OverGewLand
ActiveOverGewLand has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €145k and a net result of €1k. Equity is shrinking by ~9.3% per year across the filed fiscal years. Its solvency ranks better than 51% of 15867 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability5▲+5
Solvency51▼-40
Growth58▲+26
Stability100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity short (current ratio 0.19 against 2.0 in 2023), and 59.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-08-2025, 23 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
23 d late
2023
69 d late
2022
53 d late
2021
120 d late
2020
109 d late
2019
122 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€145k▼ 27.7%
2023 · €201k
2018: €327k
2019: €303k
2020: €285k
2021: €272k
2022: €259k
2023: €201k
2018 → 2024
Total assets
€357k▼ 17.9%
2023 · €435k
2018: €911k
2019: €904k
2020: €890k
2021: €644k
2022: €689k
2023: €435k
2018 → 2024
Net result
€1k
2023 · €-39k
2018: €-33k
2019: €-24k
2020: €-27k
2021: €-14k
2022: €-13k
2023: €-39k
2018 → 2024
Working capital
€-30k
2023 · €32k
2018: €150k
2019: €127k
2020: €112k
2021: €102k
2022: €97k
2023: €32k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€285k-€272k▼ 4.8%€259k▼ 4.6%€201k▼ 22.6%€145k▼ 27.7%
Operating result€-23k-€-5k▲ 78.4%€-4k▲ 24.1%€-31k▼ 733%€7k
Net result€-27k-€-14k▲ 50.1%€-13k▲ 8.0%€-39k▼ 207%€1k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €7k after a loss of €31k in 2023, the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €357k
Fixed assets
€350k▼ 5.5%
Current assets
€7k▼ 89.0%
Equity and liabilities €357k
Equity
€145k▼ 27.7%
Debt
€212k▼ 9.6%
The debt ratio rises from 53.9% to 59.4%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€28k▲
2023 · €-11k
Cash flow
€22k▲
2023 · €-18k
Solvency
40.6%▼
2023 · 46.1%
Current ratio
0.19▼
2023 · 2.00
Quick ratio
0.19▼
2023 · 2.00
Debt / equity
1.46▲
2023 · 1.17
ROE
1.0%▲
2023 · -19.2%
ROA
0.4%▲
2023 · -8.8%
Interest coverage
4.64▲
2023 · -1.44
Debt
€212k▼
2023 · €235k
Debt ≤ 1 year
€37k▲
2023 · €32k
Debt > 1 year
€176k▼
2023 · €202k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€435k€357k▼
Fixed assets21/28€371k€350k▼
Tangible fixed assets22/27€371k€350k▼
Land and buildings22€371k€350k▼
Current assets29/58€65k€7k▼
Amounts receivable within one year40/41-€4k
Trade receivables40-€3k
Other amounts receivable41-€645
Cash at bank and in hand54/58€65k€3k▼
Equity and liabilities
Total equity and liabilities10/49€435k€357k▼
Equity10/15€201k€145k▼
Contributions10/11€350k€293k▼
Profit (loss) carried forward14€-149k€-148k▲
Amounts payable17/49€235k€212k▼
Amounts payable after more than one year17€202k€176k▼
Financial debts170/4€202k€176k▼
Amounts payable within one year42/48€32k€37k▲
Current portion of amounts payable after more than one year42€27k€27k=
Trade debts44€800€3k▲
Suppliers440/4€800€3k▲
Taxes, remuneration and social security45€5k-
Remuneration and social security454/9€5k-
Other amounts payable47/48-€7k
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€20k=
Other operating charges640/8€7k€8k▲
Gross operating margin9900€-4k€36k▲
Operating profit (loss)9901€-31k€7k▲
Financial income75/76B-€30
Recurring financial income75-€30
Financial charges65/66B€7k€6k▼
Recurring financial charges65€7k€6k▼
Profit (loss) for the period before taxes9903€-39k€1k▲
Profit (loss) for the period9904€-39k€1k▲
Profit (loss) for the period to be appropriated9905€-39k€1k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-149k€-148k▲
Profit (loss) brought forward from the previous period14P€-111k€-149k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
23-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 23 days late
2024
31-12
Financial
Back to profitnet €1k
Net result €1k after 6 loss-making years.
08-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 69 days late
2023
31-12
Financial
Weakest financial yearnet €-39k
Net result drops to €-39k, the lowest in the series; recovery starts the following year.
22-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 53 days late
2022
28-11
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 120 days late
2021
17-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 109 days late
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 122 days late
2019
22-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 114 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Landen · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Roosberg 153400 LandenGround area
2,708 m²
Building footprint
1,343 m²
Volume, LiDAR
7,733 m³
Parcel 24089A0115/00D000, Flanders · tallest building 7.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Roosberg 15, 3400 Landen
since 20172.265.378.382
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24089A0115/00D000 | Flanders | 2,708 m² | 1 · 1,343 m² | 7.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Bauwens Trading
BE 0707.834.833
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PRECITOOL.be
BE 0876.607.311
Blégny · Eq €147k
MEASUREMENT & HEATING
BE 0838.901.332
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KEMPENSE TUINMACHINES
BE 0801.351.939
Balen · Eq €143k
DRIELON Consulting
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Of 1,070 companies in sector 46140 we hold annual accounts for 640. 499 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-06-2017
Fiscal year end31-12
Activities, NACEBEL
46140Agents in the wholesale of industrial machinery, ships and aircraft
46190Agents in non-specialised wholesale trade
46500Wholesale of information and communication equipment
46510Wholesale trade
46520Wholesale trade
46643Wholesale of electrical equipment, including installation materials
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.