OZDENTAL
ActiveOZDENTAL has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €76k and a net result of €-17k. Equity remains stable across the filed fiscal years (±0.9% per year). Its solvency ranks better than 40% of 16546 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability54▼-31
Solvency77▼-23
Growth32▼-20
Track record94
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity short (current ratio 0.76 against 19.58 in 2024; short-term debt: 22.6% and cash: 11.6% of total assets), and 48.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.7%
Return on assets
-11.4%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 4 filingsDeviation from the deadline
2025
12 d late
2024
23 d early
2023
71 d early
2022
38 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€76k▼ 18.1%
2024 · €93k
2022: €80k
2023: €80k
2024: €93k
2022 → 2025
Total assets
€147k▲ 50.6%
2024 · €97k
2022: €118k
2023: €133k
2024: €97k
2022 → 2025
Net result
€-17k
2024 · €12k
2022: €79k
2023: €12k
2024: €12k
2022 → 2025
Working capital
€-8k
2024 · €89k
2022: €77k
2023: €76k
2024: €89k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€80k-€80k=€93k▲ 15.5%€76k▼ 18.1%
Operating result€111k-€18k▼ 84.0%€17k▼ 2.6%€-14k
Net result€79k-€12k▼ 84.2%€12k▼ 0.4%€-17k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €14k after €17k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €147k
Fixed assets
€121k▲ 3,579%
Current assets
€25k▼ 73.2%
Equity and liabilities €147k
Equity
€76k▼ 18.1%
Debt
€71k▲ 1,373%
The debt ratio rises from 4.9% to 48.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€15k▼
2024 · €19k
Cash flow
€12k▼
2024 · €14k
Solvency
51.7%▼
2024 · 95.1%
Current ratio
0.76▼
2024 · 19.58
Quick ratio
0.76▼
2024 · 19.58
Debt / equity
0.93▲
2024 · 0.05
ROE
-22.1%▼
2024 · 13.4%
ROA
-11.4%▼
2024 · 12.8%
Interest coverage
6.73▼
2024 · 17.70
Debt
€71k▲
2024 · €5k
Debt ≤ 1 year
€33k▲
2024 · €5k
Debt > 1 year
€38k
Income taxes
€426▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€97k€147k▲
Fixed assets21/28€3k€121k▲
Tangible fixed assets22/27€3k€121k▲
Furniture and vehicles24€497€119k▲
Other tangible fixed assets26€3k€2k▼
Current assets29/58€94k€25k▼
Amounts receivable within one year40/41€8k€0▼
Trade receivables40€8k€0▼
Cash at bank and in hand54/58€86k€17k▼
Deferred charges and accrued income490/1€194€8k▲
Equity and liabilities
Total equity and liabilities10/49€97k€147k▲
Equity10/15€93k€76k▼
Contributions10/11€1k€1k=
Reserves13€79k€79k=
Distributable reserves133€79k€79k=
Profit (loss) carried forward14€12k€-4k▼
Amounts payable17/49€5k€71k▲
Amounts payable after more than one year17-€38k
Financial debts170/4-€38k
Amounts payable within one year42/48€5k€33k▲
Current portion of amounts payable after more than one year42-€17k
Trade debts44€1k€1k▲
Suppliers440/4€1k€1k▲
Taxes, remuneration and social security45€4k€426▼
Taxes450/3€4k€426▼
Other amounts payable47/48€1€14k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€29k▲
Other operating charges640/8€313€7k▲
Gross operating margin9900€19k€22k▲
Operating profit (loss)9901€17k€-14k▼
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€16k€-16k▼
Income taxes67/77€4k€426▼
Profit (loss) for the period9904€12k€-17k▼
Profit (loss) for the period to be appropriated9905€12k€-17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€12k€-4k▼
Profit (loss) brought forward from the previous period14P-€12k
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 12 days late
2025
31-12
Financial
Weakest financial yearnet €-17k ▼235%
Net result drops to €-17k, the lowest in the series.
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity times 8current ratio 19.58
Current ratio from 2.44 to 19.58; short-term debt falls from €53k to €5k.
21-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Habay · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Haut-Fourneau 16720 HabayGround area
322 m²
Parcel 85014B1259/00D010, Wallonia. Linked by address, not a title deed.
1 establishment unit
OZDENTAL
since 20212.325.137.213
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 85014B1259/00D010 | Wallonia | 322 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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FNK
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Tandarts Van Iersel Sarah
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Sarah Bracke - Tandarts
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Of 6,942 companies in sector 86230 we hold annual accounts for 4,291. 3,437 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-12-2021
Fiscal year end31-12
Activities, NACEBEL
86230Dental practice
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:fi.d.an@hotmail.com