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OVALDY

Active
Public limited companyfounded 193690 yrs activeNinoofsesteenweg 530, 1701 Dilbeek, BelgiumKBO/BCE: BE 0402.060.743
Summary

OVALDY has been active since 1936 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €231,543 and a net result of €18,250. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 79% of 304 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisWatch ReportCompare
OVALDYActiveChecked score 91/100
Risk analysis ReportCompare

Overview

Activity
Manufacture of other non-metallic mineral products
NACE 23990NACE 26820
#2 oldest company in Dilbeek, Manufacturing sector1 site
Size
€318,687total assets 2025
Equity
€231,543
Profit
€18,250
Turnover not published (abridged schema)
Financial health
91 Excellent Checked score 2025
Bankruptcy chance 12 m
0.2%
Structure
Accounts filed 25 d late0 of 5 deeds read
Why 91- Liquidity: current ratio 1.06, cash €10,269- Latest accounts 25 days late; 1 of the last 3 late+ Size: total assets €318,687+ Sector Manufacture of other non-metallic mineral products (NACE 23)Show the evidence

Checked score

Score 2025
91 / 100
Excellent
Probability in this band: under 0.55%
Better than 59% of its sector peers (NACE 23, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 98+1
equity 72.7% of total assets
Liquidity 45-2
short-term debt 25.0% · cash 3.2%
Profitability 74+39
return on assets 5.7%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (851 companies)
Last 24 months 11-2024: 0.2% 12-2024: 0.1%▼ -20.1% vs 11-2024 01-2025: 0.1%▼ -0.8% vs 12-2024 02-2025: 0.1%● 0.0% vs 01-2025 03-2025: 0.1%▼ -0.8% vs 02-2025 04-2025: 0.1%▼ -0.8% vs 03-2025 05-2025: 0.1%● 0.0% vs 04-2025 06-2025: 0.1%▼ -2.3% vs 05-2025lowest value 07-2025: 0.2%▲ +64.0% vs 06-2025 08-2025: 0.2%● 0.0% vs 07-2025 09-2025: 0.2%● 0.0% vs 08-2025 10-2025: 0.2%● 0.0% vs 09-2025 11-2025: 0.2%● 0.0% vs 10-2025 12-2025: 0.2%● 0.0% vs 11-2025 01-2026: 0.2%▼ -1.0% vs 12-2025 02-2026: 0.2%● 0.0% vs 01-2026 03-2026: 0.2%▼ -1.0% vs 02-2026 04-2026: 0.2%▼ -1.0% vs 03-2026 05-2026: 0.2%▲ +0.5% vs 04-2026 06-2026: 0.2%▼ -1.0% vs 05-2026 07-2026: 0.2%▲ +9.6% vs 06-2026 08-2026: 0.4%▲ +73.3% vs 07-2026highest value 09-2026: 0.2%▼ -54.5% vs 08-2026 10-2026: 0.2%● 0.0% vs 09-2026
  • Liquidity: current ratio 1.06, cash €10,269 raises the probability
  • Latest accounts 25 days late; 1 of the last 3 late raises the probability
  • Size: total assets €318,687 lowers the probability for this profile
  • Sector Manufacture of other non-metallic mineral products (NACE 23) lowers the probability
Credit up to €21,000 at 30 days acceptable
Liquidity tight (current ratio 1.06 against 0.72 in 2024; short-term debt: 25% and cash: 3.2% of total assets), and 27.3% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 23, micro). Better than this share of them on solvency 76%, liquidity 38%, profitability 58%, growth against the median 63%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Liquidity: current ratio 1.06, cash €10,269
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Latest accounts 25 days late; 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Size: total assets €318,687
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Sector Manufacture of other non-metallic mineral products (NACE 23)
In the bankruptcy model this factor lowers the probability.
KBO
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
25 d late
2024
41 d early
2023
92 d late
2022
57 d late
2021
29 d late
2020
26 d late
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 27 days after the deadline; the sector median for financial year 2024 is 11 days before the deadline, and 34% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 August (4 of the last 5 filed years within 64 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Back to profitnet €18,250
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Positive: Oldest company in Dilbeek, Manufacturing sectorin the Checked rankings #2 View
  • Active since 1936founded 27-04-1936 90 years View
  • Total assets 20256 fiscal years filed €318,687 View

By topic

Financials

Fiscal year
2025
Total assets
€318,687
Profit
€18,250
Solvency
72.7%
Total assets▲ 7.2%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-07-2027
  1. 25-08-2026Annual accounts filed
  2. 31-12-2025Back to profit
  3. 20-06-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Manufacture of other non-metallic mineral productsNACE 23990
Founded
27-04-1936
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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