OU-VERT
ActiveSummary
OU-VERT has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €75k and a net result of €-1k. Equity is growing by ~5.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 634 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability67▼-26
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 11.18 against 2.0 in 2024; short-term debt: 3.4% and cash: 7.1% of total assets), and 3.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Other professional, scientific and technical activities (NACE 74)
about 48% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-04-2026, 99 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
99 d early
2024
51 d early
2023
162 d early
2022
42 d early
2021
59 d early
2020
57 d early
2019
31 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€75k▼ 1.8%
2024 · €77k
2018: €58k
2019: €50k▼ -13.6% vs 2018lowest in 8 years
2020: €52k▲ +4.2% vs 2019
2021: €57k▲ +9.0% vs 2020
2022: €66k▲ +15.0% vs 2021
2023: €58k▼ -12.4% vs 2022
2024: €77k▲ +33.2% vs 2023highest in 8 years
2025: €75k▼ -1.8% vs 2024
2018 → 2025
Total assets
€78k▼ 20.0%
2024 · €97k
2018: €117khighest in 8 years
2019: €105k▼ -10.5% vs 2018
2020: €92k▼ -12.1% vs 2019
2021: €101k▲ +8.9% vs 2020
2022: €93k▼ -7.7% vs 2021
2023: €103k▲ +11.0% vs 2022
2024: €97k▼ -5.4% vs 2023
2025: €78k▼ -20.0% vs 2024lowest in 8 years
2018 → 2025
Net result
€-1k
2024 · €19k
2018: €36khighest in 8 years
2019: €-8k▼ -122% vs 2018lowest in 8 years
2020: €3k▲ +137% vs 2019
2021: €22k▲ +671% vs 2020
2022: €9k▼ -58.1% vs 2021
2023: €17k▲ +86.2% vs 2022
2024: €19k▲ +9.5% vs 2023
2025: €-1k▼ -107% vs 2024
2018 → 2025
Working capital
€27k▲ 30.5%
2024 · €21k
2018: €4k
2019: €-26k▼ -770% vs 2018lowest in 8 years
2020: €-14k▲ +44.7% vs 2019
2021: €-5k▲ +66.1% vs 2020
2022: €-3k▲ +38.7% vs 2021
2023: €1k▲ +146% vs 2022
2024: €21k▲ +1434% vs 2023
2025: €27k▲ +30.5% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€57k-€66k▲ 15.0%€58k▼ 12.4%€77k▲ 33.2%€75k▼ 1.8%
2021: €57klowest in 5 years
2022: €66k▲ +15.0% vs 2021
2023: €58k▼ -12.4% vs 2022
2024: €77k▲ +33.2% vs 2023highest in 5 years
2025: €75k▼ -1.8% vs 2024
Operating result€26k-€15k▼ 40.7%€26k▲ 68.5%€28k▲ 8.8%€329▼ 98.8%
2021: €26k
2022: €15k▼ -40.7% vs 2021
2023: €26k▲ +68.5% vs 2022
2024: €28k▲ +8.8% vs 2023highest in 5 years
2025: €329▼ -98.8% vs 2024lowest in 5 years
Net result€22k-€9k▼ 58.1%€17k▲ 86.2%€19k▲ 9.5%€-1k
2021: €22khighest in 5 years
2022: €9k▼ -58.1% vs 2021
2023: €17k▲ +86.2% vs 2022
2024: €19k▲ +9.5% vs 2023
2025: €-1k▼ -107% vs 2024lowest in 5 years
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 99% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €78k
Fixed assets
€48k ▼ 13.8%
Current assets
€30k ▼ 28.3%
Equity and liabilities €78k
Equity
€75k ▼ 1.8%
Debt
€3k ▼ 87.2%
Debt's share of the balance-sheet total falls from 21.4% to 3.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€15k▼
2024 · €46k
Cash flow
€13k▼
2024 · €37k
Current ratio
11.18▲
2024 · 2.00
Debt to equity
0.04▼
2024 · 0.27
ROE
-1.8%▼
2024 · 24.9%
ROA
-1.7%▼
2024 · 19.6%
Interest coverage
41.78▼
2024 · 123.81
Debt ≤ 1 year
€3k▼
2024 · €21k
Income taxes
€1k▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€97k€78k▼
Fixed assets21/28€56k€48k▼
Tangible fixed assets22/27€56k€48k▼
Land and buildings22€12k€9k▼
