Equity
€31,949 ▲ 27.7%
OVIM CONSTRUCT has made a profit in every financial year since 2021.
OVIM CONSTRUCT
Lifetime
5 annual accounts with figures on one time axispeak €63,944 (2021)
€12,730▲ 2.7%
peak €6,927 (2025)
€6,927▲ 27.7%
peak €31,949 (2025)
€31,949▲ 27.7%
€49,550▲ 70.0%
Board2 names since 2020
1 directorONOS VERONICA
Documentsfilings and deeds
28-11-20252 days before the deadline
2025financial year
Result from €5,424 to €6,927Resignation: ONOS ION (director) 09-10Equity from €25,022 to €31,949Debts from €29,152 to €49,550Cash from €25,963 to €11,096
Key points
from the 2025 annual accountsTurnover
≈ €180,000 estimated
The accounts state no turnover.
Investments
€5,983 7.2 × depreciation
Green is investment, beige is depreciation.
Filings
5 annual accounts since 2021
The last five annual accounts were filed 2 to 44 days before the end of the period.
Starting capital
€6,200 100 shares
Position in the sector
€31,949
Less equity than 87% of companies in specialised construction. Sector median €459,014 · 2,463 companies.
Checked score
64
Healthy
Financially stronger than 42% of micro companies in specialised construction (NACE 43)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.4%
01-2025: 0.4%● unchanged vs 12-2024
02-2025: 0.4%● unchanged vs 01-2025
03-2025: 0.4%● unchanged vs 02-2025
04-2025: 0.4%● unchanged vs 03-2025
05-2025: 0.3%▼ -0.1 percentage points vs 04-2025
06-2025: 0.3%● unchanged vs 05-2025
07-2025: 0.3%● unchanged vs 06-2025lowest value
08-2025: 0.4%▲ +0.1 percentage points vs 07-2025
09-2025: 0.4%● unchanged vs 08-2025
10-2025: 0.4%● unchanged vs 09-2025
11-2025: 0.4%● unchanged vs 10-2025
12-2025: 0.8%▲ +0.4 percentage points vs 11-2025
01-2026: 1.0%▲ +0.2 percentage points vs 12-2025
02-2026: 1.0%● unchanged vs 01-2026
03-2026: 1.0%● unchanged vs 02-2026
04-2026: 1.0%● unchanged vs 03-2026
05-2026: 1.0%● unchanged vs 04-2026
06-2026: 0.9%▼ -0.1 percentage points vs 05-2026
07-2026: 0.9%● unchanged vs 06-2026
08-2026: 1.0%▲ +0.1 percentage points vs 07-2026
09-2026: 0.9%▼ -0.1 percentage points vs 08-2026
10-2026: 1.0%▲ +0.1 percentage points vs 09-2026
11-2026: 1.2%▲ +0.2 percentage points vs 10-2026highest value
Financial strengthAverage
Score breakdown
raises risk
Founded in 2020
Size: total assets €81,499
Figures for financial year 2025 (filed on 02-12-2025)
lowers risk
Liquidity: current ratio 1.54, cash €11,096, halved
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 42% of them on solvency, 24% on liquidity, 28% on profitability and 73% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-04-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 26,972 companies had the same profile as OVIM CONSTRUCT has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of OVIM CONSTRUCT itself: 1.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for OVIM CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.54 (1.86 in 2024), above the usual 1.5. Short-term debt is 60.8% and cash 13.6% of total assets. However, 60.8% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-04-2025 was due by 30-11-2025 and was filed on 28-11-2025, 2 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
2 days early
2024
2 days early
2023
44 days early
2022
40 days early
2021
39 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 5 accounts on average 25 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-04-2026 is due by 30-11-2026. Nothing is late today. The company usually files around 22 October (5 of the last 5 accounts filed within 37 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-04-2026 year end10-11-2026 today30-11-2026 deadline
