Overco Construct
ActiveSummary
Overco Construct has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €4k and a net result of €134. Its solvency ranks better than 21% of 19356 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
Axes
Profitability28
Solvency26
Growth-
Track record79
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.14; short-term debt: 38% and cash: 3.7% of total assets), and 98.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
1.4%
Return on assets
0%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 19356 sector peers (2024).
NBB · sector comparisonPosition among 19356 sector peers
Solvency
better than 21%
← weakest
strongest →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-12-2025, 145 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 1 filingDeviation from the deadline
2024
145 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€4k
Total assets
€297k
Net result
€134
Working capital
€-97k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €297k
Fixed assets
€281k
Current assets
€16k
Equity and liabilities €297k
Equity
€4k
Debt
€293k
Debt finances 98.6% of the balance-sheet total.
Key figures and ratios
EBITDA
€2k
Cash flow
€154
Current ratio
0.14
Debt to equity
70.84
ROE
3.2%
ROA
0.0%
Interest coverage
1.11
Debt ≤ 1 year
€113k
Debt > 1 year
€180k
Income taxes
€55
Filed annual accounts As filed with the NBB · 2024 · 38 lines
Balance sheet
Code2024
Assets
Total assets20/58€297k
Fixed assets21/28€281k
Tangible fixed assets22/27€281k
Land and buildings22€280k
Plant, machinery and equipment23€1k
Current assets29/58€16k
Current investments50/53€5k
Cash at bank and in hand54/58€11k
Equity and liabilities
Total equity and liabilities10/49€297k
Equity10/15€4k
Contributions10/11€4k
Reserves13€134
Distributable reserves133€134
Amounts payable17/49€293k
Amounts payable after more than one year17€180k
Financial debts170/4€180k
Amounts payable within one year42/48€113k
Trade debts44€4k
Suppliers440/4€4k
Taxes, remuneration and social security45€8k
Taxes450/3€8k
Remuneration and social security454/9€10
Other amounts payable47/48€101k
Income statement
Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20
Other operating charges640/8€384
Gross operating margin9900€2k
Operating profit (loss)9901€2k
Financial income75/76B€21
Recurring financial income75€21
Financial charges65/66B€2k
Recurring financial charges65€2k
Profit (loss) for the period before taxes9903€189
Income taxes67/77€55
Profit (loss) for the period9904€134
Profit (loss) for the period to be appropriated9905€134
Appropriation of the result
Profit (loss) to be appropriated9906€134
Transfer to equity691/2€134
To other reserves6921€134
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2024 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €20 |
| Other operating charges640/8 | €384 |
| Gross operating margin9900 | €2k |
| Operating profit (loss)9901 | €2k |
| Financial income75/76B | €21 |
| Recurring financial income75 | €21 |
| Financial charges65/66B | €2k |
| Recurring financial charges65 | €2k |
| Profit (loss) for the period before taxes9903 | €189 |
| Income taxes67/77 | €55 |
| Profit (loss) for the period9904 | €134 |
| Profit (loss) for the period to be appropriated9905 | €134 |
| Line | 2024 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €297k | |
| Fixed assets21/28 | €281k | |
| Tangible fixed assets22/27 | €281k | |
| Land and buildings22 | €280k | |
| Plant, machinery and equipment23 | €1k | |
| Current assets29/58 | €16k | |
| Current investments50/53 | €5k | |
| Cash at bank and in hand54/58 | €11k | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €297k | |
| Equity10/15 | €4k | |
| Contributions10/11 | €4k | |
| Reserves13 | €134 | |
| Distributable reserves133 | €134 | |
| Amounts payable17/49 | €293k | |
| Amounts payable after more than one year17 | €180k | |
| Financial debts170/4 | €180k | |
| Amounts payable within one year42/48 | €113k | |
| Trade debts44 | €4k | |
| Suppliers440/4 | €4k | |
| Taxes, remuneration and social security45 | €8k | |
| Taxes450/3 | €8k | |
| Remuneration and social security454/9 | €10 | |
| Other amounts payable47/48 | €101k | |
| Line | 2024 |
|---|---|
| Profit (loss) for the period9904 | €134 |
| + Depreciation and write-downs630 | €20 |
| Operating cash flow (approximation) | €154 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
23-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 145 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2023
Ground area
1,036 m²
Building footprint
212 m²
Volume, LiDAR
1,392 m³
Parcel 71483D0098/00M008, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Overco Construct
since 20232.348.199.457
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71483D0098/00M008 | Flanders | 1,036 m² | 1 · 212 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
98450055D4HT904B8276
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Of 7,321 companies in sector 68110 we hold annual accounts for 5,384. 1,182 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-07-2023
Fiscal year end31-12
Activities, NACEBEL 2025
68110Buying and selling of own real estate
68121Development of residential building projects
70200Business and other management consultancy
Contact
E-mail
stijnvanrutten@gmail.comHasselt
Phone
0477371057Hasselt
Scores and ratios are computed by Checked and are not a credit decision.