Ovamo
ActiveThe computed 12-month bankruptcy probability of Ovamo is 3.7% (moderate). The 2024 annual accounts show equity of €56k and a net result of €24k. Equity is growing by ~6.3% per year across the filed fiscal years. Its solvency ranks better than 95% of 18942 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+34
Solvency100▲+9
Growth78▲+46
Track record94
Bankruptcy probability, 12 months
3.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 3.86 against 2.14 in 2023; short-term debt: 10.5% and cash: 7.2% of total assets), and 10.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 14-07-2025, 17 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
17 d early
2023
49 d late
2022
6 d early
2021
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€56k▲ 75.3%
2023 · €32k
2021: €35k
2022: €33k
2023: €32k
2021 → 2024
Total assets
€62k▲ 29.9%
2023 · €48k
2021: €42k
2022: €42k
2023: €48k
2021 → 2024
Net result
€24k
2023 · €-1k
2021: €15k
2022: €-2k
2023: €-1k
2021 → 2024
Working capital
€19k▲ 34.6%
2023 · €14k
2021: €19k
2022: €20k
2023: €14k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€35k-€33k▼ 5.1%€32k▼ 3.5%€56k▲ 75.3%
Operating result€15k-€-1k€-468▲ 58.6%€33k
Net result€15k-€-2k€-1k▲ 35.2%€24k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €33k after a loss of €468 in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €62k
Fixed assets
€37k▲ 69.1%
Current assets
€25k▼ 3.1%
Equity and liabilities €62k
Equity
€56k▲ 75.3%
Debt
€7k▼ 59.5%
The debt ratio falls from 33.7% to 10.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€44k▲
2023 · €4k
Cash flow
€35k▲
2023 · €4k
Solvency
89.5%▲
2023 · 66.3%
Current ratio
3.86▲
2023 · 2.14
Quick ratio
3.86▲
2023 · 2.14
Debt / equity
0.12▼
2023 · 0.51
ROE
42.9%▲
2023 · -3.6%
ROA
38.4%▲
2023 · -2.4%
Interest coverage
53.66▲
2023 · 5.98
Debt
€7k▼
2023 · €16k
Debt ≤ 1 year
€7k▼
2023 · €12k
Income taxes
€8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€48k€62k▲
Fixed assets21/28€22k€37k▲
Intangible fixed assets21€1k€1k▲
Tangible fixed assets22/27€21k€36k▲
Plant, machinery and equipment23€10k€13k▲
Furniture and vehicles24€327€14k▲
Other tangible fixed assets26€11k€9k▼
Current assets29/58€26k€25k▼
Amounts receivable within one year40/41€20k€18k▼
Trade receivables40€20k€10k▼
Other amounts receivable41€264€8k▲
Cash at bank and in hand54/58€5k€5k▼
Deferred charges and accrued income490/1€326€3k▲
Equity and liabilities
Total equity and liabilities10/49€48k€62k▲
Equity10/15€32k€56k▲
Contributions10/11€20k€20k=
Profit (loss) carried forward14€12k€36k▲
Amounts payable17/49€16k€7k▼
Amounts payable within one year42/48€12k€7k▼
Trade debts44€12k€719▼
Suppliers440/4€12k€719▼
Taxes, remuneration and social security45-€6k
Taxes450/3-€6k
Other amounts payable47/48€75€75=
Accrued charges and deferred income492/3€4k-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€11k▲
Other operating charges640/8€370€297▼
Gross operating margin9900€5k€44k▲
Operating profit (loss)9901€-468€33k▲
Financial income75/76B€34€1▼
Recurring financial income75€34€1▼
Financial charges65/66B€713€817▲
Recurring financial charges65€713€817▲
Profit (loss) for the period before taxes9903€-1k€32k▲
Income taxes67/77-€8k
Profit (loss) for the period9904€-1k€24k▲
Profit (loss) for the period to be appropriated9905€-1k€24k▲
Appropriation of the result
Profit (loss) to be appropriated9906€12k€36k▲
Profit (loss) brought forward from the previous period14P€13k€12k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €24k
Net result €24k after 2 loss-making years.
18-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 49 days late
2023
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-2k ▼112%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Collegelaan 652140 AntwerpenGround area
241 m²
Building footprint
110 m²
Volume, LiDAR
1,133 m³
Parcel 11006A0140/00N002, Flanders · tallest building 11.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Ovamo
since 20202.308.575.254
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11006A0140/00N002 | Flanders | 241 m² | 1 · 110 m² | 11.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 14,028 companies in sector 56301 we hold annual accounts for 4,894. 4,035 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-10-2020
Fiscal year end31-12
Activities, NACEBEL
56301Cafés and bars
46349Wholesale of beverages, general range
47251Retail sale of wines and spirits
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.