OVIM CONSTRUCT
ActiveSummary
The computed 12-month bankruptcy probability of OVIM CONSTRUCT is 4.1% (elevated). The 2025 annual accounts show equity of €32k and a net result of €7k. Equity is growing by ~28.8% per year across the filed fiscal years. Its solvency ranks better than 45% of 2056 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability59▼-4
Solvency64▼-7
Growth82=
Track record100
Bankruptcy probability, 12 months
4.1%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days only on tighter terms
Liquidity ample (current ratio 1.54 against 1.86 in 2024; short-term debt: 60.8% and cash: 13.6% of total assets), but 60.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-04-2025 was due by 30-11-2025 and was filed on 28-11-2025, 2 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
2 d early
2024
2 d early
2023
44 d early
2022
40 d early
2021
39 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-04-2026 and is due by 30-11-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-04-2026 close25-09-2026 today30-11-2026 deadline
Financials · fiscal year 2025, full schema
Turnover
€384k▲ 11.2%
2022 · €346k
EBIT margin
2.0%▲ 0.1pp
2022 · 1.9%
Net result
€7k▲ 27.7%
2024 · €5k
Working capital
€27k▲ 7.1%
2024 · €25k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€280k-€346k▲ 23.4%€384k▲ 11.2%
Operating result€4k-€7k▲ 49.0%€8k▲ 15.5%€8k▲ 1.0%€10k▲ 33.6%
Net result€3k-€4k▲ 43.9%€6k▲ 30.7%€5k▼ 7.0%€7k▲ 27.7%
EBIT margin1.6%-1.9%▲ 0.3pp2.0%▲ 0.1pp
Equity€9k-€14k▲ 48.0%€20k▲ 42.4%€25k▲ 27.7%€32k▲ 27.7%
Total assets€20k-€33k▲ 63.6%€27k▼ 18.0%€54k▲ 102%€81k▲ 50.4%
Debt€11k-€19k▲ 77.2%€7k▼ 61.8%€29k▲ 302%€50k▲ 70.0%
Working capital€2k-€13k▲ 504%€20k▲ 48.3%€25k▲ 27.7%€27k▲ 7.1%
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 34% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €81k
Fixed assets
€5k
Current assets
€76k
Equity and liabilities €81k
Equity
€32k ▲ 27.7%
Debt
€50k ▲ 70.0%
Debt's share of the balance-sheet total rises from 53.8% to 60.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€11k
Cash flow
€8k
Current ratio
1.54▼
2024 · 1.86
Debt to equity
1.55▲
2024 · 1.17
ROE
21.7%=
2024 · 21.7%
ROA
8.5%▼
2024 · 10.0%
Debt ≤ 1 year
€50k▲
2024 · €29k
Income taxes
€4k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €280k | €346k | €384k | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | €330k | €375k | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6k | €7k | €547 | - | €834 | - |
| Other operating charges640/8 | - | €2k | €1k | €5k | €1k | ▼ 68.2% |
| Gross operating margin9900 | €64k | €15k | €9k | €12k | €13k | ▲ 2.7% |
| Operating profit (loss)9901 | €4k | €7k | €8k | €8k | €10k | ▲ 33.6% |
| Financial charges65/66B | - | €63 | €29 | - | - | - |
| Recurring financial charges65 | €58 | €63 | €29 | - | - | - |
| Profit (loss) for the period before taxes9903 | €4k | €7k | €8k | €8k | €10k | ▲ 33.6% |
| Income taxes67/77 | €1k | €2k | €2k | €2k | €4k | ▲ 47.0% |
| Profit (loss) for the period9904 | €3k | €4k | €6k | €5k | €7k | ▲ 27.7% |
| Profit (loss) for the period to be appropriated9905 | €3k | €4k | €6k | €5k | €7k | ▲ 27.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €20k | €33k | €27k | €54k | €81k | ▲ 50.4% |
| Fixed assets21/28 | €7k | €547 | - | - | €5k | - |
| Tangible fixed assets22/27 | €7k | €547 | - | - | €5k | - |
| Plant, machinery and equipment23 | - | - | - | - | €993 | - |
| Furniture and vehicles24 | - | €547 | - | - | €4k | - |
| Current assets29/58 | €13k | €32k | €27k | €54k | €76k | ▲ 40.9% |
| Amounts receivable within one year40/41 | €6k | €15k | €23k | €28k | €65k | ▲ 131% |
| Trade receivables40 | - | €11k | €15k | €20k | €46k | ▲ 135% |
| Other amounts receivable41 | - | €4k | €8k | €8k | €19k | ▲ 122% |
| Cash at bank and in hand54/58 | €7k | - | €4k | €26k | €11k | ▼ 57.3% |
| Deferred charges and accrued income490/1 | - | €17k | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €20k | €33k | €27k | €54k | €81k | ▲ 50.4% |
| Equity10/15 | €9k | €14k | €20k | €25k | €32k | ▲ 27.7% |
| Contributions10/11 | - | €6k | €6k | €6k | €6k | = |
| Profit (loss) carried forward14 | €3k | €8k | €13k | €19k | €26k | ▲ 36.8% |
| Amounts payable17/49 | €11k | €19k | €7k | €29k | €50k | ▲ 70.0% |
| Amounts payable within one year42/48 | €11k | €19k | €7k | €29k | €50k | ▲ 70.0% |
| Trade debts44 | €9k | €14k | €834 | €26k | €46k | ▲ 75.7% |
| Suppliers440/4 | - | €14k | €834 | €26k | €46k | ▲ 75.7% |
| Taxes, remuneration and social security45 | - | €5k | €6k | €3k | €4k | ▲ 22.1% |
| Taxes450/3 | - | €2k | €1k | €1k | €2k | ▲ 125% |
| Remuneration and social security454/9 | - | €3k | €5k | €2k | €1k | ▼ 34.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €3k | €4k | €6k | €5k | €7k | ▲ 27.7% |
| + Depreciation and write-downs630 | €6k | €7k | €547 | - | €834 | - |
| Operating cash flow (approximation) | €9k | €11k | €6k | €5k | €8k | ▲ 43.1% |
| Investment in fixed assets (approximation) | - | €0 | - | - | - | - |
| Change in cash | - | - | - | €22k | €-15k | ▼ 167% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
28-11
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
30-04
Financial
Highest result since 2021net €7k ▲27.7%
Operating result €10k, net result €7k, both a record.
2024
28-11
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2023
17-10
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
30-04
Financial
Liquidity doublescurrent ratio 3.70
Current ratio from 1.70 to 3.70; short-term debt falls from €19k to €7k.
2022
21-10
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2021
22-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jette · 1 establishment unit since 2020
Ground area
3,619 m²
Building footprint
1,764 m²
Volume, LiDAR
26,269 m³
Parcel 21010A0073/00X002, Brussels · tallest building 19.3 m, ±5 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
OVIM
since 20202.304.878.564
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21010A0073/00X002 | Brussels | 3,619 m² | 1 · 1,764 m² | 19.3 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 15,521 companies in sector 43990 we hold annual accounts for 7,414. 5,724 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded11-06-2020
Fiscal year end30-04
Activities, NACEBEL 2025
43990Other specialised construction activities
43120Site preparation
43130Specialised construction activities
Scores and ratios are computed by Checked and are not a credit decision.