OYO
ActiveSummary
OYO has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €87k and a net result of €4k. Equity is growing by ~25.9% per year across the filed fiscal years. Its solvency ranks better than 19% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▲+1
Solvency42▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity short (current ratio 0.07 against 0.17 in 2024; short-term debt: 83.2% and cash: 2.7% of total assets), and 83.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
16.8%
Return on assets
0.7%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 17090 sector peers (2025).
NBB · sector comparisonPosition among 17090 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
1 d early
2024
78 d early
2023
1 d early
2022
40 d early
2021
46 d early
2020
40 d early
2019
29 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€87k▲ 4.3%
2024 · €84k
2019: €13k
2020: €10k
2021: €13k
2022: €58k
2023: €83k
2024: €84k
2019 → 2025
Total assets
€519k▼ 6.2%
2024 · €553k
2019: €65k
2020: €61k
2021: €43k
2022: €2.16M
2023: €687k
2024: €553k
2019 → 2025
Net result
€4k▲ 741%
2024 · €425
2019: €-6k
2020: €-3k
2021: €2k
2022: €46k
2023: €25k
2024: €425
2019 → 2025
Working capital
€-403k▼ 3.9%
2024 · €-388k
2019: €-310
2020: €4k
2021: €13k
2022: €58k
2023: €-368k
2024: €-388k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€13k-€58k▲ 361%€83k▲ 42.6%€84k▲ 0.5%€87k▲ 4.3%
Operating result€5k-€109k▲ 2,248%€82k▼ 24.8%€2k▼ 97.9%€7k▲ 321%
Net result€2k-€46k▲ 1,895%€25k▼ 45.6%€425▼ 98.3%€4k▲ 741%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 321% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €519k
Fixed assets
€490k ▲ 4.0%
Current assets
€29k ▼ 64.7%
Equity and liabilities €519k
Equity
€87k ▲ 4.3%
Debt
€432k ▼ 8.0%
Debt's share of the balance-sheet total falls from 84.9% to 83.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€44k▲
2024 · €32k
Cash flow
€40k▲
2024 · €30k
Current ratio
0.07▼
2024 · 0.17
Debt to equity
4.95▼
2024 · 5.61
ROE
4.1%▲
2024 · 0.5%
ROA
0.7%▲
2024 · 0.1%
Interest coverage
122.57▼
2024 · 166.52
Debt ≤ 1 year
€432k▼
2024 · €470k
Income taxes
€3k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€553k€519k▼
Fixed assets21/28€472k€490k▲
Tangible fixed assets22/27€472k€490k▲
Plant, machinery and equipment23€9k€9k▼
Furniture and vehicles24€37k€80k▲
Other tangible fixed assets26€425k€402k▼
Financial fixed assets28€86€86=
Current assets29/58€82k€29k▼
Amounts receivable within one year40/41€12k€15k▲
Trade receivables40€5k€3k▼
Other amounts receivable41€7k€12k▲
Cash at bank and in hand54/58€70k€14k▼
Deferred charges and accrued income490/1€136€0▼
Equity and liabilities
Total equity and liabilities10/49€553k€519k▼
Equity10/15€84k€87k▲
Contributions10/11€19k€19k=
Reserves13€65k€69k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€65k€69k▲
Amounts payable17/49€470k€432k▼
Amounts payable within one year42/48€470k€432k▼
Trade debts44€2k€4k▲
Suppliers440/4€2k€4k▲
Taxes, remuneration and social security45€2k€5k▲
Taxes450/3€2k€5k▲
Other amounts payable47/48€465k€422k▼
Income statement
Code20242025
Non-recurring operating income76A-€3k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30k€37k▲
Other operating charges640/8€2k€5k▲
Gross operating margin9900€34k€49k▲
Operating profit (loss)9901€2k€7k▲
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€189€359▲
Recurring financial charges65€189€359▲
Profit (loss) for the period before taxes9903€2k€7k▲
Income taxes67/77€1k€3k▲
Profit (loss) for the period9904€425€4k▲
Profit (loss) for the period to be appropriated9905€425€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€425€4k▲
Transfer to equity691/2€425€4k▲
To other reserves6921€425€4k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-03
State Gazette act
Appointment: WMD Investment Group BV (director)Permanent representative: Dirk Vermeersch · Mandate compensation4 facts ▸
State Gazette act
Appointment: WMD Investment Group BV (director)
Permanent representative: Dirk Vermeersch · Mandate compensation4 facts ▸
- General meeting, 11/03/2026
- Director appointment, WMD Investment Group BV (director)
- Permanent representative, Dirk Vermeersch
- Mandate compensation, WMD Investment Group BV
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
14-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
22-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Highest result since 2019net €46k ▲1,895%
Operating result €109k, net result €46k, both a record.
2021
16-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
2020
22-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
02-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
03-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
04-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 4 acts read
About the unread acts
Of the 4 Belgian State Gazette acts we know for this company, 1 has been read. The other 3 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 director, last change in 2026
WMD INVESTMENT GROUP
CurrentDirector · since 11-03-2026 · Private limited company
11-03-2026
Appointed as Director
Not every act has been read: a resignation may be missing here
3 of this company's 4 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2015
Ground area
5,607 m²
Building footprint
601 m²
Volume, LiDAR
5,307 m³
Parcel 34353H1633/00H000, Flanders · tallest building 22.8 m. Linked by address, not a title deed.
1 establishment unit
OYO
since 20152.245.045.105
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34353H1633/00H000 | Flanders | 5,607 m² | 1 · 601 m² | 22.8 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Structure & network
Similar companies · same sector, comparable size
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ITwin
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IT Services HENKEN
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VINYLSCAN
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Of 3,211 companies in sector 62900 we hold annual accounts for 1,742. 1,398 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-08-2015
Fiscal year end30-06
Activities, NACEBEL 2025
62900Other information technology and computer services
10890Manufacture of food products
73110Advertising agencies
82990Other business support services
Sources
Crossroads Bank for EnterprisesBelgian Official Gazette · 1 actNational Bank · 9 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.