OVERBOARDER
ActiveOVERBOARDER has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20k and a net result of €9k. Equity is shrinking by ~5.1% per year across the filed fiscal years. Its solvency ranks better than 38% of 2042 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▲+12
Solvency52▲+14
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity short (current ratio 0.92 against 0.71 in 2024; short-term debt: 26.4% and cash: 10.6% of total assets), and 72.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.3%
Return on assets
12.2%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €20k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
34 d early
2023
35 d early
2022
8 d late
2021
28 d late
2020
31 d early
2019
53 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€20k▲ 81.0%
2024 · €11k
2018: €15k
2019: €14k
2020: €26k
2021: €18k
2022: €11k
2023: €7k
2024: €11k
2018 → 2025
Total assets
€75k▼ 10.8%
2024 · €84k
2018: €133k
2019: €113k
2020: €118k
2021: €100k
2022: €94k
2023: €90k
2024: €84k
2018 → 2025
Net result
€9k▲ 126%
2024 · €4k
2018: €9k
2019: €-1k
2020: €12k
2021: €-8k
2022: €-7k
2023: €-4k
2024: €4k
2018 → 2025
Working capital
€-2k▲ 79.4%
2024 · €-8k
2018: €26k
2019: €12k
2020: €22k
2021: €11k
2022: €-92
2023: €-7k
2024: €-8k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€18k-€11k▼ 37.9%€7k▼ 36.7%€11k▲ 56.0%€20k▲ 81.0%
Operating result€-5k-€-4k▲ 20.8%€1k€9k▲ 622%€16k▲ 66.8%
Net result€-8k-€-7k▲ 13.4%€-4k▲ 40.1%€4k€9k▲ 126%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 67% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €75k
Fixed assets
€57k▼ 10.9%
Current assets
€18k▼ 10.4%
Equity and liabilities €75k
Equity
€20k▲ 81.0%
Debt
€54k▼ 25.1%
The debt ratio falls from 86.6% to 72.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€23k▲
2024 · €16k
Cash flow
€16k▲
2024 · €11k
Solvency
27.3%▲
2024 · 13.4%
Current ratio
0.92▲
2024 · 0.71
Quick ratio
0.92▲
2024 · 0.71
Debt / equity
2.66▼
2024 · 6.44
ROE
44.7%▲
2024 · 35.9%
ROA
12.2%▲
2024 · 4.8%
Interest coverage
9.74▲
2024 · 5.64
Debt
€54k▼
2024 · €73k
Debt ≤ 1 year
€20k▼
2024 · €28k
Debt > 1 year
€35k▼
2024 · €44k
Income taxes
€5k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€84k€75k▼
Fixed assets21/28€64k€57k▼
Tangible fixed assets22/27€64k€57k▼
Land and buildings22€60k€54k▼
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€1k€735▼
Current assets29/58€20k€18k▼
Amounts receivable within one year40/41€16k€10k▼
Trade receivables40€0€667▲
Other amounts receivable41€16k€9k▼
Cash at bank and in hand54/58€4k€8k▲
Equity and liabilities
Total equity and liabilities10/49€84k€75k▼
Equity10/15€11k€20k▲
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€3k€12k▲
Amounts payable17/49€73k€54k▼
Amounts payable after more than one year17€44k€35k▼
Financial debts170/4€44k€35k▼
Amounts payable within one year42/48€28k€20k▼
Current portion of amounts payable after more than one year42€9k€10k▲
Trade debts44€878€2k▲
Suppliers440/4€878€2k▲
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€0-
Taxes450/3€0-
Other amounts payable47/48€18k€8k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k▼
Other operating charges640/8€1k€997▼
Gross operating margin9900€18k€24k▲
Operating profit (loss)9901€9k€16k▲
Financial income75/76B€235€332▲
Recurring financial income75€235€332▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€7k€14k▲
Income taxes67/77€3k€5k▲
Profit (loss) for the period9904€4k€9k▲
Profit (loss) for the period to be appropriated9905€4k€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€3k€12k▲
Profit (loss) brought forward from the previous period14P€-880€3k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €4k
Net result €4k after 3 loss-making years.
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
08-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 8 days late
2022
28-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 28 days late
2021
31-12
Financial
Weakest financial yearnet €-8k ▼165%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
22-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 53 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
14-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 14 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schoten · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Anton Van de Veldelaan 142900 SchotenGround area
2,075 m²
Building footprint
291 m²
Volume, LiDAR
1,628 m³
Parcel 11443B0053/00L000, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
OVERBOARDER
since 20072.165.892.709
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11443B0053/00L000 | Flanders | 2,075 m² | 1 · 291 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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i for horse
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Of 13,495 companies in sector 85510 we hold annual accounts for 718. 589 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-10-2007
Fiscal year end31-12
Activities, NACEBEL
85510Sports and recreation education
92622
92623
93199Other sports activities
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.