OWISE

Active

Private limited companyfounded 20233 yrs activeRuelle Lenoir(REV) 2, 6210 Les Bons Villers, BelgiumKBO/BCE: BE 0805.234.117

Summary

The computed 12-month bankruptcy probability of OWISE is 6.2% (elevated). The 2025 annual accounts show negative equity (-€2,668) and a net result of -€127. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

OWISEActiveChecked score 34/100

Risk analysis Report Compare

Activity

Activity not known

Size

€6,755total assets 2025

Equity: -€2,668
Loss: -€127

Turnover not published (abridged schema)

Financial health

34 Weak Checked score 2025

Bankruptcy chance 12 m: 6.2%

Structure

Accounts filed 26 d late0 of 1 deed read

Why 34- Founded in 2023- No main activity registered- No establishment unit in the KBO+ Size: total assets €6,755Show the evidence

Checked score

Score 2025

34 / 100

Weak

Probability in this band: 4.2% to 15.0%

Better than 20% of its sector peers (no NACE code, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Weak

Solvency 0=

equity -39.5% of total assets

Liquidity 0-7

short-term debt 139.5%

Profitability 66+16

return on assets -1.9%

Bankruptcy probability, 12 months

6.2% Elevated

0%0.5%1.5%4%10%≥ 25%

About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 13 months 10-2025: 5.2% 11-2025: 5.2%● 0.0% vs 10-2025 12-2025: 5.2%● 0.0% vs 11-2025 01-2026: 5.1%▼ -0.8% vs 12-2025 02-2026: 5.1%● 0.0% vs 01-2026 03-2026: 5.2%▲ +1.4% vs 02-2026 04-2026: 5.2%▼ -0.6% vs 03-2026 05-2026: 4.9%▼ -5.4% vs 04-2026 06-2026: 4.9%▼ -0.8% vs 05-2026lowest value 07-2026: 5.1%▲ +5.7% vs 06-2026 08-2026: 6.6%▲ +28.4% vs 07-2026highest value 09-2026: 6.2%▼ -5.7% vs 08-2026 10-2026: 6.2%● 0.0% vs 09-2026

Founded in 2023 raises the probability for this profile
Size: total assets €6,755 lowers the probability for this profile
No main activity registered raises the probability
No establishment unit in the KBO raises the probability

No credit on open account

short-term debt: 139.5% of total assets, and equity is negative.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 5%, liquidity 1%, profitability 44%, growth against the median 31%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Founded in 2023

In the bankruptcy model this factor raises the probability for this profile.

KBO

Size: total assets €6,755

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

No main activity registered

In the bankruptcy model this factor raises the probability.

KBO

No establishment unit in the KBO

In the bankruptcy model this factor raises the probability.

KBO · seat and establishments

Negative equity

The 2025 annual accounts show negative equity and a net loss.

NBB · annual accounts 2025

Equity per financial year

2425

2024 to 2025 · latest year -€2,668

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 2 filings

Deviation from the deadline

2025

26 d late

2024

44 d early

← before the deadline after the deadline →

tick = median of all Belgian filings

This company filed its last 2 accounts on average 9 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

02-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage