OZ KA
ActiveOZ KA has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €47k and a net result of €18k. Equity is shrinking by ~15% per year across the filed fiscal years. Its solvency ranks better than 49% of 2091 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
81
/ 100
Excellent▲ +40 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+72
Solvency47▲+16
Growth58=
Stability100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity tight (current ratio 1.02 against 0.86 in 2023), and 70.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 10
Relative position
BE, all sectors
reference
Sector 10
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
29.9%
Return on assets
11.7%
Age of the figures
20 mo
lowers risk · Growing equity
Equity grew over 2022-2024. Profits are largely retained rather than distributed.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €47k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-06-2025, 35 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
35 d early
2023
55 d early
2022
52 d early
2021
53 d early
2020
31 d early
2019
17 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€47k▲ 31.7%
2023 · €35k
2018: €70k
2019: €89k
2020: €49k
2021: €-3k
2022: €33k
2023: €35k
2018 → 2024
Total assets
€156k▲ 4.2%
2023 · €150k
2018: €105k
2019: €176k
2020: €125k
2021: €157k
2022: €151k
2023: €150k
2018 → 2024
Net result
€18k▲ 806%
2023 · €2k
2018: €1k
2019: €19k
2020: €-40k
2021: €-52k
2022: €37k
2023: €2k
2018 → 2024
Working capital
€2k
2023 · €-14k
2018: €48k
2019: €61k
2020: €62k
2021: €-61k
2022: €3k
2023: €-14k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€49k-€-3k€33k€35k▲ 6.0%€47k▲ 31.7%
Operating result€-38k-€-50k▼ 33.9%€40k€5k▼ 88.4%€21k▲ 349%
Net result€-40k-€-52k▼ 30.7%€37k€2k▼ 94.5%€18k▲ 806%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 349% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €156k
Fixed assets
€51k▼ 19.1%
Current assets
€104k▲ 21.4%
Equity and liabilities €156k
Equity
€47k▲ 31.7%
Debt
€109k▼ 4.4%
The debt ratio falls from 76.4% to 70.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€46k▲
2023 · €28k
Cash flow
€44k▲
2023 · €26k
Solvency
29.9%▲
2023 · 23.6%
Current ratio
1.02▲
2023 · 0.86
Quick ratio
0.92▲
2023 · 0.71
Debt / equity
2.34▼
2023 · 3.23
ROE
39.1%▲
2023 · 5.7%
ROA
11.7%▲
2023 · 1.3%
Interest coverage
19.51▲
2023 · 10.88
Debt
€109k▼
2023 · €114k
Debt ≤ 1 year
€102k▲
2023 · €100k
Debt > 1 year
€7k▼
2023 · €14k
Staff costs
€354k▲
2023 · €337k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€150k€156k▲
Fixed assets21/28€64k€51k▼
Tangible fixed assets22/27€61k€48k▼
Land and buildings22€1k€843▼
Plant, machinery and equipment23-€9k
Furniture and vehicles24€57k€34k▼
Other tangible fixed assets26€3k€4k▲
Financial fixed assets28€3k€3k=
Current assets29/58€86k€104k▲
Stocks and contracts in progress3€15k€11k▼
Stocks30/36€15k€11k▼
Amounts receivable within one year40/41€34k€32k▼
Trade receivables40€834€4k▲
Other amounts receivable41€33k€29k▼
Cash at bank and in hand54/58€37k€62k▲
Equity and liabilities
Total equity and liabilities10/49€150k€156k▲
Equity10/15€35k€47k▲
Contributions10/11€45k€38k▼
Reserves13€5k€5k=
Non-distributable reserves130/1€5k€5k=
Reserves not available under the articles1311€5k€5k=
Profit (loss) carried forward14€-14k€4k▲
Amounts payable17/49€114k€109k▼
Amounts payable after more than one year17€14k€7k▼
Financial debts170/4€14k€7k▼
Amounts payable within one year42/48€100k€102k▲
Current portion of amounts payable after more than one year42€11k€8k▼
Trade debts44€44k€38k▼
Suppliers440/4€44k€38k▼
Taxes, remuneration and social security45€44k€56k▲
Taxes450/3€5k€6k▲
Remuneration and social security454/9€39k€50k▲
Income statement
Code20232024
Remuneration, social security and pensions62€337k€354k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€26k▲
Other operating charges640/8€2k€4k▲
Gross operating margin9900€367k€404k▲
Operating profit (loss)9901€5k€21k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€2k€18k▲
Income taxes67/77€-16-
Profit (loss) for the period9904€2k€18k▲
Profit (loss) for the period to be appropriated9905€2k€18k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-14k€4k▲
Profit (loss) brought forward from the previous period14P€-16k€-14k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
06-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
09-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €37k
Net result €37k after 2 loss-making years.
08-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-52k
Net result drops to €-52k, the lowest in the series; recovery starts the following year.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
17-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 17 days late
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 59 days late
2017
23-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
08-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Lodelinsart 1046060 CharleroiGround area
684 m²
Building footprint
217 m²
Volume, LiDAR
2,063 m³
Parcel 52342A0562/00G002, Wallonia · tallest building 14.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Chaussée de Lodelinsart 104, 6060 Charleroi
since 20132.224.966.006
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52342A0562/00G002 | Wallonia | 684 m² | 1 · 217 m² | 14.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteCharleroi2.224.966.006
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Of 506 companies in sector 10711 we hold annual accounts for 325. 202 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-11-2013
Fiscal year end31-12
Activities, NACEBEL
10711Manufacture of food products
10712Artisanal bread and fresh pastry making
10720Manufacture of food products
47242Retail sale of chocolate and confectionery
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.