Summary
Oximo is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €149,781 and a net result of -€294,573. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 32% of 1,846 sector peers (NACE 66, financial year 2025). The company has been active since 2004 and the Belgian Official Gazette contains no insolvency or warning signals.
Financials · financial year 2025, abbreviated format
Equity
€149,781
2024 · -€55,646
Net result
-€294,573▼ 183%
2024 · -€104,102
Total assets
€682,889▲ 105%
2024 · €333,784
Solvency
21.9%▲ 38.6pp
2024 · -16.7%
Trend over the years
2021 to 2025, 5 financial years 2019 to 2025, 7 financial years
The operating result stays negative: a loss of €294,347 in 2025 against €109,614 in 2024; the loss grows and 2025 has the lowest result in the available series.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
Operating result-€0.3m
2025
Net result-€0.3m
2025
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Total assets€0.7m
2025
Equity€0.1m
2025
Debt€0.5m
2025
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Working capital€0.2m
2025
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
Return on assets (ROA)-43.1%
2025
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Solvency21.9%
2025
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Current ratio3.44
2025
Average staff in full-time equivalents (FTE).
Staff (FTE)2
2025
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 66, Activities auxiliary to financial services and insurance activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the financial year before
favourable
unfavourable
Line2019202020212022202320242025
Turnover€0.3m-
Operating result-€0.1m--€0.2m▼ 88.8%-€0.2m▲ 0.2%-€0.1m▲ 28.6%-€0.03m▲ 75.7%-€0.1m▼ 223%-€0.3m▼ 169%
Net result-€0.1m--€0.2mbelow the sector's middle half▼ 86.8%-€0.2mbelow the sector's middle half▼ 0.1%-€0.1mbelow the sector's middle half▲ 28.0%-€0.03mbelow the sector's middle half▲ 75.4%-€0.1mbelow the sector's middle half▼ 197%-€0.3mbelow the sector's middle half▼ 183%
Equity€0.1m--€0.08mbelow the sector's middle half-€0.3mbelow the sector's middle half▼ 256%€0.08mbelow the sector's middle half€0.05mbelow the sector's middle half▼ 41.9%-€0.06mbelow the sector's middle half€0.1mwithin the sector's middle half
Total assets€0.6m-€0.2mbelow the sector's middle half▼ 59.0%€0.7mwithin the sector's middle half▲ 169%€1.0mwithin the sector's middle half▲ 49.4%€1.0mwithin the sector's middle half▲ 1.5%€0.3mbelow the sector's middle half▼ 67.1%€0.7mwithin the sector's middle half▲ 105%
Debt€0.5m-€0.3m▼ 33.0%€0.9m▲ 190%€0.9m▼ 2.9%€1.0m▲ 5.4%€0.4m▼ 59.7%€0.5m▲ 36.9%
Working capital€0.2m-€0.04mwithin the sector's middle half▼ 84.5%€0.4mabove the sector's middle half▲ 11×€0.8mabove the sector's middle half▲ 81.8%€0.7mabove the sector's middle half▼ 3.1%€0.07mwithin the sector's middle half▼ 90.5%€0.2mwithin the sector's middle half▲ 126%
Solvency19.8%--31.0%below the sector's middle half▼ 50.9pp-41.0%below the sector's middle half▼ 10.0pp8.3%below the sector's middle half▲ 49.3pp4.8%below the sector's middle half▼ 3.6pp-16.7%below the sector's middle half▼ 21.4pp21.9%within the sector's middle half▲ 38.6pp
Current ratio2.05-1.51within the sector's middle half▼ 0.545.13above the sector's middle half▲ 3.6210.79above the sector's middle half▲ 5.666.83above the sector's middle half▼ 3.972.26within the sector's middle half▼ 4.573.44above the sector's middle half▲ 1.19
Return on assets (ROA)-17.4%--79.4%below the sector's middle half▼ 62.0pp-29.5%below the sector's middle half▲ 49.9pp-14.2%below the sector's middle half▲ 15.3pp-3.4%below the sector's middle half▲ 10.8pp-31.2%below the sector's middle half▼ 27.7pp-43.1%below the sector's middle half▼ 11.9pp
Staff (FTE)2.9-3.5within the sector's middle half▲ 20.7%3.8within the sector's middle half▲ 8.6%3.7within the sector's middle half▼ 2.6%3.6within the sector's middle half▼ 2.7%3within the sector's middle half▼ 16.7%2within the sector's middle half▼ 33.3%
above
within
below
the middle half of NACE 66, Activities auxiliary to financial services and insurance activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Why a figure moved sharply
- 2025 Total assets +105% on 2024. Capital increase of €500,000 (Official Gazette 25-03-2025).
