Own-It
ActiveOwn-It has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €124k and a net result of €98k. Equity is growing by ~12.8% per year across the filed fiscal years. Its solvency ranks better than 36% of 878 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
78
/ 100
Excellent▲ +17 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+3
Solvency53▲+37
Growth85▲+7
Stability100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity tight (current ratio 1.31 against 0.98 in 2023), and 70.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 58
Relative position
BE, all sectors
reference
Sector 58
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 07-07-2025, 24 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
24 d early
2023
71 d early
2022
39 d early
2021
61 d early
2020
58 d early
2019
61 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€815k▲ 9.9%
2022 · €741k
2020: €394k
2021: €463k
2022: €741k
2020 → 2023
EBIT margin
19.3%▲ 7.1pp
2022 · 12.2%
2020: 15.8%
2021: 10.8%
2022: 12.2%
2020 → 2023
Net result
€98k▼ 14.4%
2023 · €115k
2019: €19k
2020: €50k
2021: €40k
2022: €72k
2023: €115k
2019 → 2024
Working capital
€93k
2023 · €-7k
2019: €25k
2020: €75k
2021: €115k
2022: €123k
2023: €-7k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€394k-€463k▲ 17.6%€741k▲ 60.0%€815k▲ 9.9%
Equity€75k-€115k▲ 53.3%€126k▲ 10.2%€25k▼ 80.0%€124k▲ 389%
Operating result€62k-€50k▼ 19.3%€91k▲ 80.5%€157k▲ 73.4%€147k▼ 6.3%
Net result€50k-€40k▼ 19.6%€72k▲ 79.6%€115k▲ 60.3%€98k▼ 14.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 6% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €417k
Fixed assets
€31k▼ 3.7%
Current assets
€386k▲ 29.7%
Equity and liabilities €417k
Equity
€124k▲ 389%
Debt
€294k▼ 3.6%
The debt ratio falls from 92.3% to 70.4%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€148k▼
2023 · €158k
Cash flow
€100k▼
2023 · €116k
Solvency
29.6%▲
2023 · 7.7%
Current ratio
1.31▲
2023 · 0.98
Quick ratio
1.31▲
2023 · 0.98
Debt / equity
2.38▼
2023 · 12.07
ROE
79.6%▼
2023 · 454.7%
ROA
23.6%▼
2023 · 34.8%
Interest coverage
97.31▼
2023 · 205.26
Debt
€294k▼
2023 · €305k
Debt ≤ 1 year
€294k▼
2023 · €305k
Income taxes
€47k▲
2023 · €42k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€330k€417k▲
Fixed assets21/28€32k€31k▼
Tangible fixed assets22/27€2k€1k▼
Plant, machinery and equipment23€2k-
Furniture and vehicles24-€1k
Financial fixed assets28€30k€30k=
Current assets29/58€298k€386k▲
Amounts receivable within one year40/41€106k€108k▲
Trade receivables40€76k€65k▼
Other amounts receivable41€30k€42k▲
Cash at bank and in hand54/58€192k€279k▲
Equity and liabilities
Total equity and liabilities10/49€330k€417k▲
Equity10/15€25k€124k▲
Contributions10/11€6k€6k=
Outside capital11-€6k
Other1109/19-€6k
Reserves13€19k€118k▲
Distributable reserves133€19k€118k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€305k€294k▼
Amounts payable within one year42/48€305k€294k▼
Financial debts43-€54
Credit institutions430/8-€54
Trade debts44€52k€68k▲
Suppliers440/4€52k€68k▲
Taxes, remuneration and social security45€37k€54k▲
Taxes450/3€37k€54k▲
Other amounts payable47/48€216k€172k▼
Income statement
Code20232024
Turnover70€815k-
Non-recurring operating income76A€0-
Goods, raw materials, services and sundry goods60/61€656k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k=
Other operating charges640/8€446€966▲
Gross operating margin9900€159k€149k▼
Operating profit (loss)9901€157k€147k▼
Financial income75/76B€133€17▼
Recurring financial income75€133€17▼
Financial charges65/66B€771€2k▲
Recurring financial charges65€771€2k▲
Profit (loss) for the period before taxes9903€156k€146k▼
Income taxes67/77€42k€47k▲
Profit (loss) for the period9904€115k€98k▼
Profit (loss) for the period to be appropriated9905€115k€98k▼
Appropriation of the result
Profit (loss) to be appropriated9906€115k€98k▼
Transfer from equity791/2€101k-
Transfer to equity691/2€0€98k▲
To other reserves6921€0€98k▲
Profit to be distributed694/7€216k-
Return on contributions (dividend)694€216k-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100kEq €124k ▲389%
6 profitable years in a row build equity to €124k.
21-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2019net €115k ▲60.3%
Operating result €157k, net result €115k, both a record.
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100kEq €115k ▲53.3%
3 profitable years in a row build equity to €115k.
03-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity triplescurrent ratio 4.23
Current ratio from 1.47 to 4.23; short-term debt falls from €54k to €23k.
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Meise · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kapittellaan 31860 MeiseGround area
215 m²
Building footprint
56 m²
Volume, LiDAR
515 m³
Parcel 23050F0135/00R009, Flanders · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Own-It
since 20192.291.010.435
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23050F0135/00R009 | Flanders | 215 m² | 1 · 56 m² | 11.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,272 companies in sector 58290 we hold annual accounts for 587. 462 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-06-2019
Fiscal year end31-12
Activities, NACEBEL
58290Other software publishing
46500Wholesale of information and communication equipment
46510Wholesale trade
46660Wholesale trade
47400Retail sale of information and communication equipment
47410Retail trade
62020IT consultancy
62030Computer programming, consultancy and related activities
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
63120Computing infrastructure, data processing, hosting and other information service activities
63910Web portal activities
70200Business and other management consultancy
70220Business consulting
77330Rental and leasing activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.