Plant, machinery and equipment23€16k€15k▼
Furniture and vehicles24€6k€5k▼
Other tangible fixed assets26€22k€19k▼
Current assets29/58€42k€30k▼
Amounts receivable within one year40/41€27k€24k▼
Trade receivables40€22k€12k▼
Other amounts receivable41€4k€12k▲
Cash at bank and in hand54/58€14k€6k▼
Deferred charges and accrued income490/1€2k€110▼
Equity and liabilities
Total equity and liabilities10/49€97k€78k▼
Equity10/15€77k€75k▼
Contributions10/11€14k€14k=
Reserves13€63k€63k=
Distributable reserves133€63k€63k=
Profit (loss) carried forward14€163€-1k▼
Amounts payable17/49€21k€3k▼
Amounts payable within one year42/48€21k€3k▼
Trade debts44€21k€3k▼
Suppliers440/4€21k€3k▼
Taxes, remuneration and social security45€38€0▼
Taxes450/3€38€0▼
Other amounts payable47/48€272-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€14k▼
Other operating charges640/8€576€3k▲
Gross operating margin9900€46k€17k▼
Operating profit (loss)9901€28k€329▼
Financial income75/76B€8€1▼
Recurring financial income75€8€1▼
Financial charges65/66B€368€355▼
Recurring financial charges65€368€355▼
Profit (loss) for the period before taxes9903€28k€-25▼
Income taxes67/77€9k€1k▼
Profit (loss) for the period9904€19k€-1k▼
Profit (loss) for the period to be appropriated9905€19k€-1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€19k€-1k▼
Profit (loss) brought forward from the previous period14P€53€163▲
Transfer to equity691/2€19k-
To other reserves6921€19k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €16k | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €20k | €23k | €15k | €18k | €14k | ▼ 17.5% |
| Other operating charges640/8 | €3k | €2k | €712 | €576 | €3k | ▲ 339% |
| Gross operating margin9900 | €49k | €40k | €42k | €46k | €17k | ▼ 62.4% |
| Operating profit (loss)9901 | €26k | €15k | €26k | €28k | €329 | ▼ 98.8% |
| Financial income75/76B | €134 | €570 | €1 | €8 | €1 | ▼ 93.3% |
| Recurring financial income75 | €134 | €570 | €1 | €8 | €1 | ▼ 93.3% |
| Financial charges65/66B | €966 | €462 | €938 | €368 | €355 | ▼ 3.7% |
| Recurring financial charges65 | €966 | €462 | €938 | €368 | €355 | ▼ 3.7% |
| Profit (loss) for the period before taxes9903 | €25k | €15k | €25k | €28k | €-25 | ▼ 100% |
| Income taxes67/77 | €3k | €6k | €7k | €9k | €1k | ▼ 84.4% |
| Profit (loss) for the period9904 | €22k | €9k | €17k | €19k | €-1k | ▼ 107% |
| Profit (loss) for the period to be appropriated9905 | €22k | €9k | €17k | €19k | €-1k | ▼ 107% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €101k | €93k | €103k | €97k | €78k | ▼ 20.0% |
| Fixed assets21/28 | €64k | €69k | €56k | €56k | €48k | ▼ 13.8% |
| Tangible fixed assets22/27 | €64k | €68k | €56k | €56k | €48k | ▼ 13.8% |
| Land and buildings22 | €22k | €23k | €17k | €12k | €9k | ▼ 19.6% |
| Plant, machinery and equipment23 | €8k | €18k | €7k | €16k | €15k | ▼ 5.3% |
| Furniture and vehicles24 | €13k | €9k | €8k | €6k | €5k | ▼ 23.6% |
| Other tangible fixed assets26 | €21k | €18k | €24k | €22k | €19k | ▼ 14.0% |
| Financial fixed assets28 | €323 | €323 | - | - | - | - |
| Current assets29/58 | €36k | €24k | €47k | €42k | €30k | ▼ 28.3% |
| Amounts receivable within one year40/41 | €26k | €16k | €11k | €27k | €24k | ▼ 8.7% |
| Trade receivables40 | €10k | €9k | €11k | €22k | €12k | ▼ 44.6% |
