OWN GROUP
ActiveThe computed 12-month bankruptcy probability of OWN GROUP is 6.9% (elevated). The 2025 annual accounts show negative equity (€-3k) and a net result of €-678. Equity is shrinking by ~62.8% per year across the filed fiscal years. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
24
/ 100
Critical
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability37=
Solvency24▼-1
Growth58=
Track record94
Bankruptcy probability, 12 months
6.9%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.0 against 0.0 in 2024; short-term debt: 100.5% and cash: 0% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-0.5%
Return on assets
-0.1%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
232425
2023 to 2025 · latest year €-3k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
53 d early
2024
7 d early
2023
48 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-678▲ 66.7%
2024 · €-2k
2023: €-3k
2024: €-2k
2023 → 2025
Working capital
€-553k▼ 0.3%
2024 · €-551k
2023: €694
2024: €-551k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€-126-€-2k▼ 1,615%€-3k▼ 31.4%
Operating result€-3k-€-2k▲ 39.0%€-590▲ 68.8%
Net result€-3k-€-2k▲ 34.9%€-678▲ 66.7%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €590 in 2025 against €2k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €550k
Fixed assets
€550k=
Current assets
€0▼ 98.5%
Key figures and ratios
Solvency
-0.5%▼
2024 · -0.4%
Current ratio
0.00▼
2024 · 0.00
Quick ratio
0.00▼
2024 · 0.00
ROA
-0.1%▲
2024 · -0.4%
Debt
€553k▲
2024 · €552k
Debt ≤ 1 year
€553k▲
2024 · €551k
A ratio outside any meaningful range has been withheld (balance sheet total €550k, equity €-3k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€550k€550k=
Fixed assets21/28€550k€550k=
Financial fixed assets28€550k€550k=
Current assets29/58€17€0▼
Cash at bank and in hand54/58€17€0▼
Equity and liabilities
Total equity and liabilities10/49€550k€550k=
Equity10/15€-2k€-3k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€-5k€-6k▼
Amounts payable17/49€552k€553k▲
Amounts payable within one year42/48€551k€553k▲
Trade debts44€758€412▼
Suppliers440/4€758€412▼
Other amounts payable47/48€551k€552k▲
Accrued charges and deferred income492/3€820€0▼
Income statement
Code20242025
Other operating charges640/8€507€900▲
Gross operating margin9900€-1k€310▲
Operating profit (loss)9901€-2k€-590▲
Financial charges65/66B€145€89▼
Recurring financial charges65€145€89▼
Profit (loss) for the period before taxes9903€-2k€-678▲
Profit (loss) for the period9904€-2k€-678▲
Profit (loss) for the period to be appropriated9905€-2k€-678▲
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€-6k▼
Profit (loss) brought forward from the previous period14P€-3k€-5k▼
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
13-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Georges Brugmannplein 301050 ElseneGround area
485 m²
Building footprint
350 m²
Volume, LiDAR
8,447 m³
Parcel 21447B0312/00S002, Brussels · tallest building 27.7 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
OWN GROUP
since 20232.348.402.860
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21447B0312/00S002 | Brussels | 485 m² | 1 · 350 m² | 27.6 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-05-2023
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:james.goffin@own-group.com