Equity
€206,514 ▲ 20.8%
OXID MAATWERK has made a profit without a break since 2019.
OXID MAATWERK
Lifetime
14 annual accounts with figures on one time axisGross marginpeak €371,098 (2024)
€367,606▼ 0.9%
Resultlowest -€60,659 (2018)
€35,555▲ 136%
Equitypeak €206,514 (2025)
€206,514▲ 20.8%
Debts
€425,583▼ 20.1%
Staffpeak 4.5 FTE (2024)
3.6 FTE▼ 20.0%
Board2 names since 2021
2 directorsEva Dirix and 1 other
Owners
Documentsfilings and deeds
14-08-202614 days late
2025abbreviated format
Result from €15,072 to €35,555Staff from 4.5 FTE to 3.6 FTEEquity from €170,959 to €206,514Debts from €532,846 to €425,583Cash from €36,209 to €65,710
Key points
from the 2025 annual accountsChecked score
86
Excellent
Financially stronger than 51% of micro companies in specialised construction (NACE 43)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,685 companies (NACE 43, micro).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.7%
01-2025: 0.7%● unchanged vs 12-2024
02-2025: 0.7%● unchanged vs 01-2025
03-2025: 0.7%● unchanged vs 02-2025
04-2025: 0.7%● unchanged vs 03-2025
05-2025: 0.7%● unchanged vs 04-2025
06-2025: 0.8%▲ +0.1 percentage points vs 05-2025
07-2025: 1.2%▲ +0.4 percentage points vs 06-2025
08-2025: 0.5%▼ -0.7 percentage points vs 07-2025
09-2025: 0.5%● unchanged vs 08-2025
10-2025: 0.5%● unchanged vs 09-2025
11-2025: 0.5%● unchanged vs 10-2025
12-2025: 0.5%● unchanged vs 11-2025
01-2026: 0.5%● unchanged vs 12-2025
02-2026: 0.5%● unchanged vs 01-2026
03-2026: 0.5%● unchanged vs 02-2026
04-2026: 0.5%● unchanged vs 03-2026
05-2026: 0.5%● unchanged vs 04-2026
06-2026: 0.6%▲ +0.1 percentage points vs 05-2026
07-2026: 0.8%▲ +0.2 percentage points vs 06-2026
08-2026: 1.6%▲ +0.8 percentage points vs 07-2026highest value
09-2026: 0.3%▼ -1.3 percentage points vs 08-2026lowest value
10-2026: 0.3%● unchanged vs 09-2026lowest value
11-2026: 0.3%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Sector: Specialised construction activities (NACE 43)
lowers risk
Figures for financial year 2025 (filed on 15-08-2026)
Founded in 2011
Size: 3.6 FTE, total assets €632,097
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 34% of them on solvency, 50% on liquidity, 50% on profitability and 68% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 34,693 companies had the same profile as OXID MAATWERK has now. Each dot stands for 87 companies, two years later.
95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of OXID MAATWERK itself: 0.3% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for OXID MAATWERK. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €17,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.36 (0.93 in 2024), below the usual 1.5. Short-term debt is 23.8% and cash 10.4% of total assets. 67.3% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-08-2026, 14 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
14 days late
2024
28 days early
2023
70 days early
2022
53 days early
2021
4 days early
2020
37 days late
2019
37 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 20 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 3 July (4 of the last 5 accounts filed within 41 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0841704929
Company renamed from OXID Schrijnwerkerij & Interieurinrichting to OXID MAATWERK
Resignations: Giel Roziers (statutory director) and Eva Dirix (director) · Reappointments: Giel Roziers (director) and Eva Dirix (director) · “Algemene aannemingswerken van timmer - en schrijnwerk; De vervaardiging, plaatsing en montage van meubels voor…” (deed in Dutch) · General meeting of 06-09-2023 · Gazette deed
Incorporation
published on 14-12-2011 · Gazette deed
First establishment
OXID Schrijnwerkerij & Interieurinrichting, Breugelhoevestraat 97, Nijlen
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| OXID MAATWERK Nijlen | €632,097 | €367,606 | 32.7% | 3.6 |
| Schrijnwerken Degruytere Zonnebeke | €708,434 | €393,220 | 44.7% | 3.6 |
| Dakwerken De Boever Damme | €664,703 | €327,796 | 54.5% | 3.7 |
| RM SYSTEM La Calamine | €539,416 | €335,686 | 33.9% | 3.7 |
| Hint Kruisem | €594,988 | €329,148 | 43.7% | 4.1 |
| EERDEKENS Hamont-Achel | €730,141 | €340,299 | 73.9% | 3.1 |
| MR PROJECTS Lille | €654,503 | €372,777 | 23.1% | 3.6 |
These companies have the same main activity as OXID MAATWERK: joinery installation (NACE 43320). They are comparable in size and age: total assets between €539,000 and €730,000, founded between 2011 and 2015.
Official details
Source: KBO- Status
- Active since 12-12-2011Normal situation
- Activity
- Joinery installationNACE 43320and 2 others
- Joint committees
- 200Auxiliary committee for white-collar workers
- 124Construction · annual accounts 2025
- Establishment unit
- 2.205.317.9622560 Nijlen, since 12-12-2011
- Financial year end
- 31 December
- Peppol
- Reachable since 16-01-2025
Insights on OXID MAATWERK
OXID MAATWERK files the abbreviated format. That format states no turnover. The gross margin rose from €51,292 in 2012 to €367,606 in 2025.
The balance sheet grew most from 2021 to 2023 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about OXID MAATWERK
- What is the company number of OXID MAATWERK?
- The company number of OXID MAATWERK is 0841.704.929. The VAT number is the same number with BE in front: BE 0841.704.929.
- Where is OXID MAATWERK based?
- The registered office is at Breugelhoevestraat 97, 2560 Nijlen.Company details
- What does OXID MAATWERK do?
- According to the KBO register, the main activity is joinery installation (NACE 43320).
- What is the legal form of OXID MAATWERK?
- OXID MAATWERK is a private limited company (BV).
- When was OXID MAATWERK founded?
- OXID MAATWERK was founded on 12-12-2011.
- Is OXID MAATWERK still active?
- Yes, OXID MAATWERK is an active enterprise in the KBO register.
- How many employees does OXID MAATWERK have?
- OXID MAATWERK had an average of 3.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does OXID MAATWERK fall under?
- In its 2025 annual accounts, OXID MAATWERK states joint committees 200 (Auxiliary committee for white-collar workers) and 124 (Construction).
- What is the turnover of OXID MAATWERK?
- The turnover in financial year 2025 is ≈ €1.1m. This figure is estimated from the gross margin of €367,606 and 40 comparable companies (NACE 433). It probably lies between €800,000 and €1.3m.
- Is OXID MAATWERK profitable?
- In financial year 2025, OXID MAATWERK made a profit of €35,555.
- Where can I find the annual accounts of OXID MAATWERK?
- OXID MAATWERK filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of OXID MAATWERK due?
- OXID MAATWERK must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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