| Other amounts receivable41 | €15k | €7k | - | €4k | €12k | ▲ 168% |
| Cash at bank and in hand54/58 | €9k | €7k | €35k | €14k | €6k | ▼ 59.0% |
| Deferred charges and accrued income490/1 | €2k | €2k | €726 | €2k | €110 | ▼ 93.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €101k | €93k | €103k | €97k | €78k | ▼ 20.0% |
| Equity10/15 | €57k | €66k | €58k | €77k | €75k | ▼ 1.8% |
| Contributions10/11 | €14k | €14k | €14k | €14k | €14k | = |
| Reserves13 | €43k | €52k | €44k | €63k | €63k | = |
| Non-distributable reserves130/1 | €2k | €2k | - | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | - | - | - | - |
| Distributable reserves133 | €41k | €50k | €44k | €63k | €63k | = |
| Profit (loss) carried forward14 | - | €0 | €53 | €163 | €-1k | ▼ 833% |
| Amounts payable17/49 | €43k | €27k | €45k | €21k | €3k | ▼ 87.2% |
| Amounts payable after more than one year17 | €2k | €0 | - | - | - | - |
| Financial debts170/4 | €2k | €0 | - | - | - | - |
| Amounts payable within one year42/48 | €41k | €27k | €45k | €21k | €3k | ▼ 87.2% |
| Current portion of amounts payable after more than one year42 | €7k | €2k | - | - | - | - |
| Trade debts44 | €9k | €18k | €3k | €21k | €3k | ▼ 87.0% |
| Suppliers440/4 | €9k | €18k | €3k | €21k | €3k | ▼ 87.0% |
| Taxes, remuneration and social security45 | €8k | €5k | €16k | €38 | €0 | ▼ 100% |
| Taxes450/3 | €8k | €5k | €16k | €38 | €0 | ▼ 100% |
| Other amounts payable47/48 | €18k | €800 | €26k | €272 | - | - |
| Accrued charges and deferred income492/3 | - | - | €1 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €22k | €9k | €17k | €19k | €-1k | ▼ 107% |
| + Depreciation and write-downs630 | €20k | €23k | €15k | €18k | €14k | ▼ 17.5% |
| Operating cash flow (approximation) | €43k | €32k | €33k | €37k | €13k | ▼ 64.2% |
| Investment in fixed assets (approximation) | - | €-27k | €-3k | €-17k | €-7k | ▲ 60.6% |
| Change in cash | - | €-3k | €29k | €-22k | €-8k | ▲ 63.2% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Liquidity times 6current ratio 11.18
Current ratio from 2.00 to 11.18; short-term debt falls from €21k to €3k.
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
20-02
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
02-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
04-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-8k
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
19-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
06-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 1996
Ground area
840 m²
Building footprint
416 m²
Volume, LiDAR
2,491 m³
2 parcels, Flanders · tallest building 13.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Sint-Lenardsstraat 4, 8380 Brugge
since 19962.075.282.435
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31007D0168/00K000 | Flanders | 522 m² | 1 · 164 m² | 13.8 m · 3 fl. |
| 31007D0152/00C000 | Flanders | 318 m² | 1 · 253 m² | 8.5 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 14,143 companies in sector 74201 we hold annual accounts for 2,610. 2,146 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded30-12-1995
Fiscal year end31-12
Activities, NACEBEL 2025
74201Photography, excluding press photography
18130Pre-press and pre-media services
Scores and ratios are computed by Checked and are not a credit decision.