OVERSEAS
ActiveOVERSEAS has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €222k and a net result of €69k. Equity is growing by ~66.8% per year across the filed fiscal years. Its solvency ranks better than 32% of 2004 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▲+5
Solvency56▲+13
Growth78=
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity tight (current ratio 1.36 against 1.14 in 2024; short-term debt: 69.1% and cash: 1.3% of total assets), and 69.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
30.7%
Return on assets
9.5%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-04-2026, 2 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
2 d early
2024
33 d early
2023
60 d early
2022
26 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€69k▼ 18.0%
2024 · €84k
2022: €32k
2023: €17k
2024: €84k
2022 → 2025
Working capital
€177k▲ 80.5%
2024 · €98k
2022: €51k
2023: €67k
2024: €98k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€52k-€69k▲ 32.8%€153k▲ 122%€222k▲ 45.0%
Operating result€49k-€29k▼ 40.2%€141k▲ 381%€87k▼ 38.5%
Net result€32k-€17k▼ 46.8%€84k▲ 392%€69k▼ 18.0%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 38% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €723k
Fixed assets
€46k▼ 15.7%
Current assets
€677k▼ 15.5%
Equity and liabilities €723k
Equity
€222k▲ 45.0%
Debt
€501k▼ 28.7%
The debt ratio falls from 82.1% to 69.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€97k▼
2024 · €143k
Cash flow
€79k▼
2024 · €87k
Solvency
30.7%▲
2024 · 17.9%
Current ratio
1.36▲
2024 · 1.14
Quick ratio
1.36▲
2024 · 1.14
Debt / equity
2.25▼
2024 · 4.59
ROE
31.0%▼
2024 · 54.9%
ROA
9.5%▼
2024 · 9.8%
Interest coverage
7.66▲
2024 · 5.34
Debt
€501k▼
2024 · €703k
Debt ≤ 1 year
€499k▼
2024 · €703k
Income taxes
€26k▼
2024 · €30k
Staff costs
€36k▲
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€856k€723k▼
Fixed assets21/28€55k€46k▼
Tangible fixed assets22/27€46k€37k▼
Furniture and vehicles24€46k€37k▼
Financial fixed assets28€9k€9k=
Current assets29/58€801k€677k▼
Amounts receivable within one year40/41€779k€662k▼
Trade receivables40€752k€636k▼
Other amounts receivable41€28k€25k▼
Cash at bank and in hand54/58€21k€10k▼
Deferred charges and accrued income490/1€1k€6k▲
Equity and liabilities
Total equity and liabilities10/49€856k€723k▼
Equity10/15€153k€222k▲
Contributions10/11€20k€20k=
Reserves13€133k€202k▲
Distributable reserves133€133k€202k▲
Amounts payable17/49€703k€501k▼
Amounts payable within one year42/48€703k€499k▼
Trade debts44€21k€277k▲
Suppliers440/4€21k€277k▲
Taxes, remuneration and social security45€323k€223k▼
Taxes450/3€323k€223k▼
Other amounts payable47/48€359k€0▼
Accrued charges and deferred income492/3€0€2k▲
Income statement
Code20242025
Remuneration, social security and pensions62€11k€36k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€10k▲
Other operating charges640/8€387€517▲
Gross operating margin9900€155k€133k▼
Operating profit (loss)9901€141k€87k▼
Financial income75/76B€49€21k▲
Recurring financial income75€49€21k▲
Financial charges65/66B€27k€13k▼
Recurring financial charges65€27k€13k▼
Profit (loss) for the period before taxes9903€114k€95k▼
Income taxes67/77€30k€26k▼
Profit (loss) for the period9904€84k€69k▼
Profit (loss) for the period to be appropriated9905€84k€69k▼
Appropriation of the result
Profit (loss) to be appropriated9906€84k€69k▼
Transfer to equity691/2€84k€69k▼
To other reserves6921€84k€69k▼
Social balance
Average headcount (FTE)9087-7.0
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Equity above €200kEq €222k ▲45%
4 profitable years in a row build equity to €222k.
28-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial
Highest result since 2022net €84k ▲392%
Operating result €141k, net result €84k, both a record.
30-09
Financial
Equity above €150kEq €153k ▲122%
3 profitable years in a row build equity to €153k.
01-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Weakest financial yearnet €17k ▼46.8%
Net result drops to €17k, the lowest in the series; recovery starts the following year.
04-04
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Genesius-Rode · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Middenhutlaan 11640 Sint-Genesius-RodeGround area
6,060 m²
Building footprint
315 m²
Volume, LiDAR
3,158 m³
Parcel 22552F0002/00R074, Flanders · tallest building 14.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
OVERSEAS
since 20212.343.357.969
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22552F0002/00R074 | Flanders | 6,060 m² | 1 · 315 m² | 14.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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MANAGEMENT TRADING CONSULTING COMPANY
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Of 11,554 companies in sector 71121 we hold annual accounts for 6,562. 5,062 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-02-2021
Fiscal year end30-09
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
70200Business and other management consultancy
70220Business consulting
74109Other professional, scientific and technical activities
74140Other specialised design activities
82100Office administrative and support services
82190Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.