Debts
€1.2m 98% of the balance sheet
Financial debts 25%Suppliers 1%Taxes and wages 2%Other 72%
€316,791 of the debts are secured on the company's own assets. In 2024 that was €334,458.
OVPS Immo
Lifetime
2 annual accounts with figures on one time axispeak €95,577 (2024)
€86,611▼ 9.4%
peak €22,596 (2025)
€22,596▲ 37×
peak €28,214 (2025)
€28,214▲ 402%
€1.2m▼ 16.6%
Board2 names since 2023
2 directorsMEAN Vanessa and 1 other
Documentsfilings and deeds
22-06-202639 days before the deadline
2025abbreviated format
Result from €618 to €22,596Equity from €5,618 to €28,214Debts from €1.4m to €1.2mInvestments €79,206Cash from €31,389 to €9,918
Key points
from the 2025 annual accountsInvestments
€79,206 4.0 × depreciation
Green is investment, beige is depreciation.
Position in the sector
2.3%
Lower solvency than 90% of companies in head offices and management consultancy. Sector median 52.4% · 10,855 companies.
Checked score
86
Excellent
Financially stronger than 37% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.4%
01-2025: 0.4%● unchanged vs 12-2024
02-2025: 0.4%● unchanged vs 01-2025
03-2025: 0.4%● unchanged vs 02-2025
04-2025: 0.4%● unchanged vs 03-2025
05-2025: 0.4%● unchanged vs 04-2025
06-2025: 0.5%▲ +0.1 percentage points vs 05-2025
07-2025: 0.5%● unchanged vs 06-2025highest value
08-2025: 0.2%▼ -0.3 percentage points vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025lowest value
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.3%▲ +0.1 percentage points vs 07-2026
09-2026: 0.4%▲ +0.1 percentage points vs 08-2026
10-2026: 0.2%▼ -0.2 percentage points vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Liquidity: current ratio 0.51, cash €9,918, halved
lowers risk
Size: total assets €1.2m
Sector: Activities of head offices; management consultancy activities (NACE 70)
Figures for financial year 2025 (filed on 22-06-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 11% of them on solvency, 17% on liquidity, 22% on profitability and 97% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,514 companies had the same profile as OVPS Immo has now. Each dot stands for 4 companies, two years later.
95.8%
were still trading
1.5%
stopped another way
2.4%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of OVPS Immo itself is lower: 0.2% within 12 months. It rests on far more data about OVPS Immo than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,514 companies, not a prediction for OVPS Immo. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.51 (0.78 in 2024), below 1. Short-term debt is 33.8% and cash 0.8% of total assets. 97.7% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 10855 sector peers (2025).
NBB · sector comparisonPosition among 10855 sector peers
Solvency
better than 10%
← weakest
strongest →
raises risk · Young company
Founded in 2023, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-06-2026, 39 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
39 days early
2024
20 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 30 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
08-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- PESALOVO Olivier 500 sharesdeed of 16-11-2023
- MEAN Vanessa 500 sharesdeed of 16-11-2023
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1002187469
Incorporation
Founding capital of €5,000, 1,000 shares · Founders: PESALOVO Olivier and MEAN Vanessa · Appointments: PESALOVO Olivier (director) and MEAN Vanessa (director) · published on 16-11-2023 · Gazette deed
First establishment
Rue du Trieu Gilson 41, Gerpinnes
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| OVPS Immo Gerpinnes | €1.2m | €86,611 | 2.3% | - |
| PLASTIHOLD Zonnebeke | €1.4m | €83,082 | 23.4% | - |
| 12Street Brussels | €1.4m | €79,437 | 24.3% | - |
| OLIM INVEST Assesse | €1.1m | €77,122 | 2.1% | - |
| JOMEHA Langemark-Poelkapelle | €1.0m | €94,703 | 4.4% | - |
| H'ppy Brasschaat | €1.5m | €87,277 | 94.2% | - |
| VLEC Heusden-Zolder | €1.0m | €92,861 | 9.4% | - |
These companies have the same main activity as OVPS Immo: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €1m and €1.5m, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 13-11-2023Normal situation
- Activity
- Business and other management consultancyNACE 70200and 1 other
- Establishment unit
- 2.352.370.7546280 Gerpinnes, since 13-11-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2026
Annual accounts 2025
- ≈ €170,000estimated
- €1.2m▼ 14.9%
- Filing
- Filed on 22-06-2026, 39 days before the end of the filing period
Insights on OVPS Immo
OVPS Immo has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28,214 and a net result of €22,596.
Its solvency ranks better than 10% of 10,855 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about OVPS Immo
- What is the company number of OVPS Immo?
- The company number of OVPS Immo is 1002.187.469. The VAT number is the same number with BE in front: BE 1002.187.469.
- Where is OVPS Immo based?
- The registered office is at Rue du Trieu Gilson 41, 6280 Gerpinnes.Company details
- What does OVPS Immo do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of OVPS Immo?
- OVPS Immo is a private limited company (BV).
- When was OVPS Immo founded?
- OVPS Immo was founded on 13-11-2023.
- Is OVPS Immo still active?
- Yes, OVPS Immo is an active enterprise in the KBO register.
- What is the turnover of OVPS Immo?
- The turnover in financial year 2025 is ≈ €170,000. This figure is estimated from the gross margin of €86,611 and 65 comparable companies (NACE 70200). It probably lies between €120,000 and €260,000.Financials
- Is OVPS Immo profitable?
- In financial year 2025, OVPS Immo made a profit of €22,596.
- Where can I find the annual accounts of OVPS Immo?
- OVPS Immo filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of OVPS Immo due?
- OVPS Immo must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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