OYEN-JACOBS
ActiveOYEN-JACOBS has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.53M and a net result of €358k. Equity is growing by ~14.5% per year across the filed fiscal years. Its solvency ranks better than 95% of 10242 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▼-12
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €240k at 30 days acceptable
Liquidity ample (current ratio 10.83 against 10.65 in 2024), and 6.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93.7%
Return on assets
13.3%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-04-2026, 120 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
120 d early
2024
59 d early
2023
28 d early
2022
59 d early
2021
58 d early
2020
29 d early
2019
50 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€2.53M▲ 3.4%
2024 · €2.45M
2018: €877k
2019: €1.11M
2020: €1.37M
2021: €1.62M
2022: €1.90M
2023: €2.21M
2024: €2.45M
2018 → 2025
Total assets
€2.70M▲ 3.5%
2024 · €2.61M
2018: €1.13M
2019: €1.28M
2020: €1.54M
2021: €1.82M
2022: €2.10M
2023: €2.37M
2024: €2.61M
2018 → 2025
Net result
€358k▼ 11.8%
2024 · €406k
2018: €214k
2019: €236k
2020: €309k
2021: €371k
2022: €338k
2023: €388k
2024: €406k
2018 → 2025
Working capital
€1.68M▲ 7.3%
2024 · €1.57M
2018: €422k
2019: €731k
2020: €885k
2021: €1.24M
2022: €1.17M
2023: €1.32M
2024: €1.57M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.62M-€1.90M▲ 17.5%€2.21M▲ 16.2%€2.45M▲ 10.6%€2.53M▲ 3.4%
Operating result€557k-€501k▼ 10.1%€550k▲ 9.9%€568k▲ 3.3%€508k▼ 10.5%
Net result€371k-€338k▼ 9.1%€388k▲ 15.0%€406k▲ 4.5%€358k▼ 11.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 11% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.70M
Fixed assets
€851k▼ 3.6%
Current assets
€1.85M▲ 7.1%
Equity and liabilities €2.70M
Equity
€2.53M▲ 3.4%
Debt
€171k▲ 5.3%
The debt ratio rises from 6.2% to 6.3%: debt grows faster than equity.
Key figures and ratios
EBITDA
€621k▼
2024 · €711k
Cash flow
€471k▼
2024 · €548k
Solvency
93.7%▼
2024 · 93.8%
Current ratio
10.83▲
2024 · 10.65
Quick ratio
10.50▲
2024 · 10.25
Debt / equity
0.07▲
2024 · 0.07
ROE
14.2%▼
2024 · 16.6%
ROA
13.3%▼
2024 · 15.5%
Interest coverage
259.54▲
2024 · 134.05
Debt
€171k▲
2024 · €163k
Debt ≤ 1 year
€171k▲
2024 · €162k
Income taxes
€158k▼
2024 · €182k
Staff costs
€179k▲
2024 · €147k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.61M€2.70M▲
Fixed assets21/28€882k€851k▼
Intangible fixed assets21€326€6k▲
Tangible fixed assets22/27€882k€845k▼
Land and buildings22€560k€588k▲
Plant, machinery and equipment23€11k€19k▲
Furniture and vehicles24€311k€238k▼
Financial fixed assets28€295€295=
Current assets29/58€1.73M€1.85M▲
Stocks and contracts in progress3€65k€57k▼
Stocks30/36€65k€57k▼
Amounts receivable within one year40/41€46k€39k▼
Trade receivables40€19k€15k▼
Other amounts receivable41€26k€24k▼
Current investments50/53€0€806k▲
Cash at bank and in hand54/58€1.61M€943k▼
Deferred charges and accrued income490/1€8k€7k▼
Equity and liabilities
Total equity and liabilities10/49€2.61M€2.70M▲
Equity10/15€2.45M€2.53M▲
Contributions10/11€19k€19k=
Reserves13€2.43M€2.51M▲
Tax-exempt reserves132€25k€25k=
Distributable reserves133€2.40M€2.49M▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€163k€171k▲
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€162k€171k▲
Current portion of amounts payable after more than one year42€6k€0▼
Financial debts43-€1
Credit institutions430/8-€1
Trade debts44€9k€13k▲
Suppliers440/4€9k€13k▲
Taxes, remuneration and social security45€147k€153k▲
Taxes450/3€113k€110k▼
Remuneration and social security454/9€34k€43k▲
Other amounts payable47/48€1k€4k▲
Accrued charges and deferred income492/3€464€400▼
Income statement
Code20242025
Non-recurring operating income76A€8k€0▼
Remuneration, social security and pensions62€147k€179k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€143k€112k▼
Other operating charges640/8€11k€11k▼
Gross operating margin9900€869k€810k▼
Operating profit (loss)9901€568k€508k▼
Financial income75/76B€25k€10k▼
Recurring financial income75€25k€10k▼
Financial charges65/66B€5k€2k▼
Recurring financial charges65€5k€2k▼
Profit (loss) for the period before taxes9903€588k€516k▼
Income taxes67/77€182k€158k▼
Profit (loss) for the period9904€406k€358k▼
Profit (loss) for the period to be appropriated9905€406k€358k▼
Appropriation of the result
Profit (loss) to be appropriated9906€406k€358k▼
Transfer from equity791/2€172k€275k▲
Transfer to equity691/2€406k€358k▼
To other reserves6921€406k€358k▼
Profit to be distributed694/7€172k€275k▲
Return on contributions (dividend)694€172k€275k▲
Social balance
Average headcount (FTE)90874.55.1▲
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
02-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €406k ▲4.5%
Operating result €568k, net result €406k, both a record.
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €2MEq €2.21M ▲16.2%
6 profitable years in a row build equity to €2.21M.
02-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
03-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
11-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Liquidity doublescurrent ratio 6.95
Current ratio from 3.17 to 6.95; short-term debt falls from €194k to €123k.
31-12
Financial
Equity above €1MEq €1.11M ▲27%
2 profitable years in a row build equity to €1.11M.
13-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
05-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
08-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Alken · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Steenweg 2273570 AlkenGround area
609 m²
Building footprint
173 m²
Volume, LiDAR
1,033 m³
Parcel 73001B0584/00M002, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Bloemen Oyen-Jacobs NV
since 20052.147.702.833
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73001B0584/00M002 | Flanders | 609 m² | 1 · 173 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Meubelfabriek Hilaire Jonckheere Meubelen Carolus
BE 0405.986.570
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NEWPHARMA
BE 0838.666.156
Liège · Eq €2.52M
MAISON DULLAERS
BE 0430.639.220
Hannut · Eq €2.58M
PROFUN
BE 0439.256.085
Antwerpen · Eq €2.58M
HEEBO
BE 0436.116.057
Antwerpen · Eq €2.47M
Of 12,958 companies in sector 47120 we hold annual accounts for 2,176. 555 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-06-2005
Fiscal year end31-12
Activities, NACEBEL
47120Other non-specialised retail sale
47761Retail sale of flowers, plants, seeds and fertilisers
47910Retail trade
52483
01410Raising of dairy cattle
46220Wholesale trade
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.