OVERPELT BSS
ActiveThe computed 12-month bankruptcy probability of OVERPELT BSS is 2.1% (moderate). The annual accounts of OVERPELT BSS for fiscal year 2024 show a net loss of 54% of the equity at the start of that year. The 2024 annual accounts show equity of €26k and a net result of €-32k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 35% of 1850 sector peers (fiscal year 2024). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
44
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0▼-23
Solvency55▼-9
Growth52=
Track record100
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.44 against 1.64 in 2023; short-term debt: 69.2% and cash: 41.6% of total assets), and 69.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
30.4%
Return on assets
-36.4%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-32k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-07-2025, 21 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
21 d early
2023
54 d late
2022
16 d late
2021
31 d late
2020
25 d early
2019
11 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€26k▼ 54.5%
2023 · €58k
2018: €20k
2019: €32k
2020: €21k
2021: €71k
2022: €58k
2023: €58k
2018 → 2024
Total assets
€87k▼ 41.6%
2023 · €149k
2018: €100k
2019: €144k
2020: €111k
2021: €120k
2022: €132k
2023: €149k
2018 → 2024
Net result
€-32k▼ 53,790%
2023 · €-59
2018: €10k
2019: €12k
2020: €-11k
2021: €50k
2022: €-13k
2023: €-59
2018 → 2024
Working capital
€27k▼ 53.8%
2023 · €58k
2018: €20k
2019: €32k
2020: €21k
2021: €70k
2022: €57k
2023: €58k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€21k-€71k▲ 239%€58k▼ 18.7%€58k▼ 0.1%€26k▼ 54.5%
Operating result€-10k-€62k€-12k€2k€-33k
Net result€-11k-€50k€-13k€-59▲ 99.6%€-32k▼ 53,790%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €33k after €2k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €87k
Equity
€26k▼ 54.5%
Debt
€60k▼ 33.3%
The debt ratio rises from 61.0% to 69.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-33k▼
2023 · €2k
Cash flow
€-31k▼
2023 · €475
Solvency
30.4%▼
2023 · 39.0%
Current ratio
1.44▼
2023 · 1.64
Quick ratio
0.71▼
2023 · 1.07
Debt / equity
2.29▲
2023 · 1.56
ROE
-119.7%▼
2023 · -0.1%
ROA
-36.4%▼
2023 · 0.0%
Interest coverage
-151.68▼
2023 · 0.52
Debt
€60k▼
2023 · €91k
Debt ≤ 1 year
€60k▼
2023 · €91k
Income taxes
€0▼
2023 · €93
Staff costs
€112k▼
2023 · €177k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€149k€87k▼
Fixed assets21/28€178€0▼
Tangible fixed assets22/27€178€0▼
Furniture and vehicles24€178€0▼
Current assets29/58€148k€87k▼
Stocks and contracts in progress3€52k€44k▼
Stocks30/36€52k€44k▼
Amounts receivable within one year40/41€64k€5k▼
Trade receivables40€60k€2k▼
Other amounts receivable41€4k€3k▼
Cash at bank and in hand54/58€29k€36k▲
Deferred charges and accrued income490/1€4k€2k▼
Equity and liabilities
Total equity and liabilities10/49€149k€87k▼
Equity10/15€58k€26k▼
Contributions10/11€12k€12k=
Reserves13€375€375=
Distributable reserves133€375€375=
Profit (loss) carried forward14€45k€14k▼
Amounts payable17/49€91k€60k▼
Amounts payable within one year42/48€91k€60k▼
Trade debts44€74k€48k▼
Suppliers440/4€74k€48k▼
Taxes, remuneration and social security45€16k€12k▼
Taxes450/3€93€1k▲
Remuneration and social security454/9€16k€11k▼
Accrued charges and deferred income492/3-€306
Income statement
Code20232024
Remuneration, social security and pensions62€177k€112k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€533€178▼
Other operating charges640/8€5k€2k▼
Gross operating margin9900€185k€81k▼
Operating profit (loss)9901€2k€-33k▼
Financial income75/76B€3k€2k▼
Recurring financial income75€3k€2k▼
Financial charges65/66B€5k€217▼
Recurring financial charges65€5k€217▼
Profit (loss) for the period before taxes9903€35€-32k▼
Income taxes67/77€93€0▼
Profit (loss) for the period9904€-59€-32k▼
Profit (loss) for the period to be appropriated9905€-59€-32k▼
Appropriation of the result
Profit (loss) to be appropriated9906€45k€14k▼
Profit (loss) brought forward from the previous period14P€45k€45k▼
Social balance
Average headcount (FTE)90875.04.8▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
19-03
State Gazette act
Registered officeGeneral meeting · Registered-office move2 facts ▸
State Gazette act
Registered office
General meeting · Registered-office move2 facts ▸
- General meeting, 26/02/2026
- Registered-office move, 3900 Pelt - Astridlaan 278
2025
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €-32k
Net result drops to €-32k, the lowest in the series.
23-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 54 days late
2023
16-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 16 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
31-12
Financial
Back to profitnet €50k
Net result €50k after one loss-making year.
06-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
20-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
12-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2018
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
22-08-2018
Resigned as Manager
Location & real-estate footprint
Registered office, Pelt · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Astridlaan 2783900 PeltGround area
3,830 m²
Parcel 72502E0102/00D144, Flanders. Linked by address, not a title deed.
1 establishment unit
OVERPELT BSS
since 20182.278.938.388
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72502E0102/00D144 | Flanders | 3,830 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 sitePelt2.278.938.388
Dual-learning approval
2 live approvalsWinkelmedewerker (vwo)
Winkelmedewerker duaal (so)
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Servicestation Gent UZ
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PKB TRANSPORTS
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PUMPIT
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Of 103 companies in sector 49500 we hold annual accounts for 72. 44 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-11-2016
Fiscal year end31-12
Activities, NACEBEL
49500Land transport and transport via pipelines
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
47241Retail sale of bread and pastry (bakery outlets)
47251Retail sale of wines and spirits
47252Retail sale of beverages, general range
47260Retail trade
47300Retail sale of automotive fuel
47620Retail trade
47621Retail sale of newspapers and periodicals
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.