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €682,889
Fixed assets
€458,362 ▲ 121%
Current assets
€224,527 ▲ 77.5%
Equity and liabilities €682,889
Equity
€149,781
Debt
€533,109
Debt finances 78.1% of the balance-sheet total.
Key figures and ratios
ROE
-196.7%
Debt ≤ 1 year
€65,191▲
2024 · €56,002
Debt > 1 year
€467,917▲
2024 · €333,428
Income taxes
€565▼
2024 · €706
Staff costs
€162,324▼
2024 · €199,996
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Turnover70 | €339,891 | - | - | - | - | - | - | - |
| Remuneration, social security and pensions62 | - | - | - | €233,526 | €232,383 | €199,996 | €162,324 | ▼ 18.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €49,777 | €48,108 | €51,288 | €57,947 | €55,218 | €64,032 | €81,447 | ▲ 27.2% |
| Other operating charges640/8 | - | - | - | €2,436 | €2,349 | €1,177 | €3,467 | ▲ 195% |
| Non-recurring operating charges66A | - | - | - | €710 | €340 | €0 | €5,263 | - |
| Gross operating margin9900 | €82,911 | -€3,424 | €71,696 | €154,873 | €256,321 | €155,591 | -€41,846 | - |
| Operating profit (loss)9901 | -€103,959 | -€196,298 | -€195,824 | -€139,745 | -€33,969 | -€109,614 | -€294,347 | ▼ 169% |
| Financial income75/76B | - | - | - | €40 | €3 | €7,312 | €528 | ▼ 92.8% |
| Recurring financial income75 | - | €8 | €0 | €40 | €3 | €7,312 | €528 | ▼ 92.8% |
| Financial charges65/66B | - | - | - | €1,927 | €556 | €1,093 | €189 | ▼ 82.7% |
| Recurring financial charges65 | €1,254 | €631 | €1,197 | €1,927 | €556 | €1,093 | €189 | ▼ 82.7% |
| Profit (loss) for the period before taxes9903 | -€105,213 | -€196,920 | -€197,021 | -€141,632 | -€34,522 | -€103,395 | -€294,008 | ▼ 184% |
| Income taxes67/77 | €445 | €419 | €420 | €441 | €471 | €706 | €565 | ▼ 20.1% |
| Profit (loss) for the period9904 | -€105,658 | -€197,339 | -€197,441 | -€142,074 | -€34,993 | -€104,102 | -€294,573 | ▼ 183% |
| Profit (loss) for the period to be appropriated9905 | -€105,658 | -€197,339 | -€197,441 | -€142,074 | -€34,993 | -€104,102 | -€294,573 | ▼ 183% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €0.6m | €0.2m | €0.7m | €1.0m | €1.0m | €0.3m | €0.7m | ▲ 105% |
| Fixed assets21/28 | €0.1m | €0.1m | €0.1m | €0.2m | €0.1m | €0.2m | €0.5m | ▲ 121% |
| Intangible fixed assets21 | €0.08m | €0.1m | €0.1m | €0.1m | €0.1m | €0.1m | €0.2m | ▲ 26.8% |
| Tangible fixed assets22/27 | €0.04m | €0.03m | €0.02m | €0.01m | €0.009m | €0.07m | €0.3m | ▲ 295% |
| Plant, machinery and equipment23 | - | - | - | €0.002m | €0.001m | €0.001m | €0.008m | ▲ 883% |
| Furniture and vehicles24 | - | - | - | €0 | - | €0.07m | €0.05m | ▼ 19.5% |
| Other tangible fixed assets26 | - | - | - | €0.01m | €0.008m | €0.005m | €0.2m | ▲ 43× |
| Financial fixed assets28 | €0.002m | €0.002m | €0.002m | €0.002m | €0.002m | €0.002m | €0.001m | ▼ 29.4% |
| Current assets29/58 | €0.5m | €0.1m | €0.5m | €0.8m | €0.9m | €0.1m | €0.2m | ▲ 77.5% |
| Amounts receivable within one year40/41 | €0.1m | €0.02m | €0.003m | €0.009m | €118 | €0.004m | €0.02m | ▲ 378% |
| Trade receivables40 | - | - | - | €0.005m | €118 | €0.001m | €0.002m | ▲ 158% |
| Other amounts receivable41 | - | - | - | €0.004m | €0 | €0.004m | €0.02m | ▲ 418% |
| Cash at bank and in hand54/58 | €0.3m | €0.07m | €0.5m | €0.8m | €0.8m | €0.1m | €0.2m | ▲ 84.3% |
| Deferred charges and accrued income490/1 | - | - | - | €0.02m | €0.03m | €0.01m | €0.001m | ▼ 90.5% |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €0.6m | €0.2m | €0.7m | €1.0m | €1.0m | €0.3m | €0.7m | ▲ 105% |
