale of newspapers and periodicals
95316Washing and cleaning of motor vehicles
47242Retail sale of chocolate and confectionery
47260Retail trade
47640Retail sale of games and toys
92000Gambling and betting activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0545800390
Also
9925:BE0545800390
Registered
13-04-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.