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Overdrive.be

Active
Private limited companyfounded 201412 yrs activeNinoofsesteenweg 306, 1750 Lennik, BelgiumKBO/BCE: BE 0548.773.342
Summary

The computed 12-month bankruptcy probability of Overdrive.be is 4.6% (elevated). The 2024 annual accounts show negative equity (-€187,517) and a net result of -€199,645. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 14% of 26069 sector peers (fiscal year 2024). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
Overdrive.beActiveChecked score 35/100
Risk analysis ReportCompare

Overview

Activity
Retail sale of cars and light vans (up to 3.5 tonnes)
NACE 47811NACE 45113
1 site
Size
€555,844total assets 2024
Equity
-€187,517
Loss
-€199,645
Turnover not published (abridged schema)
Financial health
35 Weak Checked score 2024
Bankruptcy chance 12 m
4.6%
Structure
Accounts 66 d overdue0 of 6 deeds read
Why 35- 1 financial year not filed after the legal deadline; latest accounts 117 days late; 3 of the last 3 late- Loss of €199,645 (FY 2024)+ Size: total assets €555,844+ Founded in 2014Show the evidence

Checked score

Score 2024
35 / 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 5% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2023
Weak
Solvency 0-26
equity -33.7% of total assets
Liquidity 4-10
short-term debt 89.3% · cash 2.6%
Profitability 0-70
return on assets -35.9%
Bankruptcy probability, 12 months
4.6% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,156 companies)
Last 24 months 11-2024: 1.7% 12-2024: 1.7%● 0.0% vs 11-2024 01-2025: 1.7%▼ -0.6% vs 12-2024 02-2025: 1.7%● 0.0% vs 01-2025 03-2025: 1.6%▼ -4.9% vs 02-2025 04-2025: 1.6%▼ -3.5% vs 03-2025lowest value 05-2025: 1.7%▲ +7.7% vs 04-2025 06-2025: 1.7%▲ +1.1% vs 05-2025 07-2025: 1.7%▲ +2.0% vs 06-2025 08-2025: 2.2%▲ +29.4% vs 07-2025 09-2025: 2.5%▲ +14.2% vs 08-2025 10-2025: 4.8%▲ +90.3% vs 09-2025highest value 11-2025: 4.8%● 0.0% vs 10-2025highest value 12-2025: 4.8%● 0.0% vs 11-2025highest value 01-2026: 4.6%▼ -4.4% vs 12-2025 02-2026: 4.6%● 0.0% vs 01-2026 03-2026: 4.5%▼ -2.4% vs 02-2026 04-2026: 4.5%● 0.0% vs 03-2026 05-2026: 4.4%▼ -3.2% vs 04-2026 06-2026: 4.3%▼ -2.7% vs 05-2026 07-2026: 4.3%▼ -0.1% vs 06-2026 08-2026: 4.2%▼ -1.7% vs 07-2026 09-2026: 4.1%▼ -2.0% vs 08-2026 10-2026: 4.6%▲ +13.1% vs 09-2026
  • 1 financial year not filed after the legal deadline; latest accounts 117 days late; 3 of the last 3 late raises the probability
  • Loss of €199,645 (FY 2024) raises the probability
  • Size: total assets €555,844 lowers the probability for this profile
  • Founded in 2014 lowers the probability for this profile
No credit on open account
Liquidity tight (current ratio 1.02 against 1.42 in 2023; short-term debt: 89.3% and cash: 2.6% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 6%, liquidity 6%, profitability 6%, growth against the median 1%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · 1 financial year not filed after the legal deadline; latest accounts 117 days late; 3 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Loss of €199,645 (FY 2024)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Size: total assets €555,844
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Founded in 2014
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024
Equity per financial year
18192021222324
2018 to 2024 · latest year -€187,517
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-11-2025, 117 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
117 d late
2023
84 d late
2022
67 d late
2021
143 d late
2020
100 d late
2019
126 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 106 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · micro…
  2. Weakest financial yearnet -€199,645
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Risk: Negative equityfiscal year 2024: debts exceed assets -€187,517 View
  • Caution: From profit to loss in 2024after €11,823 in 2023 -€199,645 View
  • Caution: Among the weakest 5% on net resultsector median €4,449 · 26,038 companies -€199,645 View
  • Caution: Accounts not fileddeadline was 31-07-2026 66 d late View

By topic

Financials

Fiscal year
2024
Total assets
€555,844
Loss
-€199,645
Solvency
-33.7%
Total assets▼ 36.6%
Net result
20182024
Go to Financials

Timeline

Events
13
Since
2016
  1. 25-11-2025Annual accounts filed
  2. 31-12-2024Weakest financial year
  3. 23-10-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of cars and light vans (up…NACE 47811
Founded
21-03-2014
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Subsidies How does this company compare with its sector?Sector benchmark

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