H'ppy

Active

Private limited companyfounded 20232 yrs activeBerrélei 56, 2930 Brasschaat, BelgiumKBO/BCE: BE 1003.812.814

Summary

H'ppy has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €1.4m and a net result of €1.3m. Equity is growing by ~829.1% per year across the filed fiscal years. Its solvency ranks better than 87% of 676 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch Report Compare

H'ppyActiveChecked score 98/100

Risk analysis Report Compare

Activity

Business and other management consultancy

NACE 70200Business consulting NACE 70220

1 site

Size

€1.5mtotal assets 2026

Equity: €1.4m
Profit: €1.3m

Turnover not published (abridged schema)

Financial health

98 Excellent Checked score 2026

Bankruptcy chance 12 m: < 0.1%

Structure

Accounts 123 d early0 of 1 deed read

Why 98- Founded in 2023+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Size: total assets €1.5m+ Figures for FY 2026 (filed 30-06-2026)Show the evidence

Checked score

Score 2026

98 / 100

Excellent

Probability in this band: under 0.55%

Better than 81% of its sector peers (NACE 70, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2025

Strong

Solvency 100+53

equity 94.2% of total assets

Liquidity 64+6

short-term debt 5.8% · cash 11.5%

Profitability 100+22

return on assets 88.6%

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,265 companies)

Last 24 months 01-2025: < 0.1% 02-2025: < 0.1%● 0.0% vs 01-2025 03-2025: < 0.1%● 0.0% vs 02-2025 04-2025: < 0.1%▼ -5.3% vs 03-2025lowest value 05-2025: < 0.1%● 0.0% vs 04-2025lowest value 06-2025: < 0.1%▲ +2.8% vs 05-2025 07-2025: < 0.1%▲ +2.7% vs 06-2025 08-2025: < 0.1%▲ +10.5% vs 07-2025 09-2025: < 0.1%● 0.0% vs 08-2025 10-2025: < 0.1%▲ +4.8% vs 09-2025 11-2025: 0.1%▲ +68.2% vs 10-2025highest value 12-2025: 0.1%▼ -28.4% vs 11-2025 01-2026: < 0.1%▼ -5.7% vs 12-2025 02-2026: < 0.1%● 0.0% vs 01-2026 03-2026: < 0.1%● 0.0% vs 02-2026 04-2026: < 0.1%● 0.0% vs 03-2026 05-2026: < 0.1%● 0.0% vs 04-2026 06-2026: < 0.1%● 0.0% vs 05-2026 07-2026: < 0.1%▼ -14.0% vs 06-2026 08-2026: < 0.1%● 0.0% vs 07-2026 09-2026: < 0.1%● 0.0% vs 08-2026 10-2026: < 0.1%● 0.0% vs 09-2026

Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
Size: total assets €1.5m lowers the probability for this profile
Founded in 2023 raises the probability for this profile
Figures for FY 2026 (filed 30-06-2026) lowers the probability

Credit up to €130,000 at 30 days only on tighter terms

Liquidity ample (current ratio 16.82 against 1.29 in 2025; short-term debt: 5.8% and cash: 11.5% of total assets), and 5.8% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 86%, liquidity 56%, profitability 85%, growth against the median 99%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

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Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Sector Activities of head offices; management consultancy activities (NACE 70)

In the bankruptcy model this factor lowers the probability.

KBO

Size: total assets €1.5m

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Founded in 2023

In the bankruptcy model this factor raises the probability for this profile.

KBO

Figures for FY 2026 (filed 30-06-2026)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 30-06-2026, 123 days ahead of the deadline.

NBB · 3 filings

Deviation from the deadline

2026

123 d early

2025

on the day

2024

1 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 41 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. Usually files around 30 October (3 of the last 3 filed years within 122 days of that day).

Companies Code · seven months

Position in the running window

06-10-2026 today31-03-2027 close31-10-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

05-10-26 General meeting · Director resignationDirector discharge · Permanent representative
30-06-26 Annual accounts filedfiscal year 2026 · micro…
31-03-26 Highest result since 2024net €1.3m ▲2,093%

Key points

Positive: Result rose in 2026from €60,148 to €1.3m ▲ 2,093% View
Positive: Among the best 5% on net resultsector median €29,171 · 681 companies €1.3m View
Total assets 20263 fiscal years filed €1.5m View