Our Challenge
Open bankruptcyA bankruptcy procedure is open for Our Challenge according to publications in the Belgian State Gazette; curator: ERIK GREEVE.
Summary
The 2024 annual accounts show equity of €41,879 and a net result of -€67,572.
Are you a creditor?
Open bankruptcy
Source: Belgian Official Gazette
If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.
The procedure
- Court
- Enterprise Court of Antwerp, Turnhout division
- Declared bankrupt
- 5 May 2026
- Supervising judge
- Frederic De Vel
- Official Gazette
- 13-05-2026 (pdf) ↗search the document for 2026/120845
Deadlines
- Provisional date payments stopped
- 5 May 2026A later judgment can change the date.art. XX.105 CEL
- Appeal or third-party opposition until
- passed on 28 May 2026Fifteen days after the publication in the Official Gazette.art. XX.108 CEL
- File the claim in RegSol until
- passed on 4 June 2026art. XX.104 and XX.155 CEL
- First verification report
- passed on 16 June 2026Goods that belong to you, such as those delivered under retention of title, are reclaimed before this day.art. XX.104 and XX.194 CEL
- Late claim until
- 5 May 2027Late, you share only in what has not been paid out yet, and the costs are yours.art. XX.165 CEL
Curator
- Erik GreeveKoninklijke Laan 60, 2600 Berchem (Antwerpen)erik.greeve@gvgadvocaten.be
What to do now
- Do not deliver on credit any more without an agreement with the curator.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
- Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
- Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
- Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.
The deadlines above come from the publication of the judgment. Check them in RegSol before you file anything; a passed deadline no longer applies.
File a claim in RegSol ↗
Watch
Follow this bankruptcy: you are alerted when it is closed or reversed.
General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help.Creditor guide for this company
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Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
2021222324
2020 to 2024 · latest year -€67,572
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-08-2025, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
31 d late
2023
30 d late
2022
59 d late
2021
77 d late
2020
85 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 56 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
Who ran this company, and where was it based, on a date before the end?Company as of a date Is the registered address a letterbox address or a business centre?Addresses Are there other customers at risk in your own list?Process a list How is the Interior design sector doing?Sector figures
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, micro schema
Equity
€41,879▼ 61.7%
2023 · €109,451
Total assets
€41,879▼ 74.7%
2023 · €165,726
Net result
-€67,572▼ 57.5%
2023 · -€42,906
Working capital
€40,983▼ 62.6%
2023 · €109,451
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 74, Other professional, scientific and technical activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€18,749-€46,943▲ 150%€50,581▲ 7.7%-€52,017-€73,034▼ 40.4%
Net result€15,165within the sector's middle half-€38,645above the sector's middle half▲ 155%€44,704above the sector's middle half▲ 15.7%-€42,906below the sector's middle half-€67,572below the sector's middle half▼ 57.5%
Equity€69,007within the sector's middle half-€107,653above the sector's middle half▲ 56.0%€152,357above the sector's middle half▲ 41.5%€109,451above the sector's middle half▼ 28.2%€41,879within the sector's middle half▼ 61.7%
Total assets€146,911within the sector's middle half-€151,323within the sector's middle half▲ 3.0%€208,359within the sector's middle half▲ 37.7%€165,726within the sector's middle half▼ 20.5%€41,879below the sector's middle half▼ 74.7%
Debt€77,903-€43,671▼ 43.9%€56,002▲ 28.2%€56,275▲ 0.5%€0▼ 100%
Working capital€81,373above the sector's middle half-€107,653above the sector's middle half▲ 32.3%€152,357above the sector's middle half▲ 41.5%€109,451above the sector's middle half▼ 28.2%€40,983within the sector's middle half▼ 62.6%
Solvency47.0%within the sector's middle half-71.1%above the sector's middle half▲ 24.2pp73.1%above the sector's middle half▲ 2.0pp66.0%within the sector's middle half▼ 7.1pp100.0%above the sector's middle half▲ 34.0pp
Current ratio2.24within the sector's middle half-3.47within the sector's middle half▲ 1.223.72above the sector's middle half▲ 0.262.94within the sector's middle half▼ 0.78
Return on assets (ROA)10.3%within the sector's middle half-25.5%above the sector's middle half▲ 15.2pp21.5%within the sector's middle half▼ 4.1pp-25.9%below the sector's middle half▼ 47.3pp-161.3%below the sector's middle half▼ 135.5pp
above
within
below
the middle half (P25 to P75) of NACE 74, Other professional, scientific and technical activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €73,034 in 2024 against €52,017 in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
Assets €41,879
