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OTRA UP

Active
Private limited companyfounded 2022active for 4 yearsRue Walthère Jamar 170, 4430 Ans, BelgiumKBO/BCE: BE 0784.550.846
Summary

The computed 12-month bankruptcy probability of OTRA UP is 2.5% (moderate). The 2025 annual accounts show equity of €12,622 and a net result of €672. Equity has been growing by about 34% per year since 2023. Its solvency ranks better than 38% of 2,797 sector peers (NACE 41, financial year 2025). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 06-04-2022 Normal situation
Activity
General construction of residential buildings NACE 41001and 2 others
Establishment unit
2.338.119.573 4430 Ans, since 06-04-2022
Financial year end
31 December
Peppol
Reachable since 28-12-2025

Financial position

52 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.5%
Annual accounts 2025
Gross margin
€1,533
▼ 83.9%
Turnover
≈ €19,000
estimated
Profit
€672
▼ 91.0%
Equity
€12,622
▲ 5.6%
Total assets
€44,160
▲ 13.2%
  • 2025 accounts filed 41 days after the deadline
Score breakdownraises riskSector: Construction of residential and non-residential buildings (NACE 41)Founded in 2022Last filed accounts filed 41 days late; 2 of the last 3 accounts latelowers riskLiquidity: current ratio 1.37, cash €9,816Show the evidence

Checked score

Score 2025
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 40% of micro companies in construction of buildings (NACE 41)
Financial strength · tick: 2024
Average
Solvency 54-2
equity 28.6% of total assets
Liquidity 39-24
short-term debt 71.4% · cash 22.2%
Profitability 71-15
return on assets 1.5%
Bankruptcy probability within 12 months
2.5% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,453 companies, NACE 41, micro)
Last 24 months 12-2024: 5.2% 01-2025: 5.1%▼ -0.1 percentage points vs 12-2024 02-2025: 5.1%● unchanged vs 01-2025 03-2025: 5.2%▲ +0.1 percentage points vs 02-2025 04-2025: 5.3%▲ +0.1 percentage points vs 03-2025 05-2025: 5.3%● unchanged vs 04-2025 06-2025: 5.3%● unchanged vs 05-2025 07-2025: 5.4%▲ +0.1 percentage points vs 06-2025 08-2025: 5.9%▲ +0.5 percentage points vs 07-2025highest value 09-2025: 2.1%▼ -3.8 percentage points vs 08-2025 10-2025: 2.1%● unchanged vs 09-2025 11-2025: 2.1%● unchanged vs 10-2025 12-2025: 1.8%▼ -0.3 percentage points vs 11-2025 01-2026: 1.7%▼ -0.1 percentage points vs 12-2025lowest value 02-2026: 1.7%● unchanged vs 01-2026lowest value 03-2026: 1.7%● unchanged vs 02-2026 04-2026: 1.7%● unchanged vs 03-2026 05-2026: 1.8%▲ +0.1 percentage points vs 04-2026 06-2026: 1.8%● unchanged vs 05-2026 07-2026: 1.8%● unchanged vs 06-2026 08-2026: 2.5%▲ +0.7 percentage points vs 07-2026 09-2026: 2.8%▲ +0.3 percentage points vs 08-2026 10-2026: 2.5%▼ -0.3 percentage points vs 09-2026 11-2026: 2.5%● unchanged vs 10-2026
Credit of up to €500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.37 (1.44 in 2024), below the usual 1.5. Short-term debt is 71.4% and cash 22.2% of total assets. 71.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 36% of them on solvency, 36% on liquidity, 43% on profitability and 47% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Founded in 2022
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Liquidity: current ratio 1.37, cash €9,816
NBB · annual accounts
raises risk · Last filed accounts filed 41 days late; 2 of the last 3 accounts late
NBB · filings
raises risk · 2025 accounts filed 41 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-09-2026, 41 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filings
Deviation from the deadline
2025
41 days late
2024
26 days late
2023
57 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 41 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 10 September (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Key points

  • Caution: Less equity than 84% of companies in construction of buildingssector median €196,253 · 2,797 companies €12,622 View

Recent changes

  1. · Gazette deed Appointment: Herman Anne (director)
  2. · Gazette deed IncorporationAppointment: MEYERS Olivier Marie Ghislain Edouard Raphaël (director)
All 7 events

Comparable companies

These companies have the same main activity as OTRA UP: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €36,000 and €51,400, founded between 2021 and 2023.

CompanyTotal assetsGross margin
OTRA UP Ans€44,160€1,533
GROEP MNM Antwerpen€41,621€1,689
MAREEL DEMPSEY Harelbeke€38,750€1,587
DEMAR BOUW De Panne€42,195€1,517
EDY TRANS Halle€50,799€1,691
CONSTRUCT DACI CLEAN Kraainem€36,013€1,479
DLT Toitures & Maçonnerie Geer€51,357€1,099
Full comparison

Key facts about OTRA UP

What is the company number of OTRA UP?
The company number of OTRA UP is 0784.550.846. The VAT number is the same number with BE in front: BE 0784.550.846.
Where is OTRA UP based?
The registered office is at Rue Walthère Jamar 170, 4430 Ans.Company details
What does OTRA UP do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of OTRA UP?
The legal form of OTRA UP is Private limited company (BV).
When was OTRA UP founded?
OTRA UP was founded on 06-04-2022.
Is OTRA UP still active?
Yes, OTRA UP is an active enterprise in the KBO register.
What is the turnover of OTRA UP?
The turnover in financial year 2025 is ≈ €19,000. This figure is estimated from the gross margin of €1,533 and 73 comparable companies (NACE 41001). It probably lies between €8,800 and €37,000. It is a rough estimate.Financials
Is OTRA UP profitable?
In financial year 2025, OTRA UP made a profit of €672.
Where can I find the annual accounts of OTRA UP?
OTRA UP filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of OTRA UP due?
OTRA UP must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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