Summary
OURAL is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €96,890 and a net result of -€76,318. Equity is shrinking by ~12.3% per year across the filed fiscal years. Its solvency ranks better than 87% of 8091 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
7 d early
2024
60 d late
2023
9 d late
2022
28 d early
2021
78 d late
2020
209 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 54 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 10 August (4 of the last 5 filed years within 50 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€96,890▼ 44.1%
2024 · €173,208
Net result
-€76,318▼ 159%
2024 · -€29,518
Total assets
€108,332▼ 38.1%
2024 · €174,971
Solvency
89.4%▼ 9.6pp
2024 · 99.0%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€630▲ 95.7%-€3,809▼ 505%-€26,006▼ 583%-€28,904▼ 11.1%-€75,650▼ 162%
Net result-€1,165below the sector's middle half▲ 92.3%-€4,367below the sector's middle half▼ 275%-€26,578below the sector's middle half▼ 509%-€29,518below the sector's middle half▼ 11.1%-€76,318below the sector's middle half▼ 159%
Equity€233,671within the sector's middle half▼ 0.5%€229,304within the sector's middle half▼ 1.9%€202,726within the sector's middle half▼ 11.6%€173,208within the sector's middle half▼ 14.6%€96,890within the sector's middle half▼ 44.1%
Total assets€237,885within the sector's middle half▲ 0.7%€232,552within the sector's middle half▼ 2.2%€205,567within the sector's middle half▼ 11.6%€174,971within the sector's middle half▼ 14.9%€108,332below the sector's middle half▼ 38.1%
Debt€4,214▲ 219%€3,248▼ 22.9%€2,841▼ 12.5%€1,763▼ 38.0%€11,442▲ 549%
Working capital€205,224above the sector's middle half▲ 1.6%€209,028above the sector's middle half▲ 1.9%€191,537above the sector's middle half▼ 8.4%€170,571above the sector's middle half▼ 10.9%€96,314within the sector's middle half▼ 43.5%
Solvency98.2%above the sector's middle half▼ 1.2pp98.6%above the sector's middle half▲ 0.4pp98.6%above the sector's middle half=99.0%above the sector's middle half▲ 0.4pp89.4%above the sector's middle half▼ 9.6pp
Current ratio64.86above the sector's middle half66.19above the sector's middle half▲ 1.3368.42above the sector's middle half▲ 2.2397.77above the sector's middle half▲ 29.359.42above the sector's middle half▼ 88.35
Return on assets (ROA)-0.5%below the sector's middle half▲ 5.9pp-1.9%below the sector's middle half▼ 1.4pp-12.9%below the sector's middle half▼ 11.1pp-16.9%below the sector's middle half▼ 3.9pp-70.4%below the sector's middle half▼ 53.6pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €75,650 in 2025 against €28,904 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €108,332
Fixed assets
€576 ▼ 78.2%
Current assets
€107,756 ▼ 37.5%
Equity and liabilities €108,332
Equity
€96,890 ▼ 44.1%
Debt
€11,442 ▲ 549%
Debt's share of the balance-sheet total rises from 1.0% to 10.6%. Equity is lower and debt is higher.