| Equity10/15 | €0.1m | -€0.08m | -€0.3m | €0.08m | €0.05m | -€0.06m | €0.1m | - |
| Contributions10/11 | €3.0m | - | - | €3.5m | €3.5m | €3.5m | €4.0m | ▲ 14.4% |
| Reserves13 | €0.002m | €0.002m | €0.002m | €0.002m | €0.002m | €0.002m | €0 | ▼ 100% |
| Non-distributable reserves130/1 | - | - | - | €0 | - | - | - | - |
| Reserves not available under the articles1311 | - | - | - | €0 | - | - | - | - |
| Distributable reserves133 | - | - | - | €0.002m | €0.002m | €0.002m | €0 | ▼ 100% |
| Profit (loss) carried forward14 | -€2.9m | -€3.0m | -€3.2m | -€3.4m | -€3.4m | -€3.5m | -€3.8m | ▼ 8.3% |
| Amounts payable17/49 | €0.5m | €0.3m | €0.9m | €0.9m | €1.0m | €0.4m | €0.5m | ▲ 36.9% |
| Amounts payable after more than one year17 | €0.3m | €0.3m | €0.8m | €0.8m | €0.8m | €0.3m | €0.5m | ▲ 40.3% |
| Financial debts170/4 | - | - | - | €0.8m | €0.8m | €0.3m | €0.5m | ▲ 40.3% |
| Amounts payable within one year42/48 | €0.2m | €0.07m | €0.1m | €0.08m | €0.1m | €0.06m | €0.07m | ▲ 16.4% |
| Trade debts44 | €0.02m | €0.03m | €0.04m | €0.02m | €0.04m | €0.02m | €0.04m | ▲ 115% |
| Suppliers440/4 | - | - | - | €0.02m | €0.04m | €0.02m | €0.04m | ▲ 115% |
| Taxes, remuneration and social security45 | - | - | - | €0.05m | €0.08m | €0.04m | €0.03m | ▼ 29.5% |
| Taxes450/3 | - | - | - | €0.01m | €0.04m | €0.01m | €0.005m | ▼ 54.4% |
| Remuneration and social security454/9 | - | - | - | €0.04m | €0.04m | €0.03m | €0.02m | ▼ 18.0% |
| Accrued charges and deferred income492/3 | - | - | - | €348 | €0.003m | €0 | - | - |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€105,658 | -€197,339 | -€197,441 | -€142,074 | -€34,993 | -€104,102 | -€294,573 | ▼ 183% |
| + Depreciation and write-downs630 | €49,777 | €48,108 | €51,288 | €57,947 | €55,218 | €64,032 | €81,447 | ▲ 27.2% |
| Operating cash flow (approximation) | -€55,881 | -€149,232 | -€146,153 | -€84,127 | €20,225 | -€40,070 | -€213,126 | ▼ 432% |
| Investment in fixed assets (approximation) | - | -€54,105 | -€58,627 | -€66,626 | -€44,716 | -€128,899 | -€332,538 | ▼ 158% |
| Change in cash | - | -€227,657 | €441,987 | €303,084 | €26,689 | -€734,543 | €93,084 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 20 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 30-09-2025 | abbreviated format | 27-03-2026 | 2026-00066857 |
| 30-09-2024 | abbreviated format | 10-04-2025 | 2025-00068364 |
| 30-09-2023 | abbreviated format | 16-02-2024 | 2024-00031733 |
| 30-09-2022 | abbreviated format | 15-02-2023 | 2023-00028857 |
| 30-09-2021 | abbreviated format | 10-02-2022 | 2022-05300421 |
| 30-09-2020 | abbreviated format | 16-02-2021 | 2021-05400576 |
| 30-09-2019 | abbreviated format | 14-02-2020 | 2020-05100528 |
| 30-09-2018 | abbreviated format | 19-02-2019 | 2019-05700130 |
| 30-09-2017 | abbreviated format | 16-02-2018 | 2018-05100141 |
| 30-09-2016 | abbreviated format | 10-02-2017 | 2017-04500036 |
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Of the 1,467 active companies whose main activity is other activities auxiliary to financial services, excluding insurance and pension funding (NACE 66199), figures are known for 928. 650 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector
Subsidies and aid
Flemish government
2022 to 2025 · 5 entries · €24,576 awarded · €24,576 paid| Year | Entries | Awarded | Paid |
|---|---|---|---|
| 2025 | 1 | €7,500 | €7,500 |
| 2024 | 1 | €7,500 | €7,500 |
| 2023 | 2 | €8,901 | €8,901 |
| 2022 | 1 | €675 | €675 |
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.