OWLYTREE
ActiveSummary
The computed 12-month bankruptcy probability of OWLYTREE is 3.4% (moderate). The 2025 annual accounts show equity of €30k and a net result of €-4k. Equity is growing by ~14.6% per year across the filed fiscal years. Its solvency ranks better than 23% of 4522 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability55▼-22
Solvency40▼-2
Growth52=
Track record94
Bankruptcy probability, 12 months
3.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Liquidity short (current ratio 0.8 against 0.23 in 2024; short-term debt: 14.1% and cash: 0.3% of total assets), and 85.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Services to buildings and landscape activities (NACE 81)
about 79% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
14.8%
Return on assets
-2%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 4522 sector peers (2025).
NBB · sector comparisonPosition among 4522 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 23-01-2026, 8 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
8 d early
2024
43 d early
2023
1 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€30k▼ 11.9%
2024 · €34k
2023: €21klowest in 3 years
2024: €34k▲ +60.4% vs 2023highest in 3 years
2025: €30k▼ -11.9% vs 2024
2023 → 2025
Total assets
€204k▼ 1.0%
2024 · €206k
2023: €63klowest in 3 years
2024: €206k▲ +228% vs 2023highest in 3 years
2025: €204k▼ -1.0% vs 2024
2023 → 2025
Net result
€-4k
2024 · €13k
2023: €16khighest in 3 years
2024: €13k▼ -21.1% vs 2023
2025: €-4k▼ -132% vs 2024lowest in 3 years
2023 → 2025
Working capital
€-6k▲ 89.0%
2024 · €-52k
2023: €-22k
2024: €-52k▼ -135% vs 2023lowest in 3 years
2025: €-6k▲ +89.0% vs 2024highest in 3 years
2023 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€21k-€34k▲ 60.4%€30k▼ 11.9%
2023: €21klowest in 3 years
2024: €34k▲ +60.4% vs 2023highest in 3 years
2025: €30k▼ -11.9% vs 2024
Operating result€22k-€17k▼ 21.8%€2k▼ 87.2%
2023: €22khighest in 3 years
2024: €17k▼ -21.8% vs 2023
2025: €2k▼ -87.2% vs 2024lowest in 3 years
Net result€16k-€13k▼ 21.1%€-4k
2023: €16khighest in 3 years
2024: €13k▼ -21.1% vs 2023
2025: €-4k▼ -132% vs 2024lowest in 3 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 87% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €204k
Fixed assets
€181k ▼ 5.1%
Current assets
€23k ▲ 49.3%
Equity and liabilities €204k
Equity
€30k ▼ 11.9%
Debt
€174k ▲ 1.1%
Debt's share of the balance-sheet total rises from 83.4% to 85.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€29k▼
2024 · €37k
Cash flow
€23k▼
2024 · €33k
Current ratio
0.80▲
2024 · 0.23
Quick ratio
0.64▲
2024 · 0.23
Debt to equity
5.76▲
2024 · 5.02
ROE
-13.5%▼
2024 · 37.6%
ROA
-2.0%▼
2024 · 6.3%
Interest coverage
4.63▼
2024 · 70.23
Debt ≤ 1 year
€29k▼
2024 · €68k
Debt > 1 year
€145k▲
2024 · €104k
Income taxes
€-7▼
2024 · €4k
Staff costs
€31k▲
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€206k€204k▼
Fixed assets21/28€190k€181k▼
Tangible fixed assets22/27€190k€181k▼
Land and buildings22€148k€155k▲
Plant, machinery and equipment23€4k€4k▼
Furniture and vehicles24€38k€21k▼
Current assets29/58€15k€23k▲
Stocks and contracts in progress3-€5k
Stocks30/36-€5k
Amounts receivable within one year40/41€6k€18k▲
Trade receivables40€5k€12k▲
Other amounts receivable41€627€5k▲
Cash at bank and in hand54/58€10k€595▼
Equity and liabilities
Total equity and liabilities10/49€206k€204k▼
Equity10/15€34k€30k▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€29k€25k▼
Amounts payable17/49€172k€174k▲
Amounts payable after more than one year17€104k€145k▲
Financial debts170/4€104k€145k▲
Amounts payable within one year42/48€68k€29k▼
Current portion of amounts payable after more than one year42€10k€9k▼
Trade debts44€1k€6k▲
Suppliers440/4€1k€6k▲
Taxes, remuneration and social security45€13k€13k▲
Taxes450/3€7k€6k▼
Remuneration and social security454/9€6k€7k▲
Other amounts payable47/48€44k-
Accrued charges and deferred income492/3-€54
Income statement
Code20242025
Remuneration, social security and pensions62€18k€31k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€27k▲
Other operating charges640/8€946€1k▲
Non-recurring operating charges66A€10€698▲
Gross operating margin9900€56k€61k▲
Operating profit (loss)9901€17k€2k▼
Financial income75/76B-€28
Recurring financial income75-€28
Financial charges65/66B€529€6k▲
Recurring financial charges65€529€6k▲