Key figures and ratios
ROE
-78.8%▼
2024 · -17.0%
Debt ≤ 1 year
€11,442▲
2024 · €1,763
Income taxes
€360▼
2024 · €436
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8,993 | €9,129 | €9,129 | €9,241 | €2,061 | ▼ 77.7% |
| Other operating charges640/8 | €435 | €744 | €1,155 | €1,034 | €990 | ▼ 4.3% |
| Gross operating margin9900 | €8,798 | €6,065 | -€15,721 | -€18,629 | -€72,599 | ▼ 290% |
| Operating profit (loss)9901 | -€630 | -€3,809 | -€26,006 | -€28,904 | -€75,650 | ▼ 162% |
| Financial income75/76B | - | - | €0 | €0 | - | - |
| Recurring financial income75 | - | - | €0 | €0 | - | - |
| Financial charges65/66B | €170 | €186 | €177 | €177 | €309 | ▲ 74.4% |
| Recurring financial charges65 | €170 | €186 | €177 | €177 | €309 | ▲ 74.4% |
| Profit (loss) for the period before taxes9903 | -€799 | -€3,995 | -€26,183 | -€29,081 | -€75,959 | ▼ 161% |
| Income taxes67/77 | €366 | €372 | €396 | €436 | €360 | ▼ 17.6% |
| Profit (loss) for the period9904 | -€1,165 | -€4,367 | -€26,578 | -€29,518 | -€76,318 | ▼ 159% |
| Profit (loss) for the period to be appropriated9905 | -€1,165 | -€4,367 | -€26,578 | -€29,518 | -€76,318 | ▼ 159% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €237,885 | €232,552 | €205,567 | €174,971 | €108,332 | ▼ 38.1% |
| Fixed assets21/28 | €29,447 | €20,318 | €11,189 | €2,637 | €576 | ▼ 78.2% |
| Tangible fixed assets22/27 | €29,447 | €20,318 | €11,189 | €2,637 | €576 | ▼ 78.2% |
| Furniture and vehicles24 | €29,447 | €20,318 | €11,189 | €2,637 | €576 | ▼ 78.2% |
| Current assets29/58 | €208,438 | €212,234 | €194,379 | €172,334 | €107,756 | ▼ 37.5% |
| Amounts receivable within one year40/41 | €129 | €300 | €933 | €2,425 | €4,158 | ▲ 71.5% |
| Trade receivables40 | - | €300 | €0 | - | - | - |
| Other amounts receivable41 | €129 | €0 | €933 | €2,425 | €4,158 | ▲ 71.5% |
| Cash at bank and in hand54/58 | €207,715 | €211,573 | €193,057 | €169,588 | €103,323 | ▼ 39.1% |
| Deferred charges and accrued income490/1 | €593 | €361 | €389 | €321 | €275 | ▼ 14.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €237,885 | €232,552 | €205,567 | €174,971 | €108,332 | ▼ 38.1% |
| Equity10/15 | €233,671 | €229,304 | €202,726 | €173,208 | €96,890 | ▼ 44.1% |
| Contributions10/11 | €250,000 | €250,000 | €250,000 | €250,000 | €250,000 | = |
| Profit (loss) carried forward14 | -€16,329 | -€20,696 | -€47,274 | -€76,792 | -€153,110 | ▼ 99.4% |
| Amounts payable17/49 | €4,214 | €3,248 | €2,841 | €1,763 | €11,442 | ▲ 549% |
| Amounts payable within one year42/48 | €3,214 | €3,207 | €2,841 | €1,763 | €11,442 | ▲ 549% |
| Trade debts44 | €2,847 | €1,139 | €1,222 | €1,122 | €10,512 | ▲ 837% |
| Suppliers440/4 | €2,847 | €1,139 | €1,222 | €1,122 | €10,512 | ▲ 837% |
| Taxes, remuneration and social security45 | €367 | €625 | €396 | €0 | €360 | - |
| Taxes450/3 | €367 | €625 | €396 | €0 | €360 | - |
| Other amounts payable47/48 | - | €1,443 | €1,224 | €641 | €571 | ▼ 10.9% |
| Accrued charges and deferred income492/3 | €1,000 | €41 | €0 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€1,165 | -€4,367 | -€26,578 | -€29,518 | -€76,318 | ▼ 159% |
| + Depreciation and write-downs630 | €8,993 | €9,129 | €9,129 | €9,241 | €2,061 | ▼ 77.7% |
| Operating cash flow (approximation) | €7,828 | €4,762 | -€17,449 | -€20,277 | -€74,257 | ▼ 266% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€690 | €0 | ▲ 100% |
| Change in cash | - | €3,858 | -€18,516 | -€23,470 | -€66,265 | ▼ 182% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet -€76,318
Net result drops to -€76,318, the lowest in the series.
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
09-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 9 days late
2023
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
17-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 78 days late
25-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 209 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 1 establishment unit since 2020
Ground area
2,170 m²
Building footprint
758 m²
Volume, LiDAR
10,042 m³
Parcel 21682C0149/00M002, Brussels · tallest building 18.8 m, ±5 floors. Linked by address, not a title deed.
82
companies at this address
See who is registered here
1 establishment unit
OURAL
since 20202.299.206.143
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21682C0149/00M002 | Brussels | 2,170 m² | 1 · 758 m² | 18.8 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,800. 12,253 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded31-01-2020
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID
0208:0742758989
Also
9925:BE0742758989
Registered
01-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.