OTOK
ActiveSummary
OTOK has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €37,520 and a net result of €45,797. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 20% of 31896 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability91▼-9
Solvency39▼-48
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,500 at 30 days acceptable
Liquidity short (current ratio 0.89 against 3.87 in 2024; short-term debt: 66.6% and cash: 49.4% of total assets), and 85.7% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 31896 sector peers (2025).
NBB · sector comparisonPosition among 31896 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 28-06-2025, 125 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
125 d early
2024
105 d early
2023
106 d early
2022
103 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 110 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close27-09-2026 today31-10-2026 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€37,520▼ 71.9%
2024 · €133,723
Total assets
€262,086▲ 21.1%
2024 · €216,346
Net result
€45,797▼ 16.4%
2024 · €54,751
Working capital
-€18,333
2024 · €92,500
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Operating result€17,144-€84,228▲ 391%€71,124▼ 15.6%€59,602▼ 16.2%
Net result€13,372-€65,599▲ 391%€54,751▼ 16.5%€45,797▼ 16.4%
Equity€13,372-€78,972▲ 491%€133,723▲ 69.3%€37,520▼ 71.9%
Total assets€37,718-€109,189▲ 189%€216,346▲ 98.1%€262,086▲ 21.1%
Debt€24,346-€30,218▲ 24.1%€82,623▲ 173%€224,565▲ 172%
Working capital€13,522-€53,359▲ 295%€92,500▲ 73.4%-€18,333
Turnover and EBIT margin not published: the micro schema does not require them.
Why a figure moved sharply
- 2024 Total assets +98% on 2023. Cause not known from the registers.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 16% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €262,086
Fixed assets
€106,001 ▲ 15.7%
Current assets
€156,085 ▲ 25.1%
Equity and liabilities €262,086
Equity
€37,520 ▼ 71.9%
Debt
€224,565 ▲ 172%
Debt's share of the balance-sheet total rises from 38.2% to 85.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€80,428▼
2024 · €88,738
Cash flow
€66,623▼
2024 · €72,366
Current ratio
0.89▼
2024 · 3.87
Debt to equity
5.99▲
2024 · 0.62
ROE
122.1%▲
2024 · 40.9%
ROA
17.5%▼
2024 · 25.3%
Interest coverage
50.51▲
2024 · 48.28
Debt ≤ 1 year
€174,418▲
2024 · €32,222
Debt > 1 year
€50,147▼
2024 · €50,401
Income taxes
€12,212▼
2024 · €14,534
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 7,976 companies that looked in July 2024 the way this one looks now, 3.1% went bankrupt within 24 months and 94% are still going.
- Micro
- 2 to 5 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
3.1%
went bankrupt
1.6%
stopped otherwise
94%
still going
A further 1.0% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 7,976 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €109 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €4,825 | €17,615 | €20,826 | ▲ 18.2% |
| Other operating charges640/8 | - | €1,322 | €458 | €866 | ▲ 89.2% |
| Non-recurring operating charges66A | - | - | - | €4,558 | - |
| Gross operating margin9900 | €17,144 | €90,374 | €89,196 | €85,851 | ▼ 3.7% |
| Operating profit (loss)9901 | €17,144 | €84,228 | €71,124 | €59,602 | ▼ 16.2% |
| Financial income75/76B | - | - | €0 | - | - |
| Recurring financial income75 | - | - | €0 | - | - |
| Financial charges65/66B | €98 | €203 | €1,838 | €1,592 | ▼ 13.4% |
| Recurring financial charges65 | €98 | €203 | €1,838 | €1,592 | ▼ 13.4% |
| Profit (loss) for the period before taxes9903 | €17,046 | €84,025 | €69,286 | €58,009 | ▼ 16.3% |
| Income taxes67/77 | €3,674 | €18,426 | €14,534 | €12,212 | ▼ 16.0% |
| Profit (loss) for the period9904 | €13,372 | €65,599 | €54,751 | €45,797 | ▼ 16.4% |
| Profit (loss) for the period to be appropriated9905 | €13,372 | €65,599 | €54,751 | €45,797 | ▼ 16.4% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €37,718 | €109,189 | €216,346 | €262,086 | ▲ 21.1% |