Board and ownership
- ONOS VERONICA 75 sharesdeed of 09-10-2025
- PISLARI SERGIU 5 sharesdeed of 09-10-2025
- TURTA ION 5 sharesdeed of 09-10-2025
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0748454374
Resignation: ONOS ION (director)
Transfer of shares from ONOS ION to ONOS VERONICA · Appointment: ONOS VERONICA (director) · ONOS VERONICA holds 75 shares · Gazette deed
Appointment: ONOS VERONICA (manager)
ONOS ION holds 50 shares · ONOS VERONICA holds 50 shares · General meeting of 19-06-2020 · Gazette deed
Incorporation
Founding capital of €6,200, 100 shares · Founders: ONOS Ion and ONOS Veronica · Appointment: ONOS Ion (director) · published on 15-06-2020 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| OVIM CONSTRUCT Jette | €81,499 | €12,730 | 39.2% | - |
| MARWALINA Anderlecht | €89,050 | €12,723 | 36.3% | - |
| GROUPE SM Uccle | €75,599 | €11,724 | 10.0% | - |
| JEAN P CONSTRUCT Molenbeek-Saint-Jean | €76,890 | €14,365 | 76.9% | - |
| BLUE HEAVEN POOLS Brunehaut | €83,151 | €11,761 | -35.2% | - |
| DANEELS INTERIEUR Kasterlee | €77,203 | €13,461 | -6.9% | - |
| A-R TEAM CONCEPT Les Bons Villers | €89,864 | €12,085 | 57.2% | - |
These companies have the same main activity as OVIM CONSTRUCT: other specialised construction activities (NACE 43990). They are comparable in size and age: total assets between €75,600 and €89,900, founded between 2019 and 2020.
Official details
Source: KBO- Status
- Active since 11-06-2020Normal situation
- Activity
- Other specialised construction activitiesNACE 43990and 2 others
- Establishment unit
- 2.304.878.5641090 Jette, since 11-06-2020
- Financial year end
- 30 April
- Peppol
- Reachable since 08-01-2026
Annual accounts to 30-04-2025
- €81,499▲ 50.4%
- Filing
- Filed on 28-11-2025, 2 days before the end of the filing period
Insights on OVIM CONSTRUCT
OVIM CONSTRUCT has existed since 2020. The gross margin fell from €63,944 in 2021 to €12,730 in 2025.
Solvency fell in 2025 from 46.2% to 39.2% because of higher debts to suppliers.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about OVIM CONSTRUCT
- What is the company number of OVIM CONSTRUCT?
- The company number of OVIM CONSTRUCT is 0748.454.374. The VAT number is the same number with BE in front: BE 0748.454.374.
- Where is OVIM CONSTRUCT based?
- The registered office is at Audrey Hepburnstraat 10, 1090 Jette.Company details
- What does OVIM CONSTRUCT do?
- According to the KBO register, the main activity is other specialised construction activities (NACE 43990).
- What is the legal form of OVIM CONSTRUCT?
- OVIM CONSTRUCT is a private limited company (BV).
- When was OVIM CONSTRUCT founded?
- OVIM CONSTRUCT was founded on 11-06-2020.
- Is OVIM CONSTRUCT still active?
- Yes, OVIM CONSTRUCT is an active enterprise in the KBO register.
- What is the turnover of OVIM CONSTRUCT?
- The turnover in financial year 2025 is ≈ €180,000. This figure is estimated from the gross margin of €12,730 and 45 comparable companies (NACE 43990). It probably lies between €110,000 and €450,000. It is a rough estimate. In financial year 2023 turnover was €384,086.Financials
- Is OVIM CONSTRUCT profitable?
- In financial year 2025, OVIM CONSTRUCT made a profit of €6,927.
- Where can I find the annual accounts of OVIM CONSTRUCT?
- OVIM CONSTRUCT filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of OVIM CONSTRUCT due?
- OVIM CONSTRUCT must file the annual accounts for financial year 2026 by 30-11-2026.Timeline
Next steps
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