Fixed assets
€896
Current assets
€40,983
Key figures and ratios
EBITDA
-€72,939
Cash flow
-€67,477
Debt to equity
0.00▼
2023 · 0.51
ROE
-161.3%▼
2023 · -39.2%
Interest coverage
-356.28
Debt ≤ 1 year
€0▼
2023 · €56,275
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | - | - | €95 | - |
| Other operating charges640/8 | - | €8,222 | €790 | €0 | €254 | - |
| Gross operating margin9900 | €19,935 | €55,165 | €51,371 | -€52,017 | -€72,685 | ▼ 39.7% |
| Operating profit (loss)9901 | €18,749 | €46,943 | €50,581 | -€52,017 | -€73,034 | ▼ 40.4% |
| Financial income75/76B | - | €4,196 | €11,453 | €9,348 | €5,666 | ▼ 39.4% |
| Recurring financial income75 | - | €4,196 | €11,453 | €9,348 | €5,666 | ▼ 39.4% |
| Financial charges65/66B | - | €994 | €769 | €236 | €205 | ▼ 13.4% |
| Recurring financial charges65 | €221 | €994 | €769 | €236 | €205 | ▼ 13.4% |
| Profit (loss) for the period before taxes9903 | €18,528 | €50,144 | €61,265 | -€42,906 | -€67,572 | ▼ 57.5% |
| Income taxes67/77 | €3,363 | €11,499 | €16,561 | €0 | - | - |
| Profit (loss) for the period9904 | €15,165 | €38,645 | €44,704 | -€42,906 | -€67,572 | ▼ 57.5% |
| Profit (loss) for the period to be appropriated9905 | €15,165 | €38,645 | €44,704 | -€42,906 | -€67,572 | ▼ 57.5% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €146,911 | €151,323 | €208,359 | €165,726 | €41,879 | ▼ 74.7% |
| Fixed assets21/28 | - | - | - | - | €896 | - |
| Tangible fixed assets22/27 | - | - | - | - | €896 | - |
| Furniture and vehicles24 | - | - | - | - | €896 | - |
| Current assets29/58 | €146,911 | €151,323 | €208,359 | €165,726 | €40,983 | ▼ 75.3% |
| Amounts receivable within one year40/41 | €139,866 | €145,103 | €203,769 | €165,703 | €36,245 | ▼ 78.1% |
| Trade receivables40 | - | €11,416 | €5,157 | €10,651 | €0 | ▼ 100% |
| Other amounts receivable41 | - | €133,687 | €198,612 | €155,052 | €36,245 | ▼ 76.6% |
| Cash at bank and in hand54/58 | €7,045 | €6,220 | €4,591 | €23 | €4,739 | ▲ 20,316% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €146,911 | €151,323 | €208,359 | €165,726 | €41,879 | ▼ 74.7% |
| Equity10/15 | €69,007 | €107,653 | €152,357 | €109,451 | €41,879 | ▼ 61.7% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Profit (loss) carried forward14 | €50,407 | €89,053 | €133,757 | €90,851 | €23,279 | ▼ 74.4% |
| Amounts payable17/49 | €77,903 | €43,671 | €56,002 | €56,275 | €0 | ▼ 100% |
| Amounts payable within one year42/48 | €65,538 | €43,671 | €56,002 | €56,275 | €0 | ▼ 100% |
| Trade debts44 | - | €950 | €0 | €266 | €0 | ▼ 100% |
| Suppliers440/4 | - | €950 | €0 | €266 | €0 | ▼ 100% |
| Taxes, remuneration and social security45 | - | €42,721 | €56,002 | €56,009 | €0 | ▼ 100% |
| Taxes450/3 | - | €42,721 | €56,002 | €56,009 | €0 | ▼ 100% |
| Remuneration and social security454/9 | - | €0 | - | - | - | - |
| Accrued charges and deferred income492/3 | - | €0 | - | - | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €15,165 | €38,645 | €44,704 | -€42,906 | -€67,572 | ▼ 57.5% |
| + Depreciation and write-downs630 | - | - | - | - | €95 | - |
| Operating cash flow (approximation) | €15,165 | €38,645 | €44,704 | -€42,906 | -€67,477 | ▼ 57.3% |
| Change in cash | - | -€825 | -€1,629 | -€4,567 | €4,715 | ▲ 203% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
13-05
Bankruptcy
Opening
Ondernemingsrechtbank Antwerpen, afdeling Turnhout · event 05-05-2026
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Weakest financial yearnet -€67,572
Net result drops to -€67,572, the lowest in the series.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
28-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 59 days late
2022
31-12
Financial
Highest result since 2020net €44,704 ▲15.7%
Operating result €50,581, net result €44,704, both a record.
31-12
Financial
Equity above €150,000Eq €152,357 ▲41.5%
3 profitable years in a row build equity to €152,357.
16-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 77 days late
2021
31-12
Financial
Equity above €100,000Eq €107,653 ▲56%
2 profitable years in a row build equity to €107,653.
24-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 85 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Turnhout · 1 establishment unit since 2018
Ground area
653 m²
Building footprint
355 m²
Volume, LiDAR
3,828 m³
Parcel 13453O0351/00B002, Flanders · tallest building 15.2 m, ±4 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Our Challenge
since 20182.279.147.137
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13453O0351/00B002 | Flanders | 653 m² | 1 · 355 m² | 15.2 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | ERIK GREEVE KONINKLIJKE LAAN 60, 2600 BERCHEM
(ANTWERPEN) |
05-05-2026 → present |
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Of 1,452 companies in sector 74130 we hold annual accounts for 340. 289 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded08-08-2018
Fiscal year end31-12
Activities, NACEBEL 2025
74130Interior design
71112Activities of interior architects
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.