OWAY BELGIUM
ActiveThe computed 12-month bankruptcy probability of OWAY BELGIUM is 5.9% (elevated). The 2025 annual accounts show negative equity (€-355k) and a net result of €-52k. Equity is shrinking by ~60.1% per year across the filed fiscal years. Its solvency ranks better than 5% of 18040 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
12
/ 100
Critical
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0=
Growth32=
Track record82
Bankruptcy probability, 12 months
5.9%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.27 against 0.25 in 2024; short-term debt: 371.3% and cash: 5.6% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-271.3%
Return on assets
-39.3%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
232425
2023 to 2025 · latest year €-355k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
20 d late
2024
104 d late
2023
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-355k▼ 17.0%
2024 · €-304k
2023: €10k
2024: €-304k
2023 → 2025
Total assets
€131k▼ 15.6%
2024 · €155k
2023: €83k
2024: €155k
2023 → 2025
Net result
€-52k▲ 83.6%
2024 · €-314k
2023: €-15k
2024: €-314k
2023 → 2025
Working capital
€-356k▼ 3.0%
2024 · €-346k
2023: €-43k
2024: €-346k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€10k-€-304k€-355k▼ 17.0%
Operating result€-15k-€-311k▼ 1,932%€-48k▲ 84.7%
Net result€-15k-€-314k▼ 1,941%€-52k▲ 83.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €48k in 2025 against €311k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €131k
Fixed assets
€736▼ 98.2%
Current assets
€130k▲ 15.0%
Key figures and ratios
EBITDA
€-47k▲
2024 · €-300k
Cash flow
€-51k▲
2024 · €-303k
Solvency
-271.3%▼
2024 · -195.8%
Current ratio
0.27▲
2024 · 0.25
Quick ratio
0.27▲
2024 · 0.25
Debt / equity
-1.37▲
2024 · -1.51
ROA
-39.3%▲
2024 · -202.1%
Interest coverage
-13.13▲
2024 · -164.88
Debt
€486k▲
2024 · €459k
Debt ≤ 1 year
€486k▲
2024 · €459k
Income taxes
€358▼
2024 · €820
Staff costs
€159k▼
2024 · €284k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€155k€131k▼
Fixed assets21/28€42k€736▼
Tangible fixed assets22/27€42k€476▼
Furniture and vehicles24€42k€476▼
Financial fixed assets28€259€259=
Current assets29/58€113k€130k▲
Amounts receivable within one year40/41€51k€123k▲
Trade receivables40€51k€119k▲
Other amounts receivable41-€3k
Cash at bank and in hand54/58€63k€7k▼
Deferred charges and accrued income490/1-€242
Equity and liabilities
Total equity and liabilities10/49€155k€131k▼
Equity10/15€-304k€-355k▼
Contributions10/11€25k€25k=
Profit (loss) carried forward14€-329k€-380k▼
Amounts payable17/49€459k€486k▲
Amounts payable within one year42/48€459k€486k▲
Trade debts44€189k€366k▲
Suppliers440/4€189k€366k▲
Taxes, remuneration and social security45€43k€11k▼
Taxes450/3€10k€358▼
Remuneration and social security454/9€34k€11k▼
Other amounts payable47/48€227k€109k▼
Income statement
Code20242025
Remuneration, social security and pensions62€284k€159k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€504▼
Other operating charges640/8€387-
Non-recurring operating charges66A-€19k
Gross operating margin9900€-16k€131k▲
Operating profit (loss)9901€-311k€-48k▲
Financial income75/76B€7-
Recurring financial income75€7-
Financial charges65/66B€2k€4k▲
Recurring financial charges65€2k€4k▲
Profit (loss) for the period before taxes9903€-313k€-51k▲
Income taxes67/77€820€358▼
Profit (loss) for the period9904€-314k€-52k▲
Profit (loss) for the period to be appropriated9905€-314k€-52k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-329k€-380k▼
Profit (loss) brought forward from the previous period14P€-15k€-329k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 20 days late
2025
12-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 104 days late
2024
31-12
Financial
Weakest financial yearnet €-314k
Net result drops to €-314k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Louizalaan 4801050 BrusselGround area
2,791 m²
Building footprint
1,235 m²
Volume, LiDAR
89,309 m³
Parcel 21822R0227/00V003, Brussels · tallest building 106.8 m, ±30 floors. Linked by address, not a title deed.
1 establishment unit
OWAY BELGIUM
since 20232.353.927.605
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21822R0227/00V003 | Brussels | 2,791 m² | 1 · 1,235 m² | 106.8 m · 30 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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SIMPLEMENT 'L'
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BE 1020.737.730
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DML ELECTRO
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Of 2,072 companies in sector 47750 we hold annual accounts for 518. 344 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-10-2023
Fiscal year end31-12
Activities, NACEBEL
46450Wholesale of perfume and cosmetics
47750Retail sale of cosmetics and toilet articles
47120Other non-specialised retail sale
47910Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:accounting@owayofficial.be