| Fixed assets21/28 | - | €25,613 | €91,623 | €106,001 | ▲ 15.7% |
| Tangible fixed assets22/27 | - | €25,613 | €91,623 | €106,001 | ▲ 15.7% |
| Land and buildings22 | - | €12,023 | €23,844 | €28,874 | ▲ 21.1% |
| Plant, machinery and equipment23 | - | - | €965 | €762 | ▼ 21.1% |
| Furniture and vehicles24 | - | €13,590 | €66,815 | €76,365 | ▲ 14.3% |
| Current assets29/58 | €37,718 | €83,576 | €124,722 | €156,085 | ▲ 25.1% |
| Amounts receivable after more than one year29 | - | - | €642 | - | - |
| Other amounts receivable291 | - | - | €642 | - | - |
| Amounts receivable within one year40/41 | €21,203 | €20,828 | €68,328 | €26,490 | ▼ 61.2% |
| Trade receivables40 | €21,203 | €20,828 | €48,362 | €23,668 | ▼ 51.1% |
| Other amounts receivable41 | - | - | €19,966 | €2,822 | ▼ 85.9% |
| Cash at bank and in hand54/58 | €16,515 | €62,749 | €55,753 | €129,595 | ▲ 132% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €37,718 | €109,189 | €216,346 | €262,086 | ▲ 21.1% |
| Equity10/15 | €13,372 | €78,972 | €133,723 | €37,520 | ▼ 71.9% |
| Profit (loss) carried forward14 | €13,372 | €78,972 | €133,723 | €37,520 | ▼ 71.9% |
| Amounts payable17/49 | €24,346 | €30,218 | €82,623 | €224,565 | ▲ 172% |
| Amounts payable after more than one year17 | - | - | €50,401 | €50,147 | ▼ 0.5% |
| Financial debts170/4 | - | - | €50,401 | €50,147 | ▼ 0.5% |
| Amounts payable within one year42/48 | €24,196 | €30,218 | €32,222 | €174,418 | ▲ 441% |
| Current portion of amounts payable after more than one year42 | - | - | €15,604 | €19,653 | ▲ 26.0% |
| Trade debts44 | €5,256 | €3,352 | €9,811 | €9,879 | ▲ 0.7% |
| Suppliers440/4 | €5,256 | €3,352 | €9,811 | €9,879 | ▲ 0.7% |
| Taxes, remuneration and social security45 | €18,940 | €16,560 | €6,808 | €24,186 | ▲ 255% |
| Taxes450/3 | €15,240 | €16,560 | €3,108 | €24,186 | ▲ 678% |
| Remuneration and social security454/9 | €3,700 | - | €3,700 | - | - |
| Other amounts payable47/48 | - | €10,305 | - | €120,700 | - |
| Accrued charges and deferred income492/3 | €150 | - | - | - | - |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €13,372 | €65,599 | €54,751 | €45,797 | ▼ 16.4% |
| + Depreciation and write-downs630 | - | €4,825 | €17,615 | €20,826 | ▲ 18.2% |
| Operating cash flow (approximation) | €13,372 | €70,424 | €72,366 | €66,623 | ▼ 7.9% |
| Investment in fixed assets (approximation) | - | - | -€83,625 | -€35,203 | ▲ 57.9% |
| Change in cash | - | €46,234 | -€6,996 | €73,843 | ▲ 1,155% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
28-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Equity above €100,000Eq €133,723 ▲69.3%
3 profitable years in a row build equity to €133,723.
2023
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Highest result since 2022net €65,599 ▲391%
Operating result €84,228, net result €65,599, both a record.
2022
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2022
Ground area
443 m²
Building footprint
58 m²
Volume, LiDAR
484 m³
Parcel 44809I0606/00E005, Flanders · tallest building 9.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
OTOK
since 20222.326.671.296
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44809I0606/00E005 | Flanders | 443 m² | 1 · 58 m² | 9.6 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,642 companies in sector 70200 we hold annual accounts for 52,590. 36,251 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded04-01-2022
Fiscal year end31-03
Activities, NACEBEL 2025
70200Business and other management consultancy
68122Development of non-residential building projects
52220Warehousing and support activities for transportation
64210Activities of holding companies
66199Other activities auxiliary to financial services, excluding insurance and pension funding
68321Property management for co-owned buildings (syndics)
E-invoicing
Reachable via Peppol
Peppol ID
0208:0779654425
Also
9925:BE0779654425
Registered
12-02-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.