OVER THE MNTN
ActiveOVER THE MNTN has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €70k and a net result of €17k. Its solvency ranks better than 46% of 31584 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▼-16
Solvency76▼-9
Growth52
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 1.93 against 1.8 in 2024; short-term debt: 24.4% and cash: 43.3% of total assets), and 48.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.1%
Return on assets
12.1%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
2 d early
2024
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close18-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€70k▲ 31.2%
2024 · €54k
2024: €54k
2024 → 2025
Total assets
€137k▲ 54.3%
2024 · €89k
2024: €89k
2024 → 2025
Net result
€17k▼ 50.3%
2024 · €34k
2024: €34k
2024 → 2025
Working capital
€31k▲ 79.7%
2024 · €17k
2024: €17k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€54k-€70k▲ 31.2%
Operating result€45k-€23k▼ 48.7%
Net result€34k-€17k▼ 50.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 49% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €137k
Fixed assets
€73k▲ 45.4%
Current assets
€65k▲ 65.7%
Equity and liabilities €137k
Equity
€70k▲ 31.2%
Debt
€67k▲ 89.1%
The debt ratio rises from 39.9% to 48.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€32k▼
2024 · €55k
Cash flow
€26k▼
2024 · €44k
Solvency
51.1%▼
2024 · 60.1%
Current ratio
1.93▲
2024 · 1.80
Quick ratio
1.93▲
2024 · 1.80
Debt / equity
0.96▲
2024 · 0.66
ROE
23.8%▼
2024 · 62.6%
ROA
12.1%▼
2024 · 37.6%
Interest coverage
17.70▼
2024 · 23.25
Debt
€67k▲
2024 · €36k
Debt ≤ 1 year
€34k▲
2024 · €22k
Debt > 1 year
€34k▲
2024 · €14k
Income taxes
€4k▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€89k€137k▲
Fixed assets21/28€50k€73k▲
Tangible fixed assets22/27€50k€73k▲
Plant, machinery and equipment23€14k€10k▼
Furniture and vehicles24€35k€63k▲
Current assets29/58€39k€65k▲
Amounts receivable within one year40/41€9k€311▼
Trade receivables40€9k-
Other amounts receivable41-€311
Current investments50/53-€5k
Cash at bank and in hand54/58€30k€59k▲
Deferred charges and accrued income490/1-€60
Equity and liabilities
Total equity and liabilities10/49€89k€137k▲
Equity10/15€54k€70k▲
Contributions10/11€20k€20k=
Reserves13€34k€50k▲
Distributable reserves133€34k€50k▲
Amounts payable17/49€36k€67k▲
Amounts payable after more than one year17€14k€34k▲
Financial debts170/4€14k€34k▲
Amounts payable within one year42/48€22k€34k▲
Current portion of amounts payable after more than one year42€13k€17k▲
Trade debts44€592€6k▲
Suppliers440/4€592€6k▲
Taxes, remuneration and social security45€8k€11k▲
Taxes450/3€8k€11k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€10k▼
Other operating charges640/8€589€14k▲
Gross operating margin9900€56k€46k▼
Operating profit (loss)9901€45k€23k▼
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€42k€21k▼
Income taxes67/77€9k€4k▼
Profit (loss) for the period9904€34k€17k▼
Profit (loss) for the period to be appropriated9905€34k€17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€34k€17k▼
Transfer to equity691/2€34k€17k▼
To other reserves6921€34k€17k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
27-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Holsbeek · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wingeweg 113220 HolsbeekGround area
515 m²
Building footprint
101 m²
Volume, LiDAR
435 m³
Parcel 24043C0241/00N000, Flanders · tallest building 6.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
OVER THE MNTN
since 20232.345.980.038
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24043C0241/00N000 | Flanders | 515 m² | 1 · 101 m² | 6.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ROATATION
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MELCHA
BE 1022.796.605
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Webconsult
BE 1002.631.986
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SEAP
BE 0775.926.556
Aalst · Eq €70k
Of 82,554 companies in sector 70200 we hold annual accounts for 52,570. 39,652 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-06-2023
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
68110Buying and selling of own real estate
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
82990Other business support services
93110Operation of sports facilities
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.