Profit (loss) for the period before taxes9903€17k€-4k▼
Income taxes67/77€4k€-7▼
Profit (loss) for the period9904€13k€-4k▼
Profit (loss) for the period to be appropriated9905€13k€-4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€29k€25k▼
Profit (loss) brought forward from the previous period14P€16k€29k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Remuneration, social security and pensions62 | €6k | €18k | €31k | ▲ 68.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €54 | €20k | €27k | ▲ 35.5% |
| Other operating charges640/8 | - | €946 | €1k | ▲ 5.9% |
| Non-recurring operating charges66A | - | €10 | €698 | ▲ 7,220% |
| Gross operating margin9900 | €28k | €56k | €61k | ▲ 9.3% |
| Operating profit (loss)9901 | €22k | €17k | €2k | ▼ 87.2% |
| Financial income75/76B | - | - | €28 | - |
| Recurring financial income75 | - | - | €28 | - |
| Financial charges65/66B | €101 | €529 | €6k | ▲ 1,091% |
| Recurring financial charges65 | €101 | €529 | €6k | ▲ 1,091% |
| Profit (loss) for the period before taxes9903 | €22k | €17k | €-4k | ▼ 124% |
| Income taxes67/77 | €6k | €4k | €-7 | ▼ 100% |
| Profit (loss) for the period9904 | €16k | €13k | €-4k | ▼ 132% |
| Profit (loss) for the period to be appropriated9905 | €16k | €13k | €-4k | ▼ 132% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €63k | €206k | €204k | ▼ 1.0% |
| Fixed assets21/28 | €58k | €190k | €181k | ▼ 5.1% |
| Tangible fixed assets22/27 | €58k | €190k | €181k | ▼ 5.1% |
| Land and buildings22 | - | €148k | €155k | ▲ 4.7% |
| Plant, machinery and equipment23 | - | €4k | €4k | ▼ 0.2% |
| Furniture and vehicles24 | €58k | €38k | €21k | ▼ 43.8% |
| Current assets29/58 | €5k | €15k | €23k | ▲ 49.3% |
| Stocks and contracts in progress3 | - | - | €5k | - |
| Stocks30/36 | - | - | €5k | - |
| Amounts receivable within one year40/41 | €2k | €6k | €18k | ▲ 224% |
| Trade receivables40 | €2k | €5k | €12k | ▲ 155% |
| Other amounts receivable41 | €33 | €627 | €5k | ▲ 759% |
| Cash at bank and in hand54/58 | €3k | €10k | €595 | ▼ 94.0% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €63k | €206k | €204k | ▼ 1.0% |
| Equity10/15 | €21k | €34k | €30k | ▼ 11.9% |
| Contributions10/11 | €5k | €5k | €5k | = |
| Profit (loss) carried forward14 | €16k | €29k | €25k | ▼ 13.9% |
| Amounts payable17/49 | €42k | €172k | €174k | ▲ 1.1% |
| Amounts payable after more than one year17 | €14k | €104k | €145k | ▲ 39.2% |
| Financial debts170/4 | €14k | €104k | €145k | ▲ 39.2% |
| Amounts payable within one year42/48 | €27k | €68k | €29k | ▼ 57.5% |
| Current portion of amounts payable after more than one year42 | €8k | €10k | €9k | ▼ 7.4% |
| Trade debts44 | €3k | €1k | €6k | ▲ 363% |
| Suppliers440/4 | €3k | €1k | €6k | ▲ 363% |
| Taxes, remuneration and social security45 | €10k | €13k | €13k | ▲ 6.8% |
| Taxes450/3 | €8k | €7k | €6k | ▼ 8.6% |
| Remuneration and social security454/9 | €2k | €6k | €7k | ▲ 24.5% |
| Other amounts payable47/48 | €6k | €44k | - | - |
| Accrued charges and deferred income492/3 | - | - | €54 | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €16k | €13k | €-4k | ▼ 132% |
| + Depreciation and write-downs630 | €54 | €20k | €27k | ▲ 35.5% |
| Operating cash flow (approximation) | €16k | €33k | €23k | ▼ 30.0% |
| Investment in fixed assets (approximation) | - | €-152k | €-17k | ▲ 88.7% |
| Change in cash | - | €7k | €-9k | ▼ 226% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet €-4k
Net result drops to €-4k, the lowest in the series.
2024
19-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Saint-Léger (Lux.) · 1 establishment unit since 2023
Ground area
237 m²
Building footprint
82 m²
Volume, LiDAR
543 m³
Parcel 85034A1813/00M002, Wallonia · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
OWLYTREE
since 20232.343.024.805
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 85034A1813/00M002 | Wallonia | 237 m² | 1 · 82 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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Of 21,213 companies in sector 81300 we hold annual accounts for 4,364. 3,401 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded20-03-2023
Fiscal year end30-06
Activities, NACEBEL 2025
81300Landscape service activities
82990Other business support services
Contact
Website
www.owlytree.be
Scores and ratios are computed by Checked and are not